This is roughly how much you need to spend..
During pregnancyMonthly checkup - About RM80-RM130 (Depends on what supplements are given but never more than RM130)
During deliveryC-section - Spent RM 5400-00+ (baby's fees included)
Normal Delivery - RM 2,500-2,800+ (baby's fees included)
*All of the above is charge by a private hospital. It will be alot alot cheaper if you go to the goverment's hospital. I heard it's is only RM20 for the monthly's checkup plus all the necessary supplements and RM100+ for delivery
After baby is bornBaby's clothes, baby bed, etc - RM700 maximum
*there's no necessary to buy expensive branded stuffs, you can get those cheaper one in hypermarket like Carrefour, Giant and Tesco
-4 tins of formula per month - RM45 x 4 = RM 180 per month
-2 packet of diapers per month - RM 44 x 2 = RM 90 permonth (that is for Mamypoko brand's diaper, if you buy cheaper ones like Drypers, Pampers, PetPet, Huggies, etc it's cheaper)
-Doctor's monthly consultation and vaccines fee - RM 35 - RM 200 per visit (Depends on the vaccines given)
*When relatives and friends find out that you are going to be a father soon, most will start giving you old baby's clothes, milk bottles, rash cream etc. I have a box full of baby's clothes given by my husband's relatives. I can give it to you if you want because my baby can no longer wear it by the time your baby is born
Confinement PeriodIf you mom or mother in law can help you with it then normally you just need to give them RM500-RM600 angpow
If you don't have anyone to help you and need a confinement lady then it's RM2K (for a month ONLY)
*Your wife only need to be in confinement for 1 month.
**There will be relatives and friends that will give you angpows, DOM wines, chicken essences ad hampers whenever they come to visit you
My mom is here to take care of my baby but if you need a babysitter/nanny - RM500-RM600 per month
If your wife is already working for a year, she'll be given 2 months
PAID maternity leaves. Taking 2 months leaves is more than enough because 95% of new-moms are ready to work after 6 weeks of resting at home.
*I started working after 7 weeks at home
And as I said, you have another 8 months to work hard and to start saving money in your bank. If you can't afford the costly medication and hospital fees then just go to the government hospital.
If you and your wife's salary add up is RM 4,500-RM5,000, it will be more than enough to cover up your daily expenses, bills, and baby expenses already. You can even save some for your baby's future.
For your wedding, since you don't have any savings, go for a low budget one unless your parents are willing to help you out financially. Or else just held a dinner for close friends and relatives only. You can go for photoshoot and honeymoon much later when your baby is born and when both of you had settled down.
Please reconsider your decision.This post has been edited by PinkGenie<3: Mar 24 2009, 06:42 AM