@David83,
That could be possible *shrugs* I do not have the CIMB-Petronas Card so I'm not 100% sure how that card works but the DA MasterCard does give 2% rebate on all petrol purchases.

@ZONX,
There is NO best card in the world; it depends on what ur needs are and what U want the card for.

i use cc for petrol and online purchasing more. so it should be DA isit?

@ZONX,
DA M/Card could be a good option since U'll get a 2% rebate off petrol purchases. Also, if U make online payment in foreign currency, DA doesn't charge additional Administrative Fees.

Even after they give you the rebate, they never credit back to my account to be utilised.

@ronnie,
But other forumers mention the rebate's credited at the end of the month. I only started using my DA M/Card last month for petrol and the bill hasn't come so I ain't able to tell U until the actual bill comes.

Wait wait, currently the cards have the petrol rebate is

CIMB MasterCard 2% on Petronas Petrol

Maybank Petronas VISA 5x treat point on Petronas Petrol

CIMB DA 2% on all petrol

RHB Travel Money 5% on all petrol (?, thats the one i know from their promotion flyer, valid until 31 August 08, at 1 sept will be 2%
rebate only)

Citibank Shell Visa UP TO 5% rebate on Shell Petrol

This post has been edited by aeronlim: Jul 12 2008, 02:03 AM

I'm talking about Shell Citibank card..not DA Mastercard's petrol 2% rebate.
Get a CIMBClicks account and you can see the rebate creditted before bill arrives.

For MBB Petronas Visa, I would like to see what kind of renewed offer from MBB. If not a good deal, might consider to use CIMB DA back.

which one is good?DA?really got rebates for all petrol stations?anyone try it?

If you've read some of the earlier posts, you'll notice that DA Mastercard only (not DA Visa) gives you 2% rebate for all petrol stations (anyway, those that accept CC lah ).

@ronnie,
AhHh..... so it's the Shell Citibank card which hasn't given U back ur rebate! Well, some forumers have mentioned that too.

yes. DA gives all petrol stations for the rebates.

You guys still carrying on the co-branded CC?

@David83,
I don't hold any co-branded CC cards.

First liners are banks with huge capital and alot of branches...

otherwise, it's a second liners...


don't need to mention names...

@TeraPox,
You're so biased and yet U hold a CC from EON Bank, just applied for one with MBB and hoping to get one from RHB

Im going to apply credit card very soon ... probably in 2~3 weeks more after salary.

1) What is the main different between normal visa/master compare to those promotion (eg shell citibank, giant, petronas n etc etc)
Is it the same thing afterall ?

2) Should I go for Visa or Master ? No idea but I seldom go oversea.. which one more benefit ?

3) Which bank is preferable and easiest approval ? I personally attracted to Citibank cause see got so much choices from the link
Care to share more opinion ?

4) is it true after I got my 1st card, I can easily apply for 2nd one without hassle

I plan to get 1 card for petrol, and the other card for outdoor using. So, I wonder should I apply for normal Visa/Master or those promotion thingy

Thanks all

@Hybz,
1) There's not much difference between Visa/MasterCard; they're both providers and are both recognised in M'sia so it shouldn't matter which one ur applying for.

2) No difference getting a Visa or MasterCard; it's really ur preference. In the past, MasterCard was accepted at more places than Visa [in M'sia] but most merchants now accept both Visa & MasterCard.

3) The local banks are probably more relaxed in its Terms & Conditions when issuing a CC as compared to the foreign banks. As to which one is preferred, it really is entirely up to U. U could check out which CC is suitable for ur need and go for it depending on benefits available through the card.

4) Yes, U can use ur existing Credit Card to apply for a 2nd or 3rd card and that's rather 'hassle-free' as U wouldn't need to show proof of income and the rest of the documentations; etc. Of course, in order for the banks to approve ur 2nd or 3rd application, U need to make sure U haf good credit record.

Y the need to get a separate card just for petrol? You can combine ur spending in 1 card; that should be sufficient - plus Y dilute the reward points when U can channel it all into the same account?

Co-branded card is usually to get rebate when you swipe at the co-branded merchant. Citibank Shell, Citibank Giant, MBB Petronas, CIMB Petronas and etc are cards grouped under this category. Other than it's nothing special or extra from classic card.

@David83,
Yup.. I suppose I don't think I be benefiting much from the rebates given hence never made an attempt to put in an application for a co-branded card. I also don't like the idea of carrying too many cards around. I recently applied for an Amex so I now have an additional card to carry.