Hi,

Currently in DMP program paying about rm2k/month. However is it possible to request to reschedule the monthly payment to an amount that is reasonable? At the moment, i dont allocate for emergencies. This will be hard since all other credit facilities are no longer available for me

Thanks for the reply. Yup I called AKPK this morning they said submit and they will consider. As for my case, my salary is the same as I start the DMP but have additional commitments. Kids get into pre-school.

Later one. If let say you miss payment, AKPK won't do any payment to your creditor.

Quick question, if someone is under AKPK DMP, can the person get loan from Kwsp/epf FSa2?

Just wait for email then log in to the customer portal to see the official letter

Yes

I don't know how many months you didn't pay, but from what I know you cannot have arrears more than 2 times. If you hit the 3rd time there is possibility you will get kick out from DMP. Then AKPK won't be responsible if the bank start looking / calling for you.

As long you in the DMP, bank cannot 'kacau'. Simple.

In addition, if let say die die you cannot pay in few months, you can request like moratorium for 3 months...write a letter..state reason why cannot..get it stamped and officiate. Submit through customer portal. However do remember you can only apply this twice throughout the program.

Try to negotiate if it hard to commit. At least AKPK can give you temporary peace of mind 😅

Good to know

can. but you can do that only 3 times throughout the programme. you also need to include letter stamp by the commissioner of oath. but please check out with them what is the latest terms.