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 Credit Card Thread V3, Everything about Plastic World Fantasia

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tinkerbel
post Jul 7 2008, 10:13 AM

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@vin_ann,
muAHahAHahhahAHa laugh.gif Thanks. It was nice of U to stand up for me *grins* thumbup.gif rclxm9.gif

So the person paid RM8 using his UOB credit card? *grins*

And, whatever happened to swiping 7x at the petrol kiosk for a RM70 tank of petrol?!

@TeraPox,
*hmph* No, I wasn't at Mid Valley yesterday; and I'm not the kind who would go up asking about a credit card unless I'm truly interested and I wouldn't bother about asking for promotions upon application of the card other than perhaps its annual waiver.

@jeff_ckl,
You could alwiz make a request for an increase in CL; whether the bank gives it to U is their prerogative. Also, the banks will bill in the 'domestic' currency which will then be converted into RM based on the actual forex rate upon when posting's made from merchant to the bank.

What U need to take note is that some banks do charge an overriding 1% for Administration charges [most of the time the banks say they do not charge and that it is Visa/MasterCard who charges that additional 1% but I don't think that is true since this 1% figure is not a common denomination] - kindly refer to Post #1 to check the different charges from the different banks.
TSvin_ann
post Jul 7 2008, 11:07 AM

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@ Tinkerbel

the 1st person paying with his cash voucher make us waited for 10 minutes. he is paying RM8 with cash. while the cash line is no people.

my transaction must be geniuen 1 ma. so wont satu kali pump 7x RM10 petrol.

1 days pump RM15. haha. tht y i said hard to swipe, cant simply swipe just to hit the target ma.

looks like today need go Jasco to fulfill my 7th swipe mission.
tinkerbel
post Jul 7 2008, 02:27 PM

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@vin_ann,
Yeah, sometimes I onli make 7 transactions a month; except my average transaction costs are much higher than RM15 tongue.gif It gets v 'pai seh' if U split the bills too much *grins* unless of course U haf 2 HSBC cards and they allow U to combine it; that way U can probably try for like 2 transactions with every big purchase.

I don't suppose U can blame him for the cash vouchers; if he's got it he's got to utilise it mah. Low productivity and efficiency is the fault of Jusco, not the customer tongue.gif
dEviLs
post Jul 7 2008, 03:23 PM

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any existing citibank cc holder here applied the giant card and received RM50 voucher ?
I downloaded the form for my friend then their marketing staff called me and told me that existing card holder can get the voucher too although i mentioned to her many times on the phone about the T&C i read online unsure.gif
tinkerbel
post Jul 7 2008, 05:50 PM

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@dEviLs,
Get her name and contact details. If U put in an application for it and don't get the RM50 rebate, write to Citibank and make a big fuzz ! tongue.gif Also remember to state U've read the T&C prior to it yet U were told the rebate is still given, etc etc.

Give Citibank more paperwork to do tongue.gif
TeraPox
post Jul 7 2008, 06:56 PM

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Maybe its just me...

but i always think that citibank + Giant is a weird combination... and the card design is "not so attractive" @ all...


I think Citibank + Isetan Sounds better...tongue.gif
SUSDavid83
post Jul 7 2008, 07:01 PM

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But Giant outlets are more compared to Isetan.
navilink
post Jul 7 2008, 09:40 PM

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Giant is actually CIMB merchants...how the hell Citibank came out with a co-brand card with Citibank rclxub.gif
hye
post Jul 7 2008, 09:43 PM

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QUOTE(navilink @ Jul 7 2008, 09:40 PM)
Giant is actually CIMB merchants...how the hell Citibank came out with a co-brand card with Citibank rclxub.gif
*
Well it doesn't matter ... it's the consumer who's benefiting from these tie-ups
SUSDavid83
post Jul 7 2008, 09:44 PM

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QUOTE(navilink @ Jul 7 2008, 09:40 PM)
Giant is actually CIMB merchants...how the hell Citibank came out with a co-brand card with Citibank rclxub.gif
*
I didn't realize that till you pointed it out even though I shop a lot at Giant.
TSvin_ann
post Jul 7 2008, 09:58 PM

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@Tinkerbel

i cant believe it that im just done it. just now walking at the Jasco non-halal section, the cashier looks very nice, he is a trainee. so im just brought 1 thing tht i needed, saw him so nice n always smile, i asked him, can pay by CC? he replied with warm, sure can. i thinks this transaction is the lowest value im ever paid with CC.

@ Terapox
yaya. Citibank with Isetan. Yellow credit card is seldom see in the market. smile.gif

@ David83
previously CIMB got gives 2% rebates on the purchases at Giant. it's just a limited period. i thinks now no more. that time im 1st time saw the promotion in Giant, so brought something to try it and it's true. haha
SUSDavid83
post Jul 7 2008, 10:00 PM

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QUOTE(vin_ann @ Jul 7 2008, 09:58 PM)
@ David83
previously CIMB got gives 2% rebates on the purchases at Giant. it's just a limited period. i thinks now no more. that time im 1st time saw the promotion in Giant, so brought something to try it and it's true. haha
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Applicable to DA too?
TSvin_ann
post Jul 7 2008, 10:04 PM

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QUOTE(David83 @ Jul 7 2008, 10:00 PM)
Applicable to DA too?
*
Yes. im using DA master card during the previous promotion.
SUSDavid83
post Jul 7 2008, 10:19 PM

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QUOTE(vin_ann @ Jul 7 2008, 10:04 PM)
Yes. im using DA master card during the previous promotion.
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Dam! I didn't even realize or remember that.
TSvin_ann
post Jul 7 2008, 10:24 PM

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@ David83

it was not long time ago. some where this year Feb.
TeraPox
post Jul 7 2008, 10:24 PM

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QUOTE(vin_ann @ Jul 7 2008, 09:58 PM)
@Tinkerbel

i cant believe it that im just done it. just now walking at the Jasco non-halal section, the cashier looks very nice, he is a trainee. so im just brought 1 thing tht i needed, saw him so nice n always smile, i asked him, can pay by CC? he replied with warm, sure can. i thinks this transaction is the lowest value im ever paid with CC.

@ Terapox
yaya. Citibank with Isetan. Yellow credit card is seldom see in the market. smile.gif

@ David83
previously CIMB got gives 2% rebates on the purchases at Giant. it's just a limited period. i thinks now no more. that time im 1st time saw the promotion in Giant, so brought something to try it and it's true. haha
*
I think Citibank Should look for Isetan to do a co-branding card la~

Higher Standard... whistling.gif
hye
post Jul 7 2008, 10:29 PM

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QUOTE(TeraPox @ Jul 7 2008, 10:24 PM)
I think Citibank Should look for Isetan to do a co-branding card la~

Higher Standard... whistling.gif
*
If they wanted to probably they would have done so. I think they have the consumer support for Isetan thus no problem. It's something like Robinson's with OCBC card.
TSvin_ann
post Jul 7 2008, 10:30 PM

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QUOTE(TeraPox @ Jul 7 2008, 10:24 PM)
I think Citibank Should look for Isetan to do a co-branding card la~

Higher Standard... whistling.gif
*
if im not wrong, now Citibank have competition on-going in KLCC. spend minium RM100 can qualify to join the contest to win a Mercedes car.
SUSDavid83
post Jul 7 2008, 10:32 PM

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Previously, Citibank also had a quite similar contest at Queensbay Mall.
Syd G
post Jul 7 2008, 10:34 PM

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Citibank so desperate dy to make as much business as possible here since their business elsewhere are tumbling down. Wonder if they hv nice homeloan package ..

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