Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsDebit Card V2
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 May 6 2010, 07:50 AM
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Senior Member
939 posts Joined: Jun 2007 From: cyberjaya,sunway.  
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finally the transaction are settle already.
im curios why rm2.1 hold amount? what does it actually hold for?lolz the thing i purchase from ebay,pay vie paypal is actually total up usd45.96=rm149.34.  and yea, it does return some of the money to my available balance.phew... Attached thumbnail(s) 
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May 6 2010, 10:19 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(Superkian @ May 6 2010, 07:50 AM) finally the transaction are settle already. Not too sure. Believe they will make the refund in the next few days.im curios why rm2.1 hold amount? what does it actually hold for?lolz |
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May 6 2010, 08:35 PM
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Senior Member
939 posts Joined: Jun 2007 From: cyberjaya,sunway.
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QUOTE(MilesAndMore @ May 6 2010, 10:19 AM) Not too sure. Believe they will make the refund in the next few days. okies.wait for few more days again to see whether refund or not. |
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May 7 2010, 07:09 PM
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Senior Member
8,652 posts Joined: Sep 2005 From: lolyat
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good news for every Visa Debit card user, there is a contest going on
3 Perodua Alza can be won by end of June QUOTE * Step 1: Use Visa Debit from 1 May to 31 July 2010 and send an SMS to 32123 in the following format: V<space>Name<space>6-digit Approval Code<space>Amount Spent e.g.: V Jane Tan 123456 15.00 Find out where the Approval Code is on the receipt (PDF, 42kb) » Each successful SMS will be charged RM0.30 by the service provider. A reply confirming your participation will be sent to you. * Step 2: If you’re one of the lucky winners, you’ll receive a call from us on 2 June, 5 July or 3 August 2010. All you need to do is answer a simple question and provide us with: - a copy of your MyKad and Debit Card - original Visa Debit transaction slip for verification http://www.visagoexplore.com/travel/PromoL...MY&locale=en_AP |
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May 7 2010, 07:52 PM
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Senior Member
939 posts Joined: Jun 2007 From: cyberjaya,sunway.
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QUOTE(yhtan @ May 7 2010, 07:09 PM) good news for every Visa Debit card user, there is a contest going on simply key in 6-digit Approval Code?3 Perodua Alza can be won by end of June http://www.visagoexplore.com/travel/PromoL...MY&locale=en_AP and u pay rm15 for bank? |
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May 7 2010, 08:08 PM
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Senior Member
8,652 posts Joined: Sep 2005 From: lolyat
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QUOTE(Superkian @ May 7 2010, 07:52 PM) simply key in 6-digit Approval Code? duh, every retail transaction will have a approval code and u pay rm15 for bank?  and the RM15 is just the example of the receipt amount |
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May 10 2010, 01:01 PM
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Senior Member
939 posts Joined: Jun 2007 From: cyberjaya,sunway.
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QUOTE(yhtan @ May 7 2010, 08:08 PM) duh, every retail transaction will have a approval code how about the paypal?paypal got approval code?and the RM15 is just the example of the receipt amount i cant find out the link u post on pbe website.. omg,how come bank still hold my amount RM2.1?i didnt buy anything... |
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May 10 2010, 06:56 PM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space 
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how long will your money being held up by the bank if you swipe at the petrol station?
Mine still haven't refunded to me yet.  |
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May 10 2010, 09:42 PM
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Senior Member
8,652 posts Joined: Sep 2005 From: lolyat
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QUOTE(Superkian @ May 10 2010, 01:01 PM) how about the paypal?paypal got approval code? internet transaction don't have, only retail(Petrol, Grocery, Restaurant etc) do have a approval codei cant find out the link u post on pbe website.. omg,how come bank still hold my amount RM2.1?i didnt buy anything... the link is on visa website QUOTE(AskarPerang @ May 10 2010, 06:56 PM) how long will your money being held up by the bank if you swipe at the petrol station? 2 weeks i think, that's what i experience with RHB debit card, called their customer service and they explain to meMine still haven't refunded to me yet. after that incident, i just swipe over the counter |
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May 11 2010, 09:39 AM
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Junior Member
316 posts Joined: Oct 2008
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Are there any debit cards which do not require u to create an account and does not charge u interest rates ?
