Akpk help you one time to restructure your debts once settled, your are off the list. If you not learn lesson and get into debt again, akpk cant help you anymore.

Ohh. Okays. Thank you for clarification. Btw, if already discuss with akpk and bank still send agent to collect payment means what ya?

I tried to login and asked to change password, but the link AKPK sent not working.

Anyone tries?

it will take some time before all the debt collectors stop calling. in my case after 1 month plus only they stopped calling.

Actually, this one is cause already went through akpk a few years ago.. and now suddenly come..

We pay to bank? Arent't we pay to AKPK and they help us pay to bank??

lol, please read properly what i asked bro.. you're confusing yourself.

Anyone heard of 7 yes act by Bank Negara? Some say after 6/7 yrs, creditor has no legal way to get money from borrower. They still can call or chase but can’t use any legal way to sue or take legal action after the period.
Currently I’m discussing with a credit collector of my long (10 yrs) cc debt, I plan to repay by put in 2k initially but no official letter after that from the agent + they twisting the verbal agreement by increasing the total repayment value after that. Their exucrs was ex officer promised but that person no longer in the company, now new person handling my case. I fed up & negotiating for few months already & they seems like not willing to send official letter thru email. I don’t entertain their letter thru WhatsApp .
Before my previous initial 2k payment, I checked with my banker see the account that collector asked me to pay is my real cc acc or not, yes it’s under my name & acc number is correct under me

2. There is time limitations to your debt
This means companies must initiate legal claims within a certain time frame. After that time frame has passed, a borrower is no longer obliged to repay their debt. The time frame is 6 years from the date of providing the loan, after which companies can no longer take any action.

For example:
(Read for more)
https://www.comparehero.my/debt-management/...%20any%20action.


But then, ...
ASKLEGALFINANCECAN MALAYSIAN BANKS COME AFTER YOU TO COLLECT YOUR DEAD RELATIVE’S HUTANG?

Spoiler: The debt will not be wiped out

https://www.google.com/amp/s/cilisos.my/in-...ers-debt/%3famp

https://www.google.com/url?sa=t&source=web&...HYPfZ5AgbZZNIWx

https://rockwills2u.com.my/is-the-executor-...deceased-debts/

setteled

This post has been edited by terion: Jun 13 2023, 04:01 PM

hi if i have house loan with UOB, car loan with maybank, some cc loan, can all be restructured by AKPK?

Hi bro,

CC loan = yes can.

House loan = yes can.

Car loan = not sure.

Hi Sifus,

I have scenario here:

Lets say, a person (my wife) used to be under AKPK but she has lapsed it and now the bank starts to chases her to pay and she now pays to the bank at an agreed amount.

My question is:

is she eligible for a supplementary card if I apply for her?


Thank you in advance!

Check with the bank that you wish to apply the supplementary CC.
Perhaps the terms as in the attached image would be applied


Attached thumbnail(s)

Thank you for the extract.. i appreciate it.

hi I already key in AKPK debt management online. How they will contact me ya? phone or email? What is the next step?

Hi, wanna ask anyone got AKPK dept for HLB and UOB bank? Thx

Later one. If let say you miss payment, AKPK won't do any payment to your creditor.

Quick question, if someone is under AKPK DMP, can the person get loan from Kwsp/epf FSa2?

Just wait for email then log in to the customer portal to see the official letter