Welcome Guest ( Log In | Register )

194 Pages « < 178 179 180 181 182 > » Bottom

Outline · [ Standard ] · Linear+

 AKPK, debt issue, anyone got a question to ask them?

views
     
bobowyc
post Jul 13 2023, 08:53 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(atria83 @ Jul 13 2023, 09:17 AM)
Later one. If let say you miss payment, AKPK won't do any payment to your creditor.
*
So means we pay AKPK, AKPK pay the banks right? sweat.gif
atria83
post Jul 14 2023, 05:17 AM

Getting Started
**
Junior Member
257 posts

Joined: Jan 2005


QUOTE(bobowyc @ Jul 13 2023, 08:53 PM)
So means we pay AKPK, AKPK pay the banks right?  sweat.gif
*
Yes
bobowyc
post Jul 14 2023, 01:23 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(atria83 @ Jul 14 2023, 05:17 AM)
Yes
*
Okie. But if we dont pay for a few months, will the bank ask debt collectors to come to house to look for the person who did not pay for a few months?
Kr0ll3R
post Jul 14 2023, 05:01 PM

I've Been Permanently Banned
******
Senior Member
1,049 posts

Joined: Apr 2007
From: 192.168.1.1



QUOTE(bobowyc @ Jul 14 2023, 01:23 PM)
Okie. But if we dont pay for a few months, will the bank ask debt collectors to come to house to look for the person who did not pay for a few months?
*
From their FAQ

QUOTE
DMP will be terminated automatically upon monthly instalment payment default by the customer. An individual is only allowed a one-time chance to enrol in the DMP.
Thus, a customer should always monitor and maintain the DMP payment to avoid termination.

What are the consequences of being terminated from DMP?
   a. Customer no longer enjoys the legal moratorium. The bank(s) may continue with legal actions
   b. There is potential of harassment from debt collectors
   c. The financial service providers will/may claw back the loan/facility to its original terms

If you are having difficulty in making the DMP payment, please contact AKPK to discuss the possible solutions to address the matter.

This post has been edited by Kr0ll3R: Jul 14 2023, 05:01 PM
bobowyc
post Jul 14 2023, 07:59 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(Kr0ll3R @ Jul 14 2023, 05:01 PM)
From their FAQ
If you are having difficulty in making the DMP payment, please contact AKPK to discuss the possible solutions to address the matter.
*
shocking.gif Oh no.. Okays. But apparently when called AKPK they said can resume. hmm.gif So is that person possibly lying? hmm.gif tbh its my sister and its using our house address.. icon_question.gif so far only once came. unsure.gif

Edit: possible to send the link here? thank you

This post has been edited by bobowyc: Jul 14 2023, 08:00 PM
atria83
post Jul 14 2023, 08:10 PM

Getting Started
**
Junior Member
257 posts

Joined: Jan 2005


QUOTE(bobowyc @ Jul 14 2023, 01:23 PM)
Okie. But if we dont pay for a few months, will the bank ask debt collectors to come to house to look for the person who did not pay for a few months?
*
I don't know how many months you didn't pay, but from what I know you cannot have arrears more than 2 times. If you hit the 3rd time there is possibility you will get kick out from DMP. Then AKPK won't be responsible if the bank start looking / calling for you.

As long you in the DMP, bank cannot 'kacau'. Simple.

In addition, if let say die die you cannot pay in few months, you can request like moratorium for 3 months...write a letter..state reason why cannot..get it stamped and officiate. Submit through customer portal. However do remember you can only apply this twice throughout the program.
bobowyc
post Jul 14 2023, 08:16 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(atria83 @ Jul 14 2023, 08:10 PM)
I don't know how many months you didn't pay, but from what I know you cannot have arrears more than 2 times. If you hit the 3rd time there is possibility you will get kick out from DMP. Then AKPK won't be responsible if the bank start looking / calling for you.

As long you in the DMP, bank cannot 'kacau'. Simple.

