yeah, give out money takes ages....
while charging takes second
Credit Card Thread V4, Plastic Money @ World Access
Credit Card Thread V4, Plastic Money @ World Access
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Oct 8 2008, 05:28 PM
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All Stars
10,912 posts Joined: Feb 2006 |
yeah, give out money takes ages....
while charging takes second |
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Oct 8 2008, 05:33 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@princessgalaria,
Read through the terms and conditions carefully - most of the time, we overlook all those nitty gritty because we never bother to read the terms and conditions properly. Go through it properly and if u think it's okie and suitable then go ahead and apply for the card otherwise screw Citibank lah ! |
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Oct 8 2008, 05:35 PM
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Senior Member
763 posts Joined: Sep 2007 |
apply dy, see whether approve or not for fresh grad like me hahaha
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Oct 8 2008, 05:37 PM
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Junior Member
5 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Oct 8 2008, 05:06 PM) @berryshortcake, Hmm maybe CIMB is too generous. Wakakaka.Just because U meet all requirements stated on the application form, it doesn't mean u will 100% get the card. Banks does their own credit checks and have a separate process determining your risk factor before approving CCs. |
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Oct 8 2008, 05:41 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Oct 8 2008, 05:23 PM) @tgeoklin, Yeap, there's not much deals on Bali I've given up with all these status chase so I don't care as long as the card serves me well. aHhh So the benefits u were referring to were mostly F&B benefits... oKie doKies... nothing too interesting from hotel deals for Bali on Visa, Master or Amex unfortunately *siGh* And its good to know you are over with these status chase but its the top tier cards, unfortunately, which gives the best deal. So with with everything being equals, the only logical deal is to move upwards |
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Oct 8 2008, 05:42 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Oct 8 2008, 05:51 PM
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Senior Member
1,749 posts Joined: Oct 2007 |
QUOTE(booleanx @ Oct 8 2008, 02:31 PM) thansk. citibank called me and told me that they require rm 2k and above. Citibank approved my application 2 years ago and gave me the black colour one (i think is citibank clear card). That time my salary less than 2k lor. after 6 mths they automatic upgrade gold card for me.which bank is the easiest to apply for a credit card? |
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Oct 8 2008, 06:05 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@tgeoklin,
The hotel deals with these top tier cards are uhm well... not something I want to spend esp since I promised the folks I'll pay for the entire Bali trip [bad move! should have not included sis in it - she's always getting the better end of the stick! *hmph*]. Also, the promotions available for Visa Infinite are also extended to Visa Platinum so makes no difference, really @zenwell, Er..did that Gold Card come with additional CL? Am curious to know if there's a standard procedure or CL. It pissed me off when Citibank sent me an 'upgraded' card but giving me lesser CL. I hope that didn't happen to u. This post has been edited by tinkerbel: Oct 8 2008, 06:06 PM |
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Oct 8 2008, 06:11 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Oct 8 2008, 06:05 PM) @tgeoklin, Hey, you the Boss mah The hotel deals with these top tier cards are uhm well... not something I want to spend esp since I promised the folks I'll pay for the entire Bali trip [bad move! should have not included sis in it - she's always getting the better end of the stick! *hmph*]. Also, the promotions available for Visa Infinite are also extended to Visa Platinum so makes no difference, really But sorry to burst your bubble, but I think the way shd be all promotions applicable to platinum cards are enjoyable by infinite card members but not vice-versa ie. free unlimited lounge visits, free golfing, 5X reward points, higher insurance coverage etc |
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Oct 8 2008, 06:15 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@tgeoklin,
AhHhh those benefits are definitely different. I don't travel that much so it makes no difference! muAHahAHahH I haven't even had the chance to visit the damn lounge. I don't golf so that's not an issue either .. Er.. higher insurance coverage? Er.. well that again benefits the sista!! muAhah damn... she's Ms Rich if something happened to me! PS: I'm no boss at home - in fact, I'm boss kuli ! *siGh* |
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Oct 8 2008, 06:46 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(tinkerbel @ Oct 8 2008, 06:15 PM) @tgeoklin, Hey, you are too modest. Anyone with a HSBC Premier is definitely with some substance AhHhh those benefits are definitely different. I don't travel that much so it makes no difference! muAHahAHahH I haven't even had the chance to visit the damn lounge. I don't golf so that's not an issue either .. Er.. higher insurance coverage? Er.. well that again benefits the sista!! muAhah damn... she's Ms Rich if something happened to me! PS: I'm no boss at home - in fact, I'm boss kuli ! *siGh* Anyway, sometimes its good to have but not necessary. And you are right abt the lounge, most of the time we are just too rush to be able to drop by unless its on transit flights etc. |
