@tishaban,
Thanks for the heads up but I just made a payment in Euros! Damn.. should have consulted you earlier. The good thing is that it wasn't a big sum

Speaking of Amex, has anyone ever been successful in getting them to waive off finance charges? I overlooked my last months' bill and it seems I now owe them some $ on finance charges ! *SiGh*

@alexwsk,
If RM20k is sufficient for u then go ahead and ask for RM20k. If u think it's not enough then ask for more.

easiest is ambank.. put a fd of 5k u get a 5k limit cc.. pay slip, ic

i dont think that's a problme... unless celcom reports to ctos

Yeap, I got them to waived off over RM800++ of finance charge once

Public Bank CS let me know that my application to upgrade my gold card to platinum was approved. However I still need to fill up the form.

Actually i mean i wan to use another bank's gold card (16k CL) to apply for Alliance's platinum, do you think that is sufficient?

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Added on January 21, 2009, 1:59 pmFor HSBC Amanah Mpower Credit Card-i, the 5% Cash Back is capped at a maximum of RM30.00 per card per every 5th approved transaction. I guess they're not dumb huh

This post has been edited by alexwsk: Jan 21 2009, 01:59 PM

Last time i asked their sales at shopping mall... they said need around 20k credit limit...

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Added on January 21, 2009, 2:04 pmanyone know how to go online with alliance credit card?
the website showed steps.. but not quite understand.. why need to call and go online again.. and go atm again?? very confused.

This post has been edited by truth_seeker_09: Jan 21 2009, 02:04 PM

@tgeoklin,
What was the reason/excuse U gave to them? Can share so I can tweak my excuse too

@alexwsk,
It may be possible - depending on the banks criteria. Best if you checked with them.

Actually it was their stupid system, won't allow me to pay more than my o/s and rejected my future payment, which I had instructed before I left the country in view of more expenditure to come etc. So its fair to say their fault really

@tgeoklin,
Er.. well unfortunately in my case i have a big feeling it's MY fault.. I underpaid by about RM20k so the finance charges have come up to about ~RM500 and I don't want to pay the RM500 !!! how how how?!

Well, even back then they were quite reluctant to reverse but way I see it, if you are a big spender and threaten to cancel if they do not waive or something, maybe there's hope yet. Mine was not an underpaid like yours but no payment, though due to their lousy M2U system. Thing is this, if you have the $$$ in your a/c and even if you did not pay, can still argue. I mean, I was definitely not paying interest of almost RM900 when theyhad already took in so much merchant fees contributed by myself, so I suggest you stick to your gun. Worst case, got excuse to cancel later on

Anyone heard of Synergy+ MasterCard. It was launched last month.

Benefits of the Synergy+ MasterCard credit card include a 50% discount on cash advance fees for the first six months, free RM100,000 accidental disability insurance for the first year, and up to 0.8% cash rebate on retail transactions.

Wow , 50% discount on cash advance fees ? You got to be kidding , can someone give me the direct link to their Terms and Services. I just want to make sure that there are no hidden strings attached. It seems to be too good to be true that they offer 50% discount !

What is the issued bank for Synergy+ Mastercard?

Synergy Cards is a subsidiary of Advance Synergy ( www.hotfrog.com.my/Companies/Advance-Synergy)

I don't have much information about these people. But certainly its not from a bank

Not issued by bank? Are they an approved financial institution like AEON Credit?

http://www.btimes.com.my/Current_News/BTIM...kdsyng/Article/

It seems that AmBank is their credit provider. I would prefer to get a credit card through a bank or finicial institution instead of an investment company.

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Added on January 21, 2009, 9:10 pmFor gov servant , its bit easier for you to get approval of your credit card. I would recommend maybank. Its because you're with the government and they do know that there isn't going to go wrong when you're working in the government. For first timers , I highly recommend you to sign up for maybank. Work your way on your credit line and get a good credit score !

This post has been edited by prasys: Jan 21 2009, 09:10 PM

Synergy Cards Line of credit are provide by AMBANK

Here are the cards

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Added on January 21, 2009, 11:53 pmSynergy Cards are FREE FOR LIFE -NO CONDITION
up to 0.80% CASH BACK +100k P/A
C/L 3K to 100K

New card player normally easy to get card approved like AEON, Al-Rahji Bank and HSBC Islamic They want volume.

This post has been edited by Master of Cards: Jan 21 2009, 11:53 PM


Attached thumbnail(s)

not really.

HSBC islamic M-power CC rejected my application.

now, did not ever bother to apply any card anymore.

How to apply? Still not see this at AmBank website.