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 Credit Card Thread V3, Everything about Plastic World Fantasia

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wvt
post Jul 13 2008, 10:19 PM

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QUOTE(aeronlim @ Jul 13 2008, 07:27 PM)
@ Shinichi

For the bank rules, they must write an amount for the annual fee even they has the FFL benefits. Because the card is initially need to pay the fee, then they add in a feature for the card, which is free for life, so they put the fee first then add in the Free For Life term.
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FFL with no transaction recorded means it is free if u dun use it?u need to pay annual fees when u use it?

sounds weirdla...so they are encouraging ppl appy that card but dun use it? hmm.gif
yewkhuay
post Jul 13 2008, 10:43 PM

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QUOTE(Hybz @ Jul 13 2008, 09:04 PM)
Thanks all for the reply icon_rolleyes.gif

As for first timer, do I need to pay any kind of fee for applying credit card ?
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if any bank dare to ask for fee for application, i guarantee no one will ever apply.
bluefries
post Jul 13 2008, 10:58 PM

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u guys usually got notice ... when i swap using maybank Petronas visa ... usually take very long to do the transation compare with other cards i have.... not sure why...
SUSDavid83
post Jul 13 2008, 11:21 PM

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QUOTE(bluefries @ Jul 13 2008, 10:58 PM)
u guys usually got notice ...  when i swap using maybank Petronas visa ... usually take very long to do the transation compare with other cards i have.... not sure why...
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Very long? Define it? One week? More than that?
Chester
post Jul 13 2008, 11:28 PM

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i believe she mean during the trxn at merchant..
SUSDavid83
post Jul 13 2008, 11:29 PM

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I seldom use that card for normal swipe. I use it petrol refill at Petronas and online transactions.
tinkerbel
post Jul 14 2008, 12:08 AM

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@Hybz,
No, there are no application fees for Credit Card applications.

@bluefries,
It is possible that the machines are bz biggrin.gif
SUSDavid83
post Jul 14 2008, 12:09 AM

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QUOTE(tinkerbel @ Jul 14 2008, 12:08 AM)
@Hybz,
No, there are no application fees for Credit Card applications.

@bluefries,
It is possible that the machines are bz biggrin.gif
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If every transaction is about the same, then there's something wrong already. hmm.gif
tinkerbel
post Jul 14 2008, 12:11 AM

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@David83,
I don't use the MBB Petronas Card hence have no idea how long it takes for approval to be granted.
ZONX
post Jul 14 2008, 12:17 AM

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went thru the form for DA. find out there is no option to let us choose whether visa or master, just Platinum visa&master or Gold visa&master.

It's better to get master rite?
they will send you master at the first time application? or it's up to them either to send u visa or master?
SUSDavid83
post Jul 14 2008, 12:22 AM

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QUOTE(ZONX @ Jul 14 2008, 12:17 AM)
went thru the form for DA. find out there is no option to let us choose whether visa or master, just Platinum visa&master or Gold visa&master.

It's better to get master rite?
they will send you master at the first time application? or it's up to them either to send u visa or master?
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Just strikethrough either Visa or Mastercard. That's what I did last time when I wanted to apply only for Mastercard.
SUSDavid83
post Jul 14 2008, 12:31 AM

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We need a new TS. Anybody?

< 10 posts to go.
widget
post Jul 14 2008, 08:23 AM

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QUOTE(ZONX @ Jul 14 2008, 12:17 AM)
went thru the form for DA. find out there is no option to let us choose whether visa or master, just Platinum visa&master or Gold visa&master.

It's better to get master rite?
they will send you master at the first time application? or it's up to them either to send u visa or master?
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I believed only their Master have the 2% petrol rebate.
If not mistaken, DA started with Master as well.
Only later did they offer the Visa.

This post has been edited by widget: Jul 14 2008, 08:24 AM
ronnie
post Jul 14 2008, 08:51 AM

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QUOTE(zenquix @ Jul 13 2008, 08:07 PM)
Diners Club AAM is also FFL .. with conditions and 5% rebate off petrol.. with conditions also  doh.gif
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what is the condition ?
TSvin_ann
post Jul 14 2008, 09:23 AM

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QUOTE(ZONX @ Jul 14 2008, 12:17 AM)
went thru the form for DA. find out there is no option to let us choose whether visa or master, just Platinum visa&master or Gold visa&master.

It's better to get master rite?
they will send you master at the first time application? or it's up to them either to send u visa or master?
*
for DA, no matter u only tick Master, still u will get ur visa. DA is only Good with Master.

anyways, these both is FREE FOR LIFE. so it's up to you whether u wan to cancel it later o not lol...

btw,

Tinkerbel be the next TS ??
arsenal
post Jul 14 2008, 09:43 AM

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would like to ask...can we use credit card for Bank Draft thing??it that possible??
tinkerbel
post Jul 14 2008, 11:15 AM

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@ZONX,
It is possible the bank will send U both Visa & MasterCard *grins*

@widget,
Yes I believe DA did start off with MasterCard in their early days biggrin.gif

@David83,
Feel free to be the next TS smile.gif

@vin_ann,
David83 can have the honour *smiles* I'll support him as much as I supported U. Or perhaps U could just be the TS for the next one too *smiles* You seem to be doing a good job anyways smile.gif

@arsenal,
I don't think banks accept credit card payments for bank draft; not too sure though but let us know.
TSvin_ann
post Jul 14 2008, 11:19 AM

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QUOTE(arsenal @ Jul 14 2008, 09:43 AM)
would like to ask...can we use credit card for Bank Draft thing??it that possible??
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do thinks so.
u use credit card against bank, how they going to accept it le.

btw, do u know the meaning of Bank draft? it's like Prepaid Cheque. u need money to buy the bank draft which equivalent to ur cash value.

but hey, u r credit card agent, this kind of thing, u can find out easily ma.
tinkerbel
post Jul 14 2008, 11:22 AM

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@vin_ann,
Well, CC is just a form of payment so it is possible for the banks to accept CC. I'm v sure though the Post Office wouldn't smile.gif
TSvin_ann
post Jul 14 2008, 11:45 AM

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@Tinkerbel

but for CC, it's need to take few days time for the transaction to go through.

i never see credit card machine in the bank.


Added on July 14, 2008, 11:48 amhttp://forum.lowyat.net/index.php?act=ST&f=153&t=691229&st=0

v 4 is UP.

thread closed.

This post has been edited by vin_ann: Jul 14 2008, 11:48 AM

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