bank that your company use to bank in your salary

Yeah ... the international banks would probably be more sticky about the minimum requirement. I'll suggest ...

1. Get a card which suits your needs the best but be realistic coz it's your first card.
2. Or get a card from where your salary is being deposited. However, I do have a friend which did not get a card from the very bank the salary is being deposited.

It all boils down whether you have good track credit record with the banks ... being fresh into the job market. Your credit history should be clean unless you messed it up earlier.

Hm citibank asked me to provide them with my 2 months salary pay slip, I also just came out to work not long ago.. but my pay is 2k+

how long do they normally take to process? accept or reject ..

I want to buy an air ticket soon

@tgeoklin,
Amex has great travel deals meh?! Er.. I'm off to Bali in 2 weeks time - any good promos U heard of I haven't yet come across?!

I don't hold Visa Infinite but I do have a Visa Platinum [UOB's Preferred Platinum is NOT Visa Infinite right?!], Mastercard Premier & Amex Platinum.

Let me know if U come across anything

i got my card less than 2 weeks last time...

i can get my DA approved within 24 hours under new policy...

but im already have 1...

me 4 working day

HSBC rejected me twice... before the tele-marketer call and offer me.

U know what citibank tells me? Please wait for 2weeks, if I rush them I wonder will they comply to me

@princessgalaria,
The CS will probably tell U something nice but they'll never make promises.... Good Luck!

finally, OCBC called me, verify my info and activate my card which im received since Julai.

I applied for HSBC and Citibank before and even pass their requirement. End up they rejected my application. Later on I apply for CIMB since they are offering much benefits and within 2 weeks I get my card.

@berryshortcake,
Just because U meet all requirements stated on the application form, it doesn't mean u will 100% get the card. Banks does their own credit checks and have a separate process determining your risk factor before approving CCs.

Then I guess for me to apply and get that card and use the e-voucher to buy my ticket soon is not possible, lol ... the CS is so funny, I asked him how much are they giving the e-voucher he said RM30 then I said no, ur ad wrote RM100, then he doubted a while and said ya ya, he makes me feel like he don't know anything

it's better to equips ourself with full information, then anything went wrong, we can bomb back!!

@princessgalaria,
muAHahAHhahAHhaHAH oOOh.. U want to make use of an existing promotion huh?! Well, perhaps U can tell the CS and ask him if he can expedite ur process

Erh, that actually refers to the buy 1 free 1 deals, not sure if you will want to fly first class and of course the extra points which starts fr 5X all the way to 10X for Amex Plat and Visa Infinite, and of course the free lounge visits etc

And you are correct in that the UOB Preferred is not an infinite card, which is only issued by UOB S'pore (refer to as the black card and by invitation only). In Malaysia, UOB's premier card is the Midas Card. Only RHB and Std Chart currently has the infinite card in Malaysia.

This post has been edited by tgeoklin: Oct 8 2008, 05:16 PM

haha yes purpose of AA joining this card with citibank also to make more business right, I'm giving business to AA now some more flying to Aus wanna make use of that voucher, if they ever approve

I read through the terms n condition on the net for few times, they really stated RM100 inside as well .. I doubt because 100 is not a small amout, they got that kind?

@tgeoklin,
I've given up with all these status chase so I don't care as long as the card serves me well. aHhh So the benefits u were referring to were mostly F&B benefits...

oKie doKies... nothing too interesting from hotel deals for Bali on Visa, Master or Amex unfortunately *siGh*

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Added on October 8, 2008, 5:25 pm@princessgalaria,
I do believe it is RM100. If their communication materials state RM100, U will get ur RM100 but it normally takes them months before U get the reimbursement or the benefit. Don't know about the AA card though but U could always check.

This post has been edited by tinkerbel: Oct 8 2008, 05:25 PM

they said will send the voucher through email , giving some specific codes
hhaha, you know all this free things always tied to terms and condition .. ALWAYS, hidden ones