QUOTE(atria83 @ Jul 13 2023, 09:17 AM)
So means we pay AKPK, AKPK pay the banks right? AKPK, debt issue, anyone got a question to ask them?
AKPK, debt issue, anyone got a question to ask them?
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Jul 13 2023, 08:53 PM
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Senior Member
1,921 posts Joined: Apr 2013 From: Petaling Jaya |
QUOTE(atria83 @ Jul 13 2023, 09:17 AM) So means we pay AKPK, AKPK pay the banks right? atria83 liked this post
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Jul 14 2023, 05:17 AM
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257 posts Joined: Jan 2005 |
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Jul 14 2023, 01:23 PM
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1,921 posts Joined: Apr 2013 From: Petaling Jaya |
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Jul 14 2023, 05:01 PM
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1,049 posts Joined: Apr 2007 From: 192.168.1.1 |
QUOTE(bobowyc @ Jul 14 2023, 01:23 PM) Okie. But if we dont pay for a few months, will the bank ask debt collectors to come to house to look for the person who did not pay for a few months? From their FAQQUOTE DMP will be terminated automatically upon monthly instalment payment default by the customer. An individual is only allowed a one-time chance to enrol in the DMP. Thus, a customer should always monitor and maintain the DMP payment to avoid termination. What are the consequences of being terminated from DMP? a. Customer no longer enjoys the legal moratorium. The bank(s) may continue with legal actions b. There is potential of harassment from debt collectors c. The financial service providers will/may claw back the loan/facility to its original terms If you are having difficulty in making the DMP payment, please contact AKPK to discuss the possible solutions to address the matter. This post has been edited by Kr0ll3R: Jul 14 2023, 05:01 PM |
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Jul 14 2023, 07:59 PM
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1,921 posts Joined: Apr 2013 From: Petaling Jaya |
QUOTE(Kr0ll3R @ Jul 14 2023, 05:01 PM) From their FAQ If you are having difficulty in making the DMP payment, please contact AKPK to discuss the possible solutions to address the matter. Edit: possible to send the link here? thank you This post has been edited by bobowyc: Jul 14 2023, 08:00 PM |
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Jul 14 2023, 08:10 PM
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257 posts Joined: Jan 2005 |
QUOTE(bobowyc @ Jul 14 2023, 01:23 PM) Okie. But if we dont pay for a few months, will the bank ask debt collectors to come to house to look for the person who did not pay for a few months? I don't know how many months you didn't pay, but from what I know you cannot have arrears more than 2 times. If you hit the 3rd time there is possibility you will get kick out from DMP. Then AKPK won't be responsible if the bank start looking / calling for you.As long you in the DMP, bank cannot 'kacau'. Simple. In addition, if let say die die you cannot pay in few months, you can request like moratorium for 3 months...write a letter..state reason why cannot..get it stamped and officiate. Submit through customer portal. However do remember you can only apply this twice throughout the program. bobowyc liked this post
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Jul 14 2023, 08:16 PM
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Senior Member
1,921 posts Joined: Apr 2013 From: Petaling Jaya |
QUOTE(atria83 @ Jul 14 2023, 08:10 PM) I don't know how many months you didn't pay, but from what I know you cannot have arrears more than 2 times. If you hit the 3rd time there is possibility you will get kick out from DMP. Then AKPK won't be responsible if the bank start looking / calling for you. Oh. So means they allow if dont pay a few months, but up to 2 times only? Then possibly its correct that she called them and they allowed her to continue, hence why nobody came after that. She told us around 6 months. As long you in the DMP, bank cannot 'kacau'. Simple. In addition, if let say die die you cannot pay in few months, you can request like moratorium for 3 months...write a letter..state reason why cannot..get it stamped and officiate. Submit through customer portal. However do remember you can only apply this twice throughout the program. |
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Jul 14 2023, 09:59 PM
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257 posts Joined: Jan 2005 |
QUOTE(bobowyc @ Jul 14 2023, 08:16 PM) Oh. So means they allow if dont pay a few months, but up to 2 times only? Then possibly its correct that she called them and they allowed her to continue, hence why nobody came after that. She told us around 6 months. Try to negotiate if it hard to commit. At least AKPK can give you temporary peace of mind 😅 bobowyc liked this post
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Jul 14 2023, 11:11 PM
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1,921 posts Joined: Apr 2013 From: Petaling Jaya |
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Jul 17 2023, 08:57 AM
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640 posts Joined: Feb 2008 |
