any alliance PLAT debit card here?

planning to apply it. but need to know more 1st

let say i deposit rm22k to get the card, can i withdraw immediately rm20k after i have the card?

is there any 'period' cant touch that rm20k?
or any fee if the balane is below rm20k?

btw, is the card got annual fee?

cant find much at the website. call cs, cs also look at the website (i guide her) and no answer

for the debit card on pbb, its better use esso/mobil

coz its free for life without any conditions!
while other pbb card need to swipe 12x/year to waived the rm24 annual fee.
the esso/mobil card also have 0.5% cashback.

but its only for 12 years old and above.

This post has been edited by erry-: Jan 15 2011, 01:44 PM

oh maybank visa debit also dont have any annual fee.

for aged 12 to 18 years, Indemnity Letter is mandatory to be signed by the parents or guardian as a condition to open imtenn Account.
The parents or guardian are required to go to the branch to sign the Indemnity Letter for access to Maybankard Visa Debit.

its easy to transfer to maybank acc since almost parents nowadays have m2u

yes it is possible to check the bank acc with mbb visa debit.

but, can access main menu doesnt mean ur PIN num is correct. try to withdraw, if got same error (invalid PIN), then ur PIN is really wrong.
usually when upgrade (or get new/replacement) card, new temporary PIN need to be set, then need to be changed at the ATM.

for mbb, during upgrade card from normal atm to visa debit, usually they will ask u to key-in (press) the PIN number on the device at the counter.
later u go change it at ATM.

if u cant withdraw money, then pls go to service counter inside.

yes can.

actually the 'credit card' means any card with visa/mastercard logo

pbb esso debit card got visa logo, so can use.
but make sure u activate the Verified By Visa (VbV).
http://www.pbebank.com/en/en_content/perso...ards/vbvmc.html

---

Added on January 22, 2011, 12:09 pmonly cant for itunes or all online transaction?
have u activate the mastercard securecode? https://www.cimbsecuree-pay.com.my/

This post has been edited by erry-: Jan 22 2011, 12:09 PM

i usually do online purchase with mbb debit card.

latest is on 10-Jan, $1 = RM3.1012

ok what. no gst, no annual fee

This post has been edited by erry-: Jan 22 2011, 12:18 PM

ur welcome.

it depends on where u want to use it.

example if u usually pump petrol at esso/mobil, then go for pbb esso/mobil debit, got 1% cashback for petrol.
others, u can refer to their website (see page 1).

sorry to say but mbb points seem a little bit not worthing.

its bcoz u only get 1 point for RM3. minimum points to redeem is 2000 for voucher of RM10 (McD / Watson / Popular / Carrefour).

and to get 2000 points, u need to swipe RM6000

for me, better go for PBB Day2Day card. (http://www.pbebank.com/en/en_content/perso...s/visa_d2d.html)

u get 0.8% cashback for any petrol & groceries.

means if u swipe RM6000 for petrol & groceries u can get back rm48 already (rm38 more than MBB!).
even swipe RM1000 already get back RM8

while for others, its 0.3% cashback. swipe RM6000 get back RM18 (still, more RM8 than MBB) ~

but if u looking for card that not linked to bank acc, better go for PBB esso/mobil debit.

1% cashback at esso/mobil and 0.5% elsewhere.

if u never swipe for groceries (and petrol), then for other things, RM6000 can get back RM30 already

no, not possible to link

just transfer ur balance from MBB to PBB once a month, costing u only RM2. so no need to worry about petrol/parking anymore ~

tq

yes online purchase also got rebate.

those didnt get rebate are petrol, grocery, casino transactions, cash withdrawal, government-related and charity payments and utility bills payment via www.pbebank.com, PB Telebanking and ATM.

open PBB saving acc, and moved ur money there.

then transfer online from saving acc PBB to PBB debit, no charge at all.

settle ~

there are many ways bank can make money, and yes 1 of the way is the fee they charged for merchant terminal rental and transactions.

example machine rental is rm80/month and each transaction of debit card 3%.
example if u swipe rm1000 at jusco, jusco will only received rm970 (PBB take RM30).
Then from that RM30 they will give back to u RM5 (0.5%), they still got profit of RM25.

1. free for life means no annual fee.
2. ur outstanding balance is negative, means u got rebate or cashback. so no need to worry about anything
3. since ur outstanding is negative, thats why u cannot make fund transfer to the E-MC account.

now, if u swipe rm57.40 and below, CIMB wont deducted ur balance.

note: negative outstanding balance means bank owned u, not u owned the bank!

1st, when u noticed ur card is lost, u should call the bank immediately to block/cancel the card, then make police report.

but u said u only find out after 2 days, usually bank wont entertain u

but, like MilesAndMore said, since the thief using ur card to pay maxis bill, u can track it.
make police report, then submit to the bank and also to maxis.
probably (not confirmed), since it will be a police case, maxis will refund back to maybank (and back to you) and maxis will charged back the maxis owner on the next bill.
even if this is happening, it will take times.

tell maxis that ur visa had been stolen and being used to paid maxis bill, show them the police report, then ask maxis to check the account number that being paid using ur visa number.

no need to give maxis ur maybank acc number, maxis should reverted the payment back to ur visa (in this case, it will goes to ur maybank acc) and charged back the maxis account owner.

and from the acc number, u can get the phone number, u can give the phone number to police to trace the thief.

good luck!

---

Added on February 10, 2011, 3:28 amoh btw rm500 is a lot for me too!

This post has been edited by erry-: Feb 10 2011, 03:28 AM

i would say PBB esso/mobil visa debit, coz u get back 0.5% cashback

both GSC and TGV can pay via mbb visa debit. Just choose payment via credit card at the website.

But of coz need to register with mbb MSOS 1st!

probably chip error. go to maybank and ask for card replacement?

bank will issues a cheque ~

yes. but not immediately after u cancel/close the card. it can takes up to 3 months ~

good! i said up to, not must be

yes its true. with rm1 fee.

u cant.

1 account can only have 1 atm card.
either upgrade ur atm to day2day, or open another acc.