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 Debit Card V2

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mdineshp
post May 2 2010, 09:45 PM

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guys,
if i made a payment thru online for tunehotel using PB visa D2D, where can I see the transaction details?
Is it from the e-statement?
Superkian
post May 2 2010, 09:54 PM

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QUOTE(mdineshp @ May 2 2010, 09:45 PM)
guys,
if i made a payment thru online for tunehotel using PB visa D2D, where can I see the transaction details?
Is it from the e-statement?
*
im facing the same problem too man.
im using pb visa D2D,i click hardcopy and e-statement,it state that the function is not available something like that.
haiz,i jz open my saving account at pb few days ago.
mdineshp
post May 2 2010, 09:57 PM

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QUOTE(Superkian @ May 2 2010, 09:54 PM)
im facing the same problem too man.
im using pb visa D2D,i click hardcopy and e-statement,it state that the function is not available something like that.
haiz,i jz open my saving account at pb few days ago.
*
You need to register for the e-statement first. Follow the instructions at the e-statement link
Superkian
post May 2 2010, 10:00 PM

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QUOTE(mdineshp @ May 2 2010, 09:57 PM)
You need to register for the e-statement first. Follow the instructions at the e-statement link
*
mind to know where is the link?>
mdineshp
post May 2 2010, 10:06 PM

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QUOTE(Superkian @ May 2 2010, 10:00 PM)
mind to know where is the link?>
*
it's inside the pbebank online page.
Account Inquiry>Statement Request>E-Statement
Follow the instructions and request for a TAC.

I think we need to wait till end of the month to see the statement as we just registered
TSMilesAndMore
post May 2 2010, 10:09 PM

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QUOTE(mdineshp @ May 2 2010, 09:45 PM)
guys,
if i made a payment thru online for tunehotel using PB visa D2D, where can I see the transaction details?
Is it from the e-statement?
QUOTE(mdineshp @ May 2 2010, 09:57 PM)
You need to register for the e-statement first. Follow the instructions at the e-statement link
No. It is not in your e-statement. Since you are using Public Bank PLUS Savings Account, the e-statement service is off-limits to you.

Anyway, you can view it in your account transaction history. It takes a few days for debit card purchases to appear in your transaction history, just like credit card.


QUOTE(Superkian @ May 2 2010, 09:54 PM)
im facing the same problem too man.
im using pb visa D2D,i click hardcopy and e-statement,it state that the function is not available something like that.
haiz,i jz open my saving account at pb few days ago.
No. Please check it in your transaction history.


QUOTE(mdineshp @ May 2 2010, 10:06 PM)
it's inside the pbebank online page.
Account Inquiry>Statement Request>E-Statement
Follow the instructions and request for a TAC.

I think we need to wait till end of the month to see the statement as we just registered
The e-statement is meant only for Public Bank current account holders. You and Superkian are both using the PLUS Savings Account, hence the service is not available to you guys.


This post has been edited by MilesAndMore: May 2 2010, 10:10 PM
Superkian
post May 2 2010, 10:12 PM

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QUOTE(mdineshp @ May 2 2010, 10:06 PM)
it's inside the pbebank online page.
Account Inquiry>Statement Request>E-Statement
Follow the instructions and request for a TAC.

I think we need to wait till end of the month to see the statement as we just registered
*
as i click on the e-statement, it show like this
Attached Image
after that,i choose my account number and statement period,i click next again,it show
Attached Image

the process didnt ask me to request TAC
TSMilesAndMore
post May 2 2010, 10:41 PM

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As mentioned, it is off-limits to you.
streetkid
post May 3 2010, 12:18 PM

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Sorry, guys.. i have 1 question here.. I'm goin to HK soon.. So is it better/easier for me to use the Maybank debit card with activated VISA for international uses while I'm in HK, or just change to HK dollars @ money changer..?? Which is more secure and easier..??
TSMilesAndMore
post May 3 2010, 12:47 PM

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QUOTE(streetkid @ May 3 2010, 12:18 PM)
Sorry, guys.. i have 1 question here.. I'm goin to HK soon.. So is it better/easier for me to use the Maybank debit card with activated VISA for international uses while I'm in HK, or just change to HK dollars @ money changer..?? Which is more secure and easier..??
Not all shops in Hong Kong accept plastics. So, some physical cash is still essential. Most shops providing steep discount do not accept credit card anyway. I'd say you'll need both.

