Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
10 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card Thread V3, Everything about Plastic World Fantasia

views
     
SUSDavid83
post May 8 2008, 07:38 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(arsenal @ May 8 2008, 07:27 AM)
i dont think so...because my statement showed the points expiry around 2010...so 3 years kua...
*
I can confirm that too. I just checked my statement.
SUSDavid83
post May 8 2008, 08:23 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
No worries. Somebody did tell me that DA points are valid for one year.
SUSDavid83
post May 8 2008, 08:33 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(tinkerbel @ May 8 2008, 08:29 AM)
So what's the final conclusion here?!  Are the points valid 1 Year or are they valid 3 Years?!  If 3 Years my points from last year should be valid till 2009!  Ah well, I don't have sufficient points to redeem stuff anyways.

@yewkhuay,
You actually do have a point.  I should check with developer if I could make payment through credit card - I need additional RM50k (over and above the RM30k booking fee) to make up the 1st 10% upon signing of S&P [it's not my fault lawyer's haven't called!].  With that, I should have sufficient points for that Samsonite bag  rclxms.gif

Oh No!  Samsonite bag's from Citibank and my credit with them's <RM15k!!! *ugh*
*
Check your statement (at the bottom right side).

My statement said 2011.
SUSDavid83
post May 8 2008, 08:53 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(tinkerbel @ May 8 2008, 08:39 AM)
@David83,
I do not use DA as my primary card; only when there are 'good buys' or discounts hence don't have monthly statements.  Statement comes only when I've charged something to the card.  I'll see if I could find one from last month; don't usually keep the statements *grins*  But should have 1 lying around in the office somewhere!  doh.gif

Will check and revert later.
*
Same goes to me. DA is also not my primary CC.
SUSDavid83
post May 8 2008, 08:43 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ May 8 2008, 06:38 PM)
Previously it was valid for only a year for Classic and Gold cards but it has been extended to 3 years since earlier this year. Same apply to CIMB Bank free for life Mastercard/Petronas Mastercard.
*
There's no Classic for Direct Access. Are you referring to Gold and Platinum?
SUSDavid83
post May 10 2008, 09:40 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(shift @ May 10 2008, 09:36 PM)
Just received my credit card from Public Bank & got offer mail for free ACE Insurance coverage for 12 months.
The catch is, they can use the details inside the acceptance form for advertising or publicity as i read in their terms & conditions...
Should i accept the offer or decline it?
*
What's the sum insured?
SUSDavid83
post May 11 2008, 06:44 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Personally, I think that CIMB Petronas Mastercard has its own advantage especially for those who doesn't like the points collection gathering. Instead of cumulating points, you get cash rebate directly to your credit card. I think it's great especially those who like to use a particularly card for a short duration; perhaps 1 to 2 years or etc.
SUSDavid83
post May 12 2008, 07:29 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(zenquix @ May 11 2008, 11:15 PM)
Actually I prefer cash rebates as the savings/rewards are more of less instant. Points system are only good if they don't expire or you have very high usage. The really good rewards all require high points and points are always at the risk of expiring. One thing i noticed that some of the banks that offer points that do not expire tend to have higher point requirements for their redemptions.
*
I believe one good example will be Maybank TreatPoint system.

QUOTE(Shinichi @ May 11 2008, 11:24 PM)
I wonder why I do not see DA advertising their 2% petrol rebates?
*
I don't think DA goes for commercial advertising.
SUSDavid83
post May 15 2008, 08:36 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(vin_ann @ May 15 2008, 08:24 PM)
found out that UOB cash rebate me for BHP petrol 2% every transaction...better than maybank petronas..petrol going to increase either this month or next..  tongue.gif 

haha... btw, petrol going to increase this month o next month?
*
What you guys hear the rumours from?
SUSDavid83
post May 17 2008, 10:20 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Direct Access website is under Direct Banking section.

Internet Banking for Direct Access is still CIMBClicks.

