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 Debit Card V2

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spikee7
post Dec 15 2010, 12:20 PM

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ya, i already email them about this manner last night...
but until now not yet get any reply...
juz now i send an email to their third-party payment service provider...
waiting for their reply now...
what i'm worried about is my account already been debit but until i dont email or fax to them the code, the things that i bought will not be send rclxub.gif sweat.gif
TSMilesAndMore
post Dec 15 2010, 12:33 PM

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QUOTE(spikee7 @ Dec 15 2010, 12:20 PM)
ya, i already email them about this manner last night...
but until now not yet get any reply...
juz now i send an email to their third-party payment service provider...
waiting for their reply now...
what i'm worried about is my account already been debit but until i dont email or fax to them the code, the things that i bought will not be send rclxub.gif  sweat.gif
Keep us updated smile.gif

spikee7
post Dec 15 2010, 12:41 PM

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will do sir smile.gif
muddie
post Dec 15 2010, 01:26 PM

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QUOTE(alexwsk @ Dec 14 2010, 11:20 AM)
hi muddie, I'm interested with the PowerPay SA. Few questions:
1) Is it COMPULSORY to credit my salary into the account or initiate online transfer MONTHLY?
2) Does it come with an ATM/debit card or just ATM only?
3) The ATM/Debit card is free for life?
4) The cash rebate of 7% for petrol is applicable for the above ATM/Debit card until end of Jan 2011?
5) Must I also open the Saadiq $aver-i account at the same time?

I'm currently holding e$aver account and also JustOne. Sorry for so many questions.
*
Hi Alex,

1) Nope, it is not compulsory but recommended for you to credit your salary into your account. You may use PowerPay as your secondary account for savings with high interest. The easiest would be online transfer from your payroll bank to SCB, otherwise through ATM, Cash Deposit.
2) It comes with a 2 in 1 ATM/Debit Card - free 1st issuance, RM8 for replacement.
3) Yes ATM card is free, no maintenance charges whatsoever.
4) The cash rebate for 7% petrol is only applicable if you open SaadiqSaver-i Current Account, yes valid till end Jan 2011.
5) No it is not compulsory, you may choose to open only 1 account or both at the same time.

Since you are already a SCB customer, you may consider opening PowerPay for higher savings return. If you need more info don't hesitate to call me.

Howard Goh
016-310 6046

This post has been edited by muddie: Dec 15 2010, 01:40 PM
AwaN87
post Dec 15 2010, 01:34 PM

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I'm doing dell purchase but somehow my order was canceled..

Already activate my MSOS at M2U, so what others possible can lead my order been canceled??

Using Maybank Cherry Visa Debit Card with limit transaction been set to maximum RM5K..
TSMilesAndMore
post Dec 15 2010, 02:00 PM

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QUOTE(AwaN87 @ Dec 15 2010, 01:34 PM)
I'm doing dell purchase but somehow my order was canceled..

Already activate my MSOS at M2U, so what others possible can lead my order been canceled??

Using Maybank Cherry Visa Debit Card with limit transaction been set to maximum RM5K..

Did you have enough money the time they try to debit your account ? Did you use your account to buy something else on the day you placed the order ? Or may be a few days after you placed the order ? It could be because you bought something else somewhere and by the time DELL wanted to process the payment, you did not have enough limit for the day already.

This post has been edited by MilesAndMore: Dec 15 2010, 02:01 PM
spikee7
post Dec 15 2010, 02:00 PM

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may i know have u try to do the transaction again?
AwaN87
post Dec 15 2010, 02:16 PM

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Isn't it got flexi payment for 12month with 0% installment??
Why must got balance on my account??
Never use to buy anything before bcoz this is the first time i'm using it..


Knowing the order has been canceled, i juz did the order again..

-----------------------------------------------------------------------------------------

Alright.. My second submitted order have been approved..
That's solve my waiting for 40 hours of their reply on the first order..

