Which card has the best offer right now ?

Im gonna apply in August when im 21 ...

How much limit and offer do i get ? Workin for 3 years, got car loan, basic 2.2k and etc

Heard after get 1st card, its very easy to get 2nd and 3rd card onwards...

Hmm what is Direct Access credit card ?

What about the credit limit ? And how long term should i hold the card before they increase or upgrade to next level

Should i apply Master or Visa ?

Whats the main difference for both ?

Is it better to apply cc via bank or agent better ?

Need recommendation

Im going to apply credit card very soon ... probably in 2~3 weeks more after salary.

1) What is the main different between normal visa/master compare to those promotion (eg shell citibank, giant, petronas n etc etc)
Is it the same thing afterall ?

2) Should I go for Visa or Master ? No idea but I seldom go oversea.. which one more benefit ?

3) Which bank is preferable and easiest approval ? I personally attracted to Citibank cause see got so much choices from the link
Care to share more opinion ?

4) is it true after I got my 1st card, I can easily apply for 2nd one without hassle

I plan to get 1 card for petrol, and the other card for outdoor using. So, I wonder should I apply for normal Visa/Master or those promotion thingy

Thanks all

Thanks for all reply

So those co-branded or so called promotion card only have benefit among the selected merchandise ... nothing else.

Would you guys apply more on normal credit card or those co-branded ? Im headache which one to choose lol ..

And how long it would take for the approval & I get the card physically ?

Thanks all for the reply

As for first timer, do I need to pay any kind of fee for applying credit card ?