If you are looking for good cash back card for petrol, the is 1 debit card which offer 7% rebate. also until 30th June 2009. Since it is debit card I won't discuss further here. Look in debit card thread or look at my signature.

This post has been edited by GHz: Mar 21 2009, 10:20 PM

I got this offer from bank A for a fast cash using CC for one time 5% fee charge pa for 6 month 0% installment and 6% fee charge pa for 12 month installment. 80% of the CC limit able to be withdraw. Sound tempting with very low charge...., haven make up my decision yet on the offer.

Which bank is that? Are they offering to you only or open to anybody else?

@Shinichi,
Thus far, when card's cancelled and all outstanding amount paid off, the bank will not bill u for the annual fees.

Speaking of which, I just received my HSBC bill - with annual fees waived; no wonder I didn't get their call - their CS was suppose to call me to confirm the cancellation of my Gold card but muahHAhahahah i guess they decided to waive the annual fees for me instead

I know what card you are talking about coz I have it too. Don't forget to mention the 5% rebate across all supermarkets/hypermarts until 30th June 2009. Won't talk about it further here but I'll advise the guys here to look beyond the box and not be fooled just because some cc is giving 0.5-5% rebates. Again, those rebates are conditional and limited - the card we are talking about give petrol rebates for all petrol providers and across multiple hypermarts. Beat that !

P/S I get approached by RHB agents many times and when they promote their travel card, I just show them mine. Immediately they back off coz they know they lose hands down.

Alli**** Bank.. at first the custemor support call me up for a balance transfer package but i told her that i didn't hv any outstanding on my other CC, then she start to offer me the fast cash... she faxed me all the detail with Alli**** Bank logo summore. I'm not sure about any offer to other users.

Not really true coz there's one exception. Most cc will bill you for the annual fees when they are due. Means if your card's anniversary is March 2009, you will see the annual fee charge either on March 2009 or April's 2009 bill. Except for AMEX based charge cards (not sure about the credit card version but to be safe just assume they follow the same formula) which they bill you 45 days in advance before your card's anniversary.

I used to be a "collector" myself and I understand the bank's annual fee charging pattern after having need to deal with them year-on-year.

tinky ... congrats on getting your HSBC's annual fee waived!

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Added on March 21, 2009, 11:03 pmAiyoh friend ... there's so many banks in Malaysia. Anyone can guess what is the bank's name. Just come straight forward with the info lar ... that is what this thread is for.

This post has been edited by hye: Mar 21 2009, 11:03 PM

I've been using this CC for quite sometime and the 5% rebate is on and off. last time was straight 5% off for 3 month now on 5% for 1st weekend of the month, other days rebate 2% only.

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Added on March 21, 2009, 11:18 pmha ha.. later ppl accuse me promoting pulak.... it's alliance bank.

This post has been edited by kuya: Mar 21 2009, 11:18 PM

@hye,
No biggie on the HSBC AF waiver - I did have real intentions of cancelling the card; don't use it plus I'm carrying the HSBC Premier CC with me now

Amex charged me about 2 months after I was issued my credit card; hence I'll say the AF for Amex was paid 'in advance'!

Same here. Originally I wanted to cancel my HSBC but the AF waiver was too good to pass on. I would have stood firm on my decision to cancel it had they just waive it for 1 year.

I had the Premier b4 as well. I didn't find anything special about it so I got out of the club. It didn't help that the HSBC Premier card was no more than a souped up Platinum despite having the "World" word on the card. (My RM didn't even know what the "World" word means) I might as well target something like Infinite or the Worldcard series ... the fact that lots of ppl hold Platinum nowadays (thanks to bank lowering their Platinum cc entry req), this card type lost its exclusivity.

And so I temporarily shifted to cards which give out the best cash rebates. Makes more sense from a personal economic point of view.

Congrats to everyone who got themselves an iPod and watches. I won something too but not what you guys won! (Will keep that a secret)

This post has been edited by hye: Mar 21 2009, 11:35 PM

Platinum credit card is already not exclusive since many years ago in many western countries, Singapore even.

The HSBC Premier status is especially helpful if you travel a lot. It really helps I'm talking about being a HSBC Premier customer, not the credit card by the way.

This post has been edited by MilesAndMore: Mar 22 2009, 12:26 AM

hi guys, wanna ask bout DA statement...what is the meaning of balance in the statement?is it the total amount of credit that can be used before reach the limit or the credit that we hv used so far? thx for ur all help

Balance should be your total debt. (You should be aware of your own debt, don't you think so?) Credit limit is stated as credit limit / credit line / line of credit.

This post has been edited by hye: Mar 22 2009, 07:21 AM

@hye,
hMm... U driving around in a spanking brand new X6?

No lah! Results for that isn't even out yet. Plus I'm struggling to get onboard AMEX remember ?

I think April I will try to apply Public Bank credit card ~ I need 1 more EA form from the previous company ....

@hye,
Sorry darling but I kinda lost track - U 'pa pai' wat So what did U win?! From SCB perhaps?

@MilesAndMore,
Yes HSBC Premier Banking does help when you travel out of the country much.

I wonder what is the best cash rebate cc in the market now and what is the rebate rate like.

At the matta fair, applied RHB, HSBC, CIMB Enrich & Direct Access, HLB cards. Wonder which is better.

Got my direct access approved and card received within 1 week!



This post has been edited by andyfriends: Mar 22 2009, 11:43 AM

easy la...

u go to RHB CC agent n ask - what is ur best cash rebate compare to others HSBC.... n etc

then u go to HSBC CCａｇｅｎｔ　ｎ　ask the same thing again...

then CIMB... ask again...

so with tht, u will know.

well, they wil give the same ans, i.e. their is the best.