I thought maybe my fault because the first order i made was just after i register the MSOS..
Suppose to wait for another day but i'm so in such rush.. icon_rolleyes.gif

This post has been edited by AwaN87: Dec 15 2010, 02:46 PM
alexwsk
post Dec 15 2010, 03:17 PM

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QUOTE(AwaN87 @ Dec 15 2010, 02:16 PM)
Isn't it got flexi payment for 12month with 0% installment??
Why must got balance on my account??
Never use to buy anything before bcoz this is the first time i'm using it..
Knowing the order has been canceled, i juz did the order again..

-----------------------------------------------------------------------------------------

Alright.. My second submitted order have been approved..
That's solve my waiting for 40 hours of their reply on the first order..

I thought maybe my fault because the first order i made was just after i register the MSOS..
Suppose to wait for another day but i'm so in such rush..  icon_rolleyes.gif
*
flexi payment is not valid for debit card
TSMilesAndMore
post Dec 15 2010, 03:47 PM

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QUOTE(AwaN87 @ Dec 15 2010, 02:16 PM)
Isn't it got flexi payment for 12month with 0% installment??
Why must got balance on my account??
Because as alexwsk said, you need a credit card to do the 0% installment plan. Your debit card doesn't have such facility. Debit card in Malaysia means you must always have enough money in your bank account in order for a transaction to go through.

spikee7
post Dec 15 2010, 08:14 PM

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@AwaN87
thats why i ask because that was happen to me first...
glad to here itz all done rclxms.gif

@MilesAndMore
i went to maybank this evening to ask about the code...
the lady said maybank does not provide any Pre-Authorisation Code...
so i was like hell no, my account already been debit and Clove.uk need the code from my card issuer while u said no code provide shocking.gif
but then the lady check my bank statement, in there got some code, maybe for maybank code system purpose i think...
so i juz ask her to print it out...
luckily i manage to get it on the spot, if not she told me need to wait another 3days in order me to get it biggrin.gif
maybe she see me starting to get mad already laugh.gif

This post has been edited by spikee7: Dec 15 2010, 08:15 PM
TSMilesAndMore
post Dec 15 2010, 08:41 PM

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QUOTE(spikee7 @ Dec 15 2010, 08:14 PM)
@MilesAndMore
i went to maybank this evening to ask about the code...
the lady said maybank does not provide any Pre-Authorisation Code...
so i was like hell no, my account already been debit and Clove.uk need the code from my card issuer while u said no code provide shocking.gif
but then the lady check my bank statement, in there got some code, maybe for maybank code system purpose i think...
so i juz ask her to print it out...
luckily i manage to get it on the spot, if not she told me need to wait another 3days in order me to get it biggrin.gif
maybe she see me starting to get mad already laugh.gif
So the problem is solved now ?

spikee7
post Dec 15 2010, 08:57 PM

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the bank statement i got i straight email to them...
so now need to wait for their respond...
i already ask some forumer too about this, they said juz wait for awhile for them to process it...
yakashimaya
post Dec 16 2010, 02:24 AM

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QUOTE(muddie @ Dec 10 2010, 03:03 PM)
Standard Chartered ATM/Debit Card
7% Petrol Rebate for ALL Petrol Brands
5% Cash Rebate for 7 Major Hypermarkets
(*valid till end January 2011)

This is tied to SaadiqSaver-i Current Account.
Average Balance
Up to RM15,000 - 1.20% Indicative Returns p.a
Above RM15,000 - 1.90% Indicative Returns p.a

0 Charges for opening of account
0 Charges for first issuance of ATM/Debit Card
NO minimum deposit
NO introducer required
Unlimited ATM and Over The Counter access (Standard Chartered)
HOUSe ATM Network withdrawals for a nominal fee of RM1.00 only per transaction (HSBC, UOB, OCBC)
Bundled with Internet Banking, Phone Banking and SMS Banking
Cheque Book facility
If average balance falls below RM1,000, maintenance fee of RM10 charged per 6 months
*

'

5% Cash Rebate for 7 Major Hypermarkets
list down pls smile.gif
alexwsk
post Dec 16 2010, 12:35 PM

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QUOTE(yakashimaya @ Dec 16 2010, 02:24 AM)
'