In addition, if let say die die you cannot pay in few months, you can request like moratorium for 3 months...write a letter..state reason why cannot..get it stamped and officiate. Submit through customer portal. However do remember you can only apply this twice throughout the program.
*
Oh. So means they allow if dont pay a few months, but up to 2 times only? Then possibly its correct that she called them and they allowed her to continue, hence why nobody came after that. She told us around 6 months. sweat.gif hence why 2 months ago they came, not sure from which bank. just give letter only lol sweat.gif
atria83
post Jul 14 2023, 09:59 PM

Getting Started
**
Junior Member
257 posts

Joined: Jan 2005


QUOTE(bobowyc @ Jul 14 2023, 08:16 PM)
Oh. So means they allow if dont pay a few months, but up to 2 times only? Then possibly its correct that she called them and they allowed her to continue, hence why nobody came after that. She told us around 6 months.  sweat.gif hence why 2 months ago they came, not sure from which bank. just give letter only lol  sweat.gif
*
Try to negotiate if it hard to commit. At least AKPK can give you temporary peace of mind 😅
bobowyc
post Jul 14 2023, 11:11 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(atria83 @ Jul 14 2023, 09:59 PM)
Try to negotiate if it hard to commit. At least AKPK can give you temporary peace of mind 😅
*
Okie. Will let my sister know. haha. not me leh. lol. i was at home when the debt collectors came.. lol. parents ask me go and see heh. they dressed up so professionally. sweat.gif
tkyong1
post Jul 17 2023, 08:57 AM

On my way
****
Junior Member
640 posts

Joined: Feb 2008


QUOTE(bobowyc @ Jul 14 2023, 11:11 PM)
Okie. Will let my sister know. haha. not me leh. lol. i was at home when the debt collectors came.. lol. parents ask me go and see heh. they dressed up so professionally.  sweat.gif
*
Hi bobo,

Please let your sister know that if she have difficulty in payment to AKPK, contact or meet the AKPK officials as soon, they are always very helpful and will find a solution for you.

Please do not just stop paying to AKPK for months, this may ruin your AKPK account, and you will not be helped in problem comes.

AKPK can give you morotorium or reshape your monthly payment sum, they are normally very efficient in doing so within few working days.

Hope this help.
lil twist
post Jul 17 2023, 04:06 PM

You'll Never Walk Alone
******
Senior Member
1,695 posts

Joined: Jan 2003
From: Ampang



Hello, for those who want to know more about AKPK, assist to register, or to check anything, please PM me ya. I work at AKPK (14 years and counting... blush.gif ) and am ready to assist you. notworthy.gif

Pesanan Khidmat Masyarakat: All AKPK services are FREE. If anyone asks for money, that is not AKPK but an agent/third party claiming to work with AKPK bruce.gif
misaka
post Jul 17 2023, 04:33 PM

Casual
***
Junior Member
452 posts

Joined: Jan 2016
QUOTE(lil twist @ Jul 17 2023, 04:06 PM)
Hello, for those who want to know more about AKPK, assist to register, or to check anything, please PM me ya. I work at AKPK (14 years and counting... blush.gif ) and am ready to assist you. notworthy.gif

Pesanan Khidmat Masyarakat: All AKPK services are FREE. If anyone asks for money, that is not AKPK but an agent/third party claiming to work with AKPK  bruce.gif
*
My plan approved but got 1 loan is new akpk say cannot add into dmp for now need wait 6 mth . if i add the new loan into dmp after 6 mth can?
lil twist
post Jul 17 2023, 05:07 PM

You'll Never Walk Alone
******
Senior Member
1,695 posts

Joined: Jan 2003
From: Ampang



QUOTE(misaka @ Jul 17 2023, 04:33 PM)
My plan approved but got 1 loan is new akpk say cannot add into dmp for now need wait 6 mth . if i add the new loan into dmp after 6 mth can?
*
Sure. flex.gif
misaka
post Jul 17 2023, 05:17 PM

