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Credit Card Thread V3, Everything about Plastic World Fantasia
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SUSDavid83
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Jul 5 2008, 02:23 AM
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QUOTE(danlhct @ Jul 5 2008, 01:28 AM) he..he... from the transaction posting date  Added on July 5, 2008, 1:35 amI highlight this issue to them (about the argument of 20 days free interest). They awarded me with 5000 reward points in view of the good virtue  Wow ... 5k reward points is a lot!
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candy_chl
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Jul 5 2008, 01:55 PM
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New Member
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hi...currently i having UOB One card and lady card, juz wondering if i paying my cc bill via CIMB clicks........both card with differ acc number. so which one should i key in? or i need to pay twice for both card?
Noted on the cc bill there's one 'payment account ref', that acc ref is my lady card. does it mean that as long as i pay the outstanding amount for my both card under that reference acc no.???
sory to ask such a noob ques........1st time using other bank to pay my cc bill. btw is it that for the 1st 2 transaction fr CIMB clicks for other bank will charge RM0.50 ???
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TSvin_ann
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Jul 5 2008, 04:00 PM
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hmmm... for paying via CIMB i got no idea on it.
but for cheques payment slips which at the below your statement, there got the account reference number as you mention it's one of the card. there got 1 tick for auto apportionment program.
perhaps, if u dun wan to take any risk, you can called up Customer Service and ask. or else u pay twice to different account.
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SUSDavid83
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Jul 5 2008, 04:14 PM
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QUOTE(candy_chl @ Jul 5 2008, 01:55 PM) hi...currently i having UOB One card and lady card, juz wondering if i paying my cc bill via CIMB clicks........both card with differ acc number. so which one should i key in? or i need to pay twice for both card? Noted on the cc bill there's one 'payment account ref', that acc ref is my lady card. does it mean that as long as i pay the outstanding amount for my both card under that reference acc no.??? sory to ask such a noob ques........1st time using other bank to pay my cc bill. btw is it that for the 1st 2 transaction fr CIMB clicks for other bank will charge RM0.50 ??? I believed that there's no need to entre Payment Account Reference since it's not required parameter. You may need to pay twice for both cards.
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tinkerbel
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Jul 5 2008, 11:36 PM
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Fanaddict!
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@danlhct, Over just the little thing Citibank gave U 5000 RP?!!!!! I sent a 2 page letter 'complaining' about 3 different issues and even before I could hear from the bank the 4th and 5th issued arose and yet I didn't get any such compensation. You must be a great customer *hmph* [not *hmph at U* but at Citibank!] @TeraPox, vin_ann's right
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SUSDavid83
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Jul 6 2008, 12:04 AM
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Any CIMB DA/CIMB cardholder notice that there's change in the online statement? A new column has been created to illustrate the interest rate.
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arsenal
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Jul 6 2008, 12:11 AM
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i will go have a look later......haihz..so many things one..=(
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jeff_ckf
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Jul 6 2008, 12:32 AM
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Hi all, just a question, do I need to inform DA and Citibank that I will be using my credit cards overseas soon? Or they will be able to process my transaction overseas without any notification? They will bill me in the domestic currency and convert it back to ringgit correct? Which one has better terms or rates? Thanks
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SUSDavid83
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Jul 6 2008, 12:35 AM
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QUOTE(jeff_ckf @ Jul 6 2008, 12:32 AM) Hi all, just a question, do I need to inform DA and Citibank that I will be using my credit cards overseas soon? Or they will be able to process my transaction overseas without any notification? They will bill me in the domestic currency and convert it back to ringgit correct? Which one has better terms or rates? Thanks The best practice is to give them a call to notify them that you're going to use at which country for how long. This is what I got after I discussed with a HSBC CSE last Friday.
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jeff_ckf
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Jul 6 2008, 12:42 AM
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QUOTE(David83 @ Jul 6 2008, 12:35 AM) The best practice is to give them a call to notify them that you're going to use at which country for how long. This is what I got after I discussed with a HSBC CSE last Friday. Ya I most probably would. Just asking what is their official stand only since it is stated "Valid Worldwide"  About time for them to permanently increase my CL as well since I havent got a raise of CL since the first day I got my paycheck hahhaha
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TeraPox
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Jul 6 2008, 08:22 AM
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Yesterday night, i went dinner @ midvalley, I overheard a young girl asked :" do u have any offer for any credit cards" I was kept thinking.... so.."silai"...is she tinkerbel??? hmmm  Tinkerbel .. did u happen to be in Midvalley yesterday night?
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arsenal
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Jul 6 2008, 09:08 AM
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anyone know how long the period for maybank treat point expiry?
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SUSDavid83
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Jul 6 2008, 09:08 AM
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QUOTE(arsenal @ Jul 6 2008, 12:11 AM) i will go have a look later......haihz..so many things one..=( Opps ... sorry. Not new columns but new entries recorded: CASH INTEREST RATE = 18.000 RETAIL INTEREST RATE = 18.0000 At first, I thought WTH. Does CIMB pay me interest on the extra money that I paid?
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arsenal
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Jul 6 2008, 09:11 AM
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your previous balance same rite? when is your statement date? 1st JUly??
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SUSDavid83
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Jul 6 2008, 09:17 AM
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QUOTE(arsenal @ Jul 6 2008, 09:11 AM) your previous balance same rite? when is your statement date? 1st JUly?? I viewed this under recent transactions. Balance is the same as previous month. Statement date is 13th of the month. Payment due date is 4th of the following month.
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arsenal
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Jul 6 2008, 10:15 AM
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i dont pay extra for credit card....so i dont have extra column there...
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SUSDavid83
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Jul 6 2008, 10:16 AM
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QUOTE(arsenal @ Jul 6 2008, 10:15 AM) i dont pay extra for credit card....so i dont have extra column there...  I believe it'll appear if you didn't clear your previous outstanding.
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danlhct
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Jul 6 2008, 08:06 PM
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Getting Started

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[quote=tinkerbel,Jul 5 2008, 11:36 PM] @danlhct, Over just the little thing Citibank gave U 5000 RP?!!!!! I sent a 2 page letter 'complaining' about 3 different issues and even before I could hear from the bank the 4th and 5th issued arose and yet I didn't get any such compensation. You must be a great customer *hmph* [not *hmph at U* but at Citibank!] yup, 5k RP. I shud ask for 12k RPs at least  .. so that I can redeem RM50 voucher
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hye
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Jul 6 2008, 08:12 PM
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White Tiger
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QUOTE(danlhct @ Jul 6 2008, 08:06 PM) yup, 5k RP. I shud ask for 12k RPs at least  .. so that I can redeem RM50 voucher  Like tinkerbell ... I've sent complaints before to Citibank and the fact that you got something is a something to be envied about.
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TSvin_ann
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Jul 7 2008, 08:16 AM
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last weekend, i was in Jasco One Utama, when im lining up for payment, i intended to swipe my HSBC, in front me also the same, use CC to pay. and the 1st ppl is using Jasco voucher to pay. it's RM308 item and he used 30 pieces of RM10 cash vouchers to pay. both of us, line there, see the cashier scan the voucher 1 by 1. oh, the person in front of me is using UOB Preffered Platinium Card pay for his RM30 items. is it you TeraPox?  suddenly, i found tht, to swipe 7 times in 1 or 2 days is hard.
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