Superkian
post May 3 2010, 04:41 PM

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QUOTE(MilesAndMore @ May 2 2010, 10:41 PM)
As mentioned, it is off-limits to you.
*
ok.


hi guys.recently i bought usd46 item with paypal(i got fund usd1.95),and withdraw my debit card(pb visa d2d), but the thing is i check my bank transaction, it charge me for rm157.5...wtf.
arent the usd1=rm3.19???

is the pb charge like bloodly hell?im 1st time buy the thing from ebay,dont know how exactly it work...damn.
TSMilesAndMore
post May 3 2010, 04:58 PM

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QUOTE(Superkian @ May 3 2010, 04:41 PM)
hi guys.recently i bought usd46 item with paypal(i got fund usd1.95),and withdraw my debit card(pb visa d2d), but the thing is i check my bank transaction, it charge me for rm157.5...wtf.
arent the usd1=rm3.19???

is the pb charge like bloodly hell?im 1st time buy the thing from ebay,dont know how exactly it work...damn.
It doesn't work like that. The rate you quoted is the buying rate and you should use the selling rate instead. Besides, the exchange rate is based on VISA International exchange rate, not Public Bank foreign exchange board rate.

Since the VISA International exchange rate is not listed anywhere, one can only guess and it shouldn't fall far from the rates you see in newspaper, TV or in the bank branch. For foreign transactions, there will also be a 1.25% admin charge on top of the foreign currency exchange rate.

nanakopy87
post May 3 2010, 05:16 PM

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QUOTE(MilesAndMore @ May 3 2010, 04:58 PM)
It doesn't work like that. The rate you quoted is the buying rate and you should use the selling rate instead. Besides, the exchange rate is based on VISA International exchange rate, not Public Bank foreign exchange board rate.

Since the VISA International exchange rate is not listed anywhere, one can only guess and it shouldn't fall far from the rates you see in newspaper, TV or in the bank branch. For foreign transactions, there will also be a 1.25% admin charge on top of the foreign currency exchange rate.
*
do this apply to the PB ING mastercard?mastercard is follow the selling rate or the visa international exchange rate you mentioned?
Superkian
post May 3 2010, 05:22 PM

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QUOTE(MilesAndMore @ May 3 2010, 04:58 PM)
It doesn't work like that. The rate you quoted is the buying rate and you should use the selling rate instead. Besides, the exchange rate is based on VISA International exchange rate, not Public Bank foreign exchange board rate.

Since the VISA International exchange rate is not listed anywhere, one can only guess and it shouldn't fall far from the rates you see in newspaper, TV or in the bank branch. For foreign transactions, there will also be a 1.25% admin charge on top of the foreign currency exchange rate.
*
oh,i see.so i read the selling rate for currency exchange,usd1=rm3.26
the thing i bought,USD46=RM150.i know that paypal will charge additional RM3 because the item i bought is less than rm400,so the total should be RM153, and why RM157.5 pb charge me?
if the item is more than rm400,it is free from bank withdraw charge.

haiz,im so noob...should have buy paypal fund from other ppl with cheaper rate.


so the 1.25% admin charge of usd46?that means RM1.88 admin charge?
AskarPerang
post May 3 2010, 06:53 PM

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QUOTE(Superkian @ May 3 2010, 05:22 PM)
oh,i see.so i read the selling rate for currency exchange,usd1=rm3.26
the thing i bought,USD46=RM150.i know that paypal will charge additional RM3 because the item i bought is less than rm400,so the total should be RM153, and why RM157.5 pb charge me?
if the item is more than rm400,it is free from bank withdraw charge.