Nothing is a brand new thing. Just that their communication is relatively confusing.
SUSDavid83
post May 17 2008, 11:23 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(hye @ May 17 2008, 10:46 AM)
It'll be HSBC. Always taking ownership of my problems and I feel very assured that everything's fine. CS is courteous and friendly and doesn't seem like talking based on a predefined script. (Or worst like they just woke up or having a realy bad and long day/can't wait till their shift is over)

The only slight problem I had with them was when they were sending my card, had a few logistics confusion till the point I felt that they are not really talking to each other. (CS, Card Approval/Processing, Courier) And my free gift is always not given to me. (Well, I don't really care about the free bags - it doesn't bothers me much but it's a promise that needs to be fulfilled)
*
I don't even get my free gift from HSBC even though I complained!
SUSDavid83
post May 17 2008, 12:10 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(jchong @ May 17 2008, 12:08 PM)
This 2% rebate just introduced?

Is it valid forever or just for a temporary period?
*
Introduced last month if I remembered correctly.

Will still on till further notice.
SUSDavid83
post May 17 2008, 11:28 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ginvin @ May 17 2008, 11:26 PM)
no diff, i think
*
Turn around time will be different.

Applying with non-bank staff such agent might have the possibility of information misuse.
SUSDavid83
post May 18 2008, 08:19 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Faster way to apply CIMB DA:

Step 1 : Print out and complete the application form.

Step 2 : Fax your application form to 2093 1329 / 2093 1494 / 2093 2446 / 2093 3157 / 2093 3403 along with a photocopy of the following
non-returnable supporting documents:

(i) NRIC (both sides, enlarged), including supplementary applicant’s.
(ii) Degree certificate from a recognised university / professional body.
(iii) Latest salary slips / income tax receipt / EA form.

Step 3 : A Short Messaging System (SMS) will be sent to applicant within 1 hour of full documents received. Any documents received after office hours, on weekends or public holiday, the Bank will acknowledge receipt by 10am the following working day.

URL: http://www.directaccess.com.my/pdf/DA%20cr...%20apply_01.pdf
SUSDavid83
post May 18 2008, 11:11 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(kindaichi @ May 18 2008, 01:06 AM)
serious? how come u guys are having so hard time to get the free gift... my free gift just was just delivered to me together with the card, it's a clock watch... i nvr call to remind them to send the free gift at all, again they sent it automatically....

so far i feel that HSBC is not bad..... rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif
*
I also don't know. After few complaints, I gave up.
SUSDavid83
post May 19 2008, 11:53 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(hye @ May 19 2008, 11:47 AM)
I was a victim myself. Made payment but AEON claim they never receive my payment at all. In the end, I paid double just to clear the account and cancel the card.

Every time I walked past a AEON credit card counter and see people signing up, I really want to tell them not to do so. It could turn up to be a mistake given the problems that AEON credit card gives to their customers.
*
OMG ... that sucks, man!
SUSDavid83
post May 20 2008, 07:42 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
My primary CC is MBB (both Visa Classic and Petronas Visa).
SUSDavid83
post May 22 2008, 07:48 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
MBB Petronas Visa cardholder, do you guys receive a brochure highlighting promotions exclusively for Petronas Visa cardholder?
SUSDavid83
post May 24 2008, 09:12 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(IceBikers @ May 24 2008, 04:13 PM)
who knows direct access head office address and fax ?
*
Direct Access Fax Numbers: 03 2093 1329 / 2093 1494 / 2093 2446 /
2093 3157 / 2093 3403

Their card centre address: Direct Access, P.O. Box 11751, 50756 Kuala Lumpur
SUSDavid83
post May 24 2008, 09:33 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(moonstone13 @ May 24 2008, 04:02 PM)
I was wondering if there are a wide selection of choices for fresh graduates who just started to work (without 3-month payslip documentation)?

What about for those with no income statements (say..housewives)?

Came across these questions over lunch and was curious of the possibilities...
*
Maybe their hubby supp cards for them.

10 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0394sec    0.56    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 12:54 PM