Credit Card Thread V6
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 Mar 22 2009, 11:38 AM
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#1
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^  
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I wonder what is the best cash rebate cc in the market now and what is the rebate rate like.
At the matta fair, applied RHB, HSBC, CIMB Enrich & Direct Access, HLB cards. Wonder which is better. Got my direct access approved and card received within 1 week! This post has been edited by andyfriends: Mar 22 2009, 11:43 AM |
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Mar 22 2009, 12:10 PM
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#2
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(vin_ann @ Mar 22 2009, 11:56 AM) easy la... well, they wil give the same ans, i.e. their is the best.u go to RHB CC agent n ask - what is ur best cash rebate compare to others HSBC.... n etc then u go to HSBC CCａｇｅｎｔ ｎ ask the same thing again... then CIMB... ask again... so with tht, u will know.  |
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Mar 22 2009, 12:22 PM
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#3
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(eddievh @ Mar 22 2009, 12:12 PM) Thanks for the link. What a useful guide to people like us. Having perused, I found myself being cheated by Allianz sales, who claimed that I was entitled for a cash back of 2% per transaction! |
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Mar 22 2009, 05:42 PM
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#4
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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I got irritated by Allianz bank.
What happened was i submitted my application form, with my 3 months of pay slip (till march) and my EPF statement for 2008. I rec a call from Allianz asking me to submit my EA form as the figure appears on my salary slip and EPF statement do not correspond. I gave them a lecture saying that of course, the figure cannot be telly as the EPF statement is for 2008 and payslips is till 2009. By looking at my salary, is sure that i can get at least a gold card. so i told them is fine. i dont want it. |
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Mar 22 2009, 07:00 PM
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#5
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(WhiteWing @ Mar 22 2009, 06:10 PM) At first I apply to one salesman at here called numx,he do alliance bank card and I went to meet up with him .. end up kena reject try direct access if u are a degree holder. , second times I went to CIMB bank and pass them the form like Epf form,6 months salary slip .. no more ~ |
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Apr 1 2009, 12:20 PM
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#6
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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Received my HSBC card today. Weird that the limit granted is actually lower than what the other banks gave. Wondering...
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Apr 1 2009, 01:21 PM
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#7
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(Kong Sai Hao @ Apr 1 2009, 12:21 PM) HOW MUCH LIMIT THEN? HSBC granted 10.5k whilst, Direct Access 12k. |
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Apr 1 2009, 01:24 PM
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#8
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(cute_boboi @ Apr 1 2009, 01:22 PM) Yes, S&C called to offer me last month, but after reading the T&C and min income, I did not proceed. Why and mind sharing? |
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Apr 1 2009, 01:28 PM
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#9
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(cute_boboi @ Apr 1 2009, 01:25 PM) 1) No point for me to hold so many CC. I already have several backup CC and plan to cancel some. IC u are looking for a 'better' platinum card. 2) The 60k annual income min limit is too low 3) Do not foresee a need for S&C CC in future use, although I have an existing M1 a/c. The promotion is quite tempting tho, i.e. RM50 cash on credit card with a free saving account, with RM30 in it. I did not apply as it is inconveniet for me. |
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Apr 1 2009, 02:04 PM
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#10
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(santaclaus @ Apr 1 2009, 01:45 PM) wat S&C did is worsening the platinum and gold card status. ( although they had visa infinite which the requirement is almost the same as other bank's platinum ) I agree. On the other hand, they are trying to attract those users, who are desparately for Platinium to apply due to the degrade of the requirement.this make platinum dun look exclusive anymore |
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Apr 1 2009, 03:03 PM
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#11
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(cute_boboi @ Apr 1 2009, 02:37 PM) Plat nowadays is like Gold card 10 years ago. I also feel paiseh to use my plat to swipe, so normally i use the classic card. What? U using classic? Isnt it even more embarassing. |
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Apr 1 2009, 03:29 PM
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#12
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(Zack Styler @ Apr 1 2009, 03:11 PM) Nothing wrong with that.. Nah just too low profile as you could have just used your platinum!  |
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Apr 1 2009, 06:10 PM
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#13
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(conxtion @ Apr 1 2009, 06:00 PM) Just go to those CC counters you find in shopping malls and ask them to apply for you. UOB plat should be easy to get, income required is RM18k. U joking me! 18k for a Plat!!!  |
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