Casual
***
Junior Member
452 posts

Joined: Jan 2016
QUOTE(lil twist @ Jul 17 2023, 05:07 PM)
Sure.  flex.gif
*
How to add online or visit kl akpk

Masuk dmp lao can apply cc with fd pledge ?
lil twist
post Jul 17 2023, 05:21 PM

You'll Never Walk Alone
******
Senior Member
1,695 posts

Joined: Jan 2003
From: Ampang



QUOTE(misaka @ Jul 17 2023, 05:17 PM)
How to add online or visit kl akpk

Masuk dmp lao can apply cc with fd pledge ?
*
You can login to the customer portal, in the dashboard, click FAQ, scroll all the way down, there's red coloured text link, click on it and fill in the form nod.gif

You can add, but subject to the bank's update smile.gif
atria83
post Jul 17 2023, 05:56 PM

Getting Started
**
Junior Member
257 posts

Joined: Jan 2005


QUOTE(lil twist @ Jul 17 2023, 04:06 PM)
Hello, for those who want to know more about AKPK, assist to register, or to check anything, please PM me ya. I work at AKPK (14 years and counting... blush.gif ) and am ready to assist you. notworthy.gif

Pesanan Khidmat Masyarakat: All AKPK services are FREE. If anyone asks for money, that is not AKPK but an agent/third party claiming to work with AKPK  bruce.gif
*
Good to know biggrin.gif
bobowyc
post Jul 18 2023, 06:19 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(tkyong1 @ Jul 17 2023, 08:57 AM)
Hi bobo,

Please let your sister know that if she have difficulty in payment to AKPK, contact or meet the AKPK officials as soon, they are always very helpful and will find a solution for you.

Please do not just stop paying to AKPK for months, this may ruin your AKPK account, and you will not be helped in problem comes.

AKPK can give you morotorium or reshape your monthly payment sum, they are normally very efficient in doing so within few working days.

Hope this help.
*
Alright. I asked her today and she said they check but can’t find her IC. Does this mean they already cancel her AKPK account? 🥺
lil twist
post Jul 18 2023, 09:51 PM

You'll Never Walk Alone
******
Senior Member
1,695 posts

Joined: Jan 2003
From: Ampang



QUOTE(bobowyc @ Jul 18 2023, 06:19 PM)
Alright. I asked her today and she said they check but can’t find her IC. Does this mean they already cancel her AKPK account? 🥺
*
Hi, I can assist her but only on Thursday I can give any update notworthy.gif You can PM me on the answer on these questions:

1) Is she an existing customer or new customer?
2) If new, when did she apply? If existing, when did she join AKPK?

Hope to assist her and anyone who needs help about AKPK smile.gif


bobowyc
post Jul 19 2023, 12:28 PM

You are who you are.
******
Senior Member
1,921 posts

Joined: Apr 2013
From: Petaling Jaya


QUOTE(lil twist @ Jul 18 2023, 09:51 PM)
Hi, I can assist her but only on Thursday I can give any update notworthy.gif You can PM me on the answer on these questions:

1) Is she an existing customer or new customer?
2) If new, when did she apply? If existing, when did she join AKPK?

Hope to assist her and anyone who needs help about AKPK smile.gif
*
1) existing customer.
2) I think probably a year or 2 ago
lil twist
post Jul 19 2023, 02:11 PM

You'll Never Walk Alone
******
Senior Member
1,695 posts

Joined: Jan 2003
From: Ampang



QUOTE(bobowyc @ Jul 19 2023, 12:28 PM)
1) existing customer.
2) I think probably a year or 2 ago
*
Perhaps you can PM me so we can exchange details for further assistance smile.gif

194 Pages « < 178 179 180 181 182 > » Top
 

Change to:
| Lo-Fi Version
0.0194sec    0.45    6 queries    GZIP Disabled
Time is now: 8th December 2025 - 02:08 PM