QUOTE(bobowyc @ Jul 14 2023, 11:11 PM) Okie. Will let my sister know. haha. not me leh. lol. i was at home when the debt collectors came.. lol. parents ask me go and see heh. they dressed up so professionally. Hi bobo,Please let your sister know that if she have difficulty in payment to AKPK, contact or meet the AKPK officials as soon, they are always very helpful and will find a solution for you. Please do not just stop paying to AKPK for months, this may ruin your AKPK account, and you will not be helped in problem comes. AKPK can give you morotorium or reshape your monthly payment sum, they are normally very efficient in doing so within few working days. Hope this help. |
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Jul 17 2023, 04:06 PM
Show posts by this member only | IPv6 | Post
#3591
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Senior Member
1,695 posts Joined: Jan 2003 From: Ampang |
Hello, for those who want to know more about AKPK, assist to register, or to check anything, please PM me ya. I work at AKPK (14 years and counting... Pesanan Khidmat Masyarakat: All AKPK services are FREE. If anyone asks for money, that is not AKPK but an agent/third party claiming to work with AKPK djbr182, rollinginsodeep, and 2 others liked this post
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Jul 17 2023, 04:33 PM
Show posts by this member only | IPv6 | Post
#3592
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452 posts Joined: Jan 2016 |
QUOTE(lil twist @ Jul 17 2023, 04:06 PM) Hello, for those who want to know more about AKPK, assist to register, or to check anything, please PM me ya. I work at AKPK (14 years and counting... My plan approved but got 1 loan is new akpk say cannot add into dmp for now need wait 6 mth . if i add the new loan into dmp after 6 mth can?Pesanan Khidmat Masyarakat: All AKPK services are FREE. If anyone asks for money, that is not AKPK but an agent/third party claiming to work with AKPK |
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Jul 17 2023, 05:07 PM
Show posts by this member only | IPv6 | Post
#3593
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Senior Member
1,695 posts Joined: Jan 2003 From: Ampang |
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Jul 17 2023, 05:17 PM
Show posts by this member only | IPv6 | Post
#3594
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452 posts Joined: Jan 2016 |
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Jul 17 2023, 05:21 PM
Show posts by this member only | IPv6 | Post
#3595
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1,695 posts Joined: Jan 2003 From: Ampang |
QUOTE(misaka @ Jul 17 2023, 05:17 PM) You can login to the customer portal, in the dashboard, click FAQ, scroll all the way down, there's red coloured text link, click on it and fill in the form You can add, but subject to the bank's update |
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Jul 17 2023, 05:56 PM
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Junior Member
257 posts Joined: Jan 2005 |
QUOTE(lil twist @ Jul 17 2023, 04:06 PM) Hello, for those who want to know more about AKPK, assist to register, or to check anything, please PM me ya. I work at AKPK (14 years and counting... Good to know Pesanan Khidmat Masyarakat: All AKPK services are FREE. If anyone asks for money, that is not AKPK but an agent/third party claiming to work with AKPK lil twist liked this post
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Jul 18 2023, 06:19 PM
Show posts by this member only | IPv6 | Post
#3597
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1,921 posts Joined: Apr 2013 From: Petaling Jaya |
QUOTE(tkyong1 @ Jul 17 2023, 08:57 AM) Hi bobo, Alright. I asked her today and she said they check but can’t find her IC. Does this mean they already cancel her AKPK account? 🥺Please let your sister know that if she have difficulty in payment to AKPK, contact or meet the AKPK officials as soon, they are always very helpful and will find a solution for you. Please do not just stop paying to AKPK for months, this may ruin your AKPK account, and you will not be helped in problem comes. AKPK can give you morotorium or reshape your monthly payment sum, they are normally very efficient in doing so within few working days. Hope this help. |
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Jul 18 2023, 09:51 PM
Show posts by this member only | IPv6 | Post
#3598
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1,695 posts Joined: Jan 2003 From: Ampang |
QUOTE(bobowyc @ Jul 18 2023, 06:19 PM) Alright. I asked her today and she said they check but can’t find her IC. Does this mean they already cancel her AKPK account? 🥺 Hi, I can assist her but only on Thursday I can give any update 1) Is she an existing customer or new customer? 2) If new, when did she apply? If existing, when did she join AKPK? Hope to assist her and anyone who needs help about AKPK |
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Jul 19 2023, 12:28 PM
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Senior Member
1,921 posts Joined: Apr 2013 From: Petaling Jaya |
QUOTE(lil twist @ Jul 18 2023, 09:51 PM) Hi, I can assist her but only on Thursday I can give any update 1) existing customer. 1) Is she an existing customer or new customer? 2) If new, when did she apply? If existing, when did she join AKPK? Hope to assist her and anyone who needs help about AKPK 2) I think probably a year or 2 ago |
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Jul 19 2023, 02:11 PM
Show posts by this member only | IPv6 | Post
#3600
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1,695 posts Joined: Jan 2003 From: Ampang |
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