I think it depends whether you already holding other credit cards.
For my case, when I got my CitiGold last year, my credit limit is $26k as I already owned DA Plat with $31k credit limit.

When I got my HSBC Gold back in 2001, they gave me $12k limit. They raised it to $15k 2 years letter when I asked them to increase my credit limit.

---

Added on June 7, 2008, 10:15 amThis method always work but very leceh...
Not really recommended
Returned/cancelled your card nearing the ends of your annual fee period, and the bank will call you back offering free waiver.

HL offered me free waiver when I cancelled their Plat card and HSBC did the same thing when I cancelled their Gold card.




This post has been edited by widget: Jun 7 2008, 10:15 AM

If you're not a citizen or PR, normally the mnimum income requirement is S$60k/annum. So best bet for you is to apply Singapore-based debit card.
DBS offers me Platinum AMEX and platinum Visa/MC after my annual income broke the $50k barrier a few yrs back but decided to continue using debit card and NETS
You can also apply for a M'sia credit card but it's not worth to swipe your card in S'pore due to the non-favourable bank's exchange rate. Better chances of your application being approved if you have JB address.

For my case, HSBC gave me gold card when I applied for their CC back in 2000 when I just started working as they convert my monthly pay to RM. They also have no problem sending the CC statement and couriered the card to my S'pore address.
If you're a graduate, can always apply Direct Access as they have no problem sending my CC statement to S'pore and it's free (really FREE and no strings attached) unlike other so-called "FREE" annual fee (but read the small print ).
For Citibank, they can only issued me a CC if I use a JB address, so I used my friend's address in JB. But no problem with monthly statement as u can always apply for e-statement.

It's only for DA Master, not Visa.
If you don't need 2 cards, just get the MC.

My fren is using CIMB Petronas.
I think he only get 2% rebate when pump at Petronas

If you've read some of the earlier posts, you'll notice that DA Mastercard only (not DA Visa) gives you 2% rebate for all petrol stations (anyway, those that accept CC lah ).

I believed only their Master have the 2% petrol rebate.
If not mistaken, DA started with Master as well.
Only later did they offer the Visa.

This post has been edited by widget: Jul 14 2008, 08:24 AM