how about existing cc?

All existing CC will be cancelled and included in the installment plan. No exception.

Today i got approved from AKPK for my two CC and hire purchase. New stage begin

They didn't include my hire purchase that time...only PL and CC

the instalment is good? 50% lesser?

Usually yes....I have never been so happier in my life after I join AKPK.

At first I thought I won't be able to live without CC but after 1 month, I was so used to it without cc...and only using cash instead. Changed my mindset, got money buy...no money diam diam

yes.
before akpk
my car RM740
cc RM700

after akpk
RM550

congratulation bro, now begin a new life, a new restart.

you will get used to it by using debit card from now on.

the mind is finally peace, can focus on other important thing in our lifes.

Does it mean your other CC with BANK B will be automatically cancelled when you have enrolled in a DMP for CC with BANK A?

when you want to join AKPK, CC must surrender. you cant choose which bank CC you wanna keep. the rest like housing, car, PTPTN loan, you still got right to choose which one you want to opt in AKPK.

Doesn't know now HP can be included in AKPK.. Last time my era, i can't...

Exactly. HP is a secured debt unlike cc and pl. I always hear people applying for cc, pl and ptptn only.

hi all, may i ask if to enroll for DMP, how long it takes for them to approve?

AKPK customer portal still down?

Received an email earlier this morning...



AKPK: Cybersecurity Breach

Dear Customer,

We are writing to let you know that Agensi Kaunseling & Pengurusan Kredit (AKPK) recently detected a breach of one of its IT systems and has determined that some data exfiltrated by the cybercriminals was published on the dark web today.

While our investigation with third-party cybersecurity experts is continuing, it appears that approximately 20 customers have had their names and National Registration Identity Card (NRIC) numbers published.

What Actions Have We Taken?

Following the malicious and criminal breach of our IT system, we notified the authorities, took measures to secure our server, and began an investigation with leading third-party cybersecurity experts. AKPK received and rejected a ransom request, a response relevant authorities and experts agreed with.

As a result of the breach, we decided to take some of our operational systems offline temporarily to prevent further risks. We are gradually bringing our systems back online and can confirm that the process is almost completed. In the meantime, we continue to have relevant arrangements in place to maintain our services to our customers with as little disruption as possible.

What Can You Do?

While it is not yet clear exactly what customer data has been accessed and whose, we are encouraging all customers to take a number of steps to safeguard themselves. We would recommend that customers consider taking the following precautionary actions for themselves:


Monitor accounts that use personal data;
Change the login credentials for online accounts, including but not limited to those used to access AKPK services;
Use strong passwords and change them regularly. Try to keep password at least eight characters long and use numbers, upper case, lower case and symbols;
Enable two-factor authentication on all your online services where possible;
Be suspicious if anyone contacts you by email, phone call or text message asking you to confirm your personal details. Never give out personal details unless you’re sure who you’re speaking or writing to; and
Check your bank and credit card statements regularly for any unusual payments that you don’t recognise.


For general personal safety and identity protection online customers can refer to the CyberSecurity Malaysia guidelines:
https://www.cybersecurity.my/data/content_files/11/763.pdf

We understand this situation is very concerning and we sincerely apologise. AKPK will continue to do everything we can to mitigate the impact of this breach, and will provide further updates when we are in a position to do so.

We are addressing customer concerns and questions through our dedicated call center and website. AKPK customers can contact AKPK’s dedicated call centre at 03 2616 7766 or click https://www.akpk.org.my/branches to find the nearest AKPK branches.

We will take additional actions as needed based on investigations underway and in cooperation with the authorities.

We thank you for your ongoing support and understanding during this trying time.


Yours Sincerely,

Mansor Ali
General Manager, Operations and Business Development Division
26 April 2023

14 days. but mine 7 days to get approve

Just a note, just a note.

AKPK: Online services restored, customers required to change passwords

Tuesday, 23 May 2023

https://www.thestar.com.my/tech/tech-news/2...hange-passwords

Hi guys, general question here, once we enroll with AKPK, our debts with the cc is fully paid off by AKPK? Or is it when we pay AKPK, AKPK will pay the bank?

Akpk arrange with bank to lower your payment. You still pay bank.akpk is not bank.akpk is only 1 time. No 2nd time.

Sorry, may i ask what do you mean by 1 time and no 2nd time? Means AKPK is the middle man right? And when we pay AKPK every month they will in turn pay the respective banks right?