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May 11 2010, 11:58 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(jarod89 @ May 11 2010, 09:39 AM) Are there any debit cards which do not require u to create an account - Public Bank VISA Electron - Public Bank Manchester United VISA debit card - Public Bank ING debit MasterCard - Public Bank UTAR debit MasterCard - Public Bank TARCollege debit MasterCard QUOTE(jarod89 @ May 11 2010, 09:39 AM) and does not charge u interest rates ? It is a debit card, not a credit card. Therefore, none of the debit cards in the market charge you any interest. |
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May 11 2010, 09:07 PM
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Junior Member
316 posts Joined: Oct 2008
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QUOTE(MilesAndMore @ May 11 2010, 11:58 AM) - Public Bank VISA Electron Tq for ur swift answer =) - Public Bank Manchester United VISA debit card - Public Bank ING debit MasterCard - Public Bank UTAR debit MasterCard - Public Bank TARCollege debit MasterCard It is a debit card, not a credit card. Therefore, none of the debit cards in the market charge you any interest.   Whats the difference btw these debit cards ? jst the design or more ?   |
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May 11 2010, 09:24 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(jarod89 @ May 11 2010, 09:07 PM) Tq for ur swift answer =) The Manchester United VISA debit card is specially for MU fans obviously. As for the rest, i guess it's about choices. Whats the difference btw these debit cards ? jst the design or more ? |
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May 11 2010, 10:05 PM
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Senior Member
4,522 posts Joined: Jan 2009
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If I open a basic saving account from public bank, can I have Day2Day debit card to link to my basic saving account?
This post has been edited by bingozero: May 11 2010, 10:08 PM |
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May 11 2010, 11:54 PM
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(bingozero @ May 11 2010, 10:05 PM) If I open a basic saving account from public bank, can I have Day2Day debit card to link to my basic saving account? yes, you can.  I just did that a month ago. you need to deposit RM250 for a start and also pay them extra RM12 for the card. Yearly after that will be deducted from your balance. |
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May 12 2010, 06:59 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(bingozero @ May 11 2010, 10:05 PM) If I open a basic saving account from public bank, can I have Day2Day debit card to link to my basic saving account? No. You can't.QUOTE(AskarPerang @ May 11 2010, 11:54 PM) yes, you can. No. She can't. Public Bank Day2Day VISA debit card can only be linked to PLUS Savings Account. You opened a PLUS Savings Account, not a Basic Savings Account. Those with Basic Savings Account will only be issued with the regular blue color MEPS ATM card.I just did that a month ago. you need to deposit RM250 for a start and also pay them extra RM12 for the card. Yearly after that will be deducted from your balance. |
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May 12 2010, 09:02 AM
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Junior Member
316 posts Joined: Oct 2008
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Quoting back to wad u said earlier on the public banks debit cards...
Do I need to open an account...? Or I can obtain the card immediately ? |
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May 12 2010, 01:55 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(jarod89 @ May 12 2010, 09:02 AM) Quoting back to wad u said earlier on the public banks debit cards... If you intend to apply for any of the debit cards listed below, then no. You do not need to open any savings or current account with Public Bank. You only have to fill in the application form, mail it to their credit card HQ or submit it through any of their branches. It takes a few weeks for you to get the card.Do I need to open an account...? Or I can obtain the card immediately ? However, if you want to get the Public Bank Day2Day VISA debit card, you will have to open a PLUS Savings Account with them. This card is issued right away at the branch. No waiting at all and it is linked to your savings account. QUOTE(MilesAndMore @ May 11 2010, 11:58 AM) - Public Bank VISA Electron - Public Bank Manchester United VISA debit card - Public Bank ING debit MasterCard - Public Bank UTAR debit MasterCard - Public Bank TARCollege debit MasterCard |
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May 12 2010, 02:49 PM
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Senior Member
4,228 posts Joined: Dec 2008 From: Klang 
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PBVE is good.. A standalone debit card. Not attached to a bank account. If lost, only the card and money left inside it.
One of the most useful thing I've ever signed up for. Online payment for flights, mostly. |
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May 12 2010, 03:40 PM
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Senior Member
939 posts Joined: Jun 2007 From: cyberjaya,sunway.
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QUOTE(MilesAndMore @ May 12 2010, 01:55 PM) If you intend to apply for any of the debit cards listed below, then no. You do not need to open any savings or current account with Public Bank. You only have to fill in the application form, mail it to their credit card HQ or submit it through any of their branches. It takes a few weeks for you to get the card. However, if you want to get the Public Bank Day2Day VISA debit card, you will have to open a PLUS Savings Account with them. This card is issued right away at the branch. No waiting at all and it is linked to your savings account. QUOTE - Public Bank UTAR debit MasterCard - Public Bank TARCollege debit MasterCard only utar and tarc student can apply for it right? |
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