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 Credit Card Thread V3, Everything about Plastic World Fantasia

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SUSDavid83
post Jul 5 2008, 02:23 AM

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QUOTE(danlhct @ Jul 5 2008, 01:28 AM)
he..he... from the transaction posting date tongue.gif


Added on July 5, 2008, 1:35 amI highlight this issue to them (about the argument of 20 days free interest). They awarded me with 5000 reward points in view of the good virtue smile.gif
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Wow ... 5k reward points is a lot!
candy_chl
post Jul 5 2008, 01:55 PM

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hi...currently i having UOB One card and lady card, juz wondering if i paying my cc bill via CIMB clicks........both card with differ acc number. so which one should i key in? or i need to pay twice for both card?

Noted on the cc bill there's one 'payment