Sigh.
The whole night spent sleepless. I don't feel guilty. I don't feel that I made a bad decision. I just feel sad that there seems to be no other choice...
We sat down again last night. Cried a lot, told each other we love each other and then did the math to see if we could possibly change our decision...
What a lot of you fail to understand is WHY I say we are financially unready to support a child. The main reason is because we just recently purchased a house together...
On top of which we are renting a house now because the house we bought isn't ready yet...
So in short here's a basic run down of spending...

House (Monthly loan payments) - RM 2,000
Car Loan                                - RM 500
House Rental                          - RM 1,000
Food and Utilities                      - RM 500
Other loans                              - RM 200 (Minimum Payment)
Support for Family                    - RM 500
Traveling expenses                  - RM 800 (Petrol, toll, parking)

Total minimum expenses each month?
RM 5,500 for both of us....

I cannot depend on my parents because my dad just lost his job due to the economic recession and my mum is retiring soon...
Her mum is not working due to her medical condition and her dad passed away a long time ago...
So parents are out of the equation. No one is coming to save us. Cause no one can...
And all these expenses don't even cover income tax, car insurance and other 1 off payments that can happen at any given time...

So yeah.. maybe now u can see clearly the situation. We both agree we would like to keep the child but it just doesn't seem possible at this moment.
We have to face reality in the end. Its easy to say work harder and make more money but if that were honestly true then there wont be any monetary problems in this world just cause you can work harder. Don't forget that to secure a better paying job u need better certification and working experience. Which only come with time.

Based on the numbers above u can tell that me and my GF are earning above average salary and I would definately keep the child if I could but due to commitments already made it just doesn't seem likely. I already work very hard cause at age 25, how many ppl do you know earning my kind of salary? Honestly? Unless your a genius which I am not..
We put away about roughly RM 1.5k each month but remember that accidents do happen and they cause money.

What happens if the baby is born with a medical illness? Medical costs?
What happens if we end up having twins? or triplets? We can budget at max for 1 child... (also very suffer)

Sigh. Don't judge me harshly without understanding my pain. My suffering. My sadness.
We still have today to figure things out but the odds are still 9 : 1 in favor of termination.

For our benefit, we got a very famous doctor from the US to perform a special procedure. Statistical risk of future complication in pregnancy is 0.5% he assures us that it is perfectly safe and that I can be there with my gf when he performs the procedure...

And I will celebrate the 19th of November every year as the day my son / daughter should have been born...

Hmm. Thank you so much for that suggestion.. I mean no offense when I say this but a flat doesn't seem like a safe place to raise a child. It's unhygienic, tends to be over populated and heights aren't exactly safe for kids later in life when they are running around. Regardless I will try to speak with my GF on this option to see if we can accept raising a child in a flat. Thank you once again for your recommendation.

In Christianity teaching, a soul is born when the sperm conceive with the ovum (basically when two souls merge into one). Scientifically, it's also when DNA pattern of the baby is decided which lead to a one track to forming an individuality. So to your answer, it's still wrong. The way you describe it, means that cripple people or abnormal ones can be erased ethically. No matter how people try to avoid or find excuses for the deeds, it's still wrong.

<sigh>........Im not really a religious person but I know it's still wrong and there are probably millions of other couple thinking same thing as you. So I dont really have any say in this and can only give you my opinions. It's your choice.

And like the regretful sex u have, u just better prepare for the worst if u ever decide to go for abortion. Good luck, dud.

On the parents issue... I cannot let my parents take care of the baby simply because they don't live in KL. They live far from KL so I'm very much alone in this.

i thought incomplete houses = pay the bank interest and not the loan repayment , hmmm