haiz,im so noob...should have buy paypal fund from other ppl with cheaper rate.
so the 1.25% admin charge of usd46?that means RM1.88 admin charge?
*
That is why people buy / sell paypal fund over here once upon a time ago.
It's a win win situation for both the seller and the buyer because to avoid the unnecessary charges / fees.
Too bad this forum banned this trading already.


p/s: anyone need paypal fund just drop me a PM. tongue.gif
Superkian
post May 3 2010, 08:34 PM

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QUOTE(AskarPerang @ May 3 2010, 06:53 PM)
That is why people buy / sell paypal fund over here once upon a time ago.
It's a win win situation for both the seller and the buyer because to avoid the unnecessary charges / fees.
Too bad this forum banned this trading already.
p/s: anyone need paypal fund just drop me a PM.  tongue.gif
*
oh,damn shit pbe...charge me additional rm8...
btw,i pm u.xD
yhtan
post May 3 2010, 08:58 PM

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u should be expected there is any extra charges for foreign currency purchase
Superkian
post May 3 2010, 09:05 PM

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QUOTE(yhtan @ May 3 2010, 08:58 PM)
u should be expected there is any extra charges for foreign currency purchase
*
ah,it's ok...1st time buy thing from ebay...

use rm8 to "buy" the experienced lo.

Superkian
post May 3 2010, 10:03 PM

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QUOTE(MilesAndMore @ May 2 2010, 10:41 PM)
As mentioned, it is off-limits to you.
*
Attached Image

i check the pbe website,this is pbe d2d card.
it state that the e-statement is free while hardcopy is charge for rm1 wo
TSMilesAndMore
post May 3 2010, 11:24 PM

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QUOTE(nanakopy87 @ May 3 2010, 05:16 PM)
do this apply to the PB ING mastercard?mastercard is follow the selling rate or the visa international exchange rate you mentioned?
It will follow the MasterCard Worldwide exchange rate.


QUOTE(Superkian @ May 3 2010, 05:22 PM)
oh,i see.so i read the selling rate for currency exchange,usd1=rm3.26
the thing i bought,USD46=RM150.i know that paypal will charge additional RM3 because the item i bought is less than rm400,so the total should be RM153, and why RM157.5 pb charge me?
if the item is more than rm400,it is free from bank withdraw charge.
QUOTE(Superkian @ May 3 2010, 08:34 PM)
oh,damn shit pbe...charge me additional rm8...
btw,i pm u.xD
As i said earlier, the foreign currency exchange rate is set by VISA International, not Public Bank. You will not be able to find the latest VISA International foreign currency exchange rate as it is not publicly published.

By the way, just so we're clear. Did you just withdraw some of your money in PayPal into your PBB D2D VISA debit card or you actually bought something online with the card ? If you just bought something online with the card, then it absolutely had nothing to do with the withdrawal charge imposed by PayPal.


QUOTE(Superkian @ May 3 2010, 05:22 PM)
oh,i see.so i read the selling rate for currency exchange,usd1=rm3.26
haiz,im so noob...should have buy paypal fund from other ppl with cheaper rate.
so the 1.25% admin charge of usd46?that means RM1.88 admin charge?
Yes. You will need to factor in the 1.25% admin charge into $46. However, as i have mentioned, you will not be able to find the exact exchange rate VISA is using as the information is not available anywhere. You won't be able to find out the exact exchange rate until it is posted to your account.


QUOTE(Superkian @ May 3 2010, 10:03 PM)
i check the pbe website,this is pbe d2d card.
it state that the e-statement is free while hardcopy is charge for rm1 wo
the e-statement referred to is actually the transaction history. Not the one quoted earlier as that function is strictly for current account only.

This post has been edited by MilesAndMore: May 3 2010, 11:29 PM

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