5% Cash Rebate for 7 Major Hypermarkets
list down pls  smile.gif
*
already listed, read back in front
alvinfks78
post Dec 16 2010, 02:58 PM

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QUOTE(muddie @ Dec 10 2010, 04:03 PM)
Standard Chartered ATM/Debit Card
7% Petrol Rebate for ALL Petrol Brands
5% Cash Rebate for 7 Major Hypermarkets
(*valid till end January 2011)

This is tied to SaadiqSaver-i Current Account.
Average Balance
Up to RM15,000 - 1.20% Indicative Returns p.a
Above RM15,000 - 1.90% Indicative Returns p.a

0 Charges for opening of account
0 Charges for first issuance of ATM/Debit Card
NO minimum deposit
NO introducer required
Unlimited ATM and Over The Counter access (Standard Chartered)
HOUSe ATM Network withdrawals for a nominal fee of RM1.00 only per transaction (HSBC, UOB, OCBC)
Bundled with Internet Banking, Phone Banking and SMS Banking
Cheque Book facility
If average balance falls below RM1,000, maintenance fee of RM10 charged per 6 months
*
I can't seem to find this info on Standard CHartered Malaysia website. the closest they have is

http://www.standardchartered.com.my/cb/dep...save/index.html

'ended Dec 08'


Added on December 16, 2010, 3:00 pmHey in general esp maybank 2u debit cards do the bank automatically enable overdraft by default for the card.

This post has been edited by alvinfks78: Dec 16 2010, 03:00 PM
k3nji
post Dec 16 2010, 04:24 PM

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last week i tried to bought ticket through online at tgv...tried to make a confirmation,,but then the transaction canceled and it said that the transaction didnt been charged...try again,,and the same thing happen...its due to the tgv server which is so slow at the moment..

then i checked my transaction at maybank, the transaction been charged..even worse,,its charged twice...call maybank,,they said the case been reported and will insert back the money within a week..

but until now,,no money been insert back to my account..oh mai...
TSMilesAndMore
post Dec 16 2010, 04:50 PM

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QUOTE(alvinfks78 @ Dec 16 2010, 02:58 PM)
I can't seem to find this info on Standard CHartered Malaysia website. the closest they have is

http://www.standardchartered.com.my/cb/dep...save/index.html

'ended Dec 08'
They didn't make this promotion public this time. In fact, they also had such promotion last year.


QUOTE(alvinfks78 @ Dec 16 2010, 02:58 PM)
Hey in general esp maybank 2u debit cards do the bank automatically enable overdraft by default for the card.
No. None of the debit cards in Malaysia come with such feature whereas debit cards in the USA all have such facility unless you specifically request you do not want it.



spikee7
post Dec 16 2010, 08:30 PM

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@MilesAndMore
last night Clove.uk do reply my email..
they said on bank statement does not show any 'Clove Technology', so need some other form that showing my name and address...
i have reply again this afternoon, with attach of my celcom bill and my police report that showing my data information...
i too explain that maybank does not provide any code regarding of what they needed...
then juz now i juz receive email from them that my order has been process rclxm9.gif
really relieve now liao rclxms.gif
so anybody that might want to avoid this kind of trouble, plz update ur ID, driving license and utility bills under ur name with ur actual address that u living now icon_rolleyes.gif
TSMilesAndMore
post Dec 16 2010, 08:43 PM

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QUOTE(spikee7 @ Dec 16 2010, 08:30 PM)
@MilesAndMore
last night Clove.uk do reply my email..
they said on bank statement does not show any 'Clove Technology', so need some other form that showing my name and address...
i have reply again this afternoon, with attach of my celcom bill and my police report that showing my data information...
i too explain that maybank does not provide any code regarding of what they needed...
then juz now i juz receive email from them that my order has been process rclxm9.gif
really relieve now liao rclxms.gif
so anybody that might want to avoid this kind of trouble, plz update ur ID, driving license and utility bills under ur name with ur actual address that u living now icon_rolleyes.gif
Good to know smile.gif


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