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Oct 8 2008, 07:18 PM
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Moderator
9,301 posts Joined: Mar 2008 |
QUOTE(hye @ Oct 8 2008, 11:11 AM) Yes ... MBB CC can pay bills online but the number of payees are very limited. For example, you can't use it to pay for your Astro or TNB bills. How about Citibank online ? Can we use other banks' credit card to pay Astro and TM bills ?QUOTE(tgeoklin @ Oct 8 2008, 05:15 PM) Do they have Premier card ? I thought HSBC is the only bank to issue the Premier card, which is a World Mastercard. |
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Oct 8 2008, 11:29 PM
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VIP
13,495 posts Joined: Dec 2006 From: KL, Malaysia |
@tgeoklin,
I guess the airport lounge can be a pretty good benefit if one is a 'world traveller' - and unfortunate for me I ain't. I haven't had the chance to even check the damn place out *grins* And you're right - it's good to have cause U never know when U'll need it but it's really a hassle having to carry so many darn CCs - i don't normally do that esp on travels *grins* @MilesAndMore, Er.. I don't think Citibank online will allow U to use other CCs to pay for ur 3rd party bills; it's got to be billed to ur Citibank account and that makes perfect sense to me I think what tgeoklin meant is that UOB's top level card (Premier Card) is the Midas Card. It probably has nothing to do with the World Mastercard/HSBC's Premier card. |
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Oct 9 2008, 08:05 AM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(MilesAndMore @ Oct 8 2008, 07:18 PM) Do they have Premier card ? I thought HSBC is the only bank to issue the Premier card, which is a World Mastercard. Just to set the record straight, the HSBC Premier is not a World Mastercard but more akin to a Mastercard Platinum as there are currently no banks issuing World Mastercard in Malaysia. |
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Oct 9 2008, 09:30 AM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(tgeoklin @ Oct 9 2008, 08:05 AM) Just to set the record straight, the HSBC Premier is not a World Mastercard but more akin to a Mastercard Platinum as there are currently no banks issuing World Mastercard in Malaysia. Emmm .... then how do you explain the word "World" printed on HSBC Premier's Mastercard card. It is printed around below the 3rd set of numbers of the card no. |
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Oct 9 2008, 09:49 AM
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All Stars
10,912 posts Joined: Feb 2006 |
guys / gals,
guess what i saw just now, the Shell Station Damansara Heights got put up 1 notice at 1 specific pump just for the Shell Citibank Credit Card usage, other cards need to go to other pumps. |
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Oct 9 2008, 10:18 AM
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Senior Member
1,749 posts Joined: Oct 2007 |
QUOTE(tinkerbel @ Oct 8 2008, 06:05 PM) @zenwell, hi tinkerbel,Er..did that Gold Card come with additional CL? Am curious to know if there's a standard procedure or CL. It pissed me off when Citibank sent me an 'upgraded' card but giving me lesser CL. I hope that didn't happen to u. yeah they actually doubled my CL. but now the don't upgrade anymore cos my payment trend has not been very good. I think previously is becos my payment pattern is very good that's why the upgrade kua |
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Oct 9 2008, 11:09 AM
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Senior Member
1,248 posts Joined: Jul 2005 |
where can i find discount privilege (general yearly discount for dining,shopping,bla bla bla) for maybank CC ??
i couldn't find it in their website...can anyone provide the link ?? |
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Oct 9 2008, 12:48 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(hye @ Oct 9 2008, 09:30 AM) Emmm .... then how do you explain the word "World" printed on HSBC Premier's Mastercard card. It is printed around below the 3rd set of numbers of the card no. Yeah, noted that as well. I would suppose its their marketing gimmick in creating the impression that its a World Card but a check with Master Card Int will show you that such a card has not been introduced into Malaysia as yet. Further, the benefits accorded to the card are also that of a Plat Card and also if you check with HSBC, you will notice that they do not issue any Plat Master Card etc. So draw your own conclusions |
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Oct 9 2008, 01:30 PM
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Junior Member
370 posts Joined: Mar 2007 |
All CIMB CC user, Want to ask something here, how long it takes for the bank to increase your credit limit? I used half year already, the CL still the same, i hope can get 5K then next year i can str8 away to get a gold card.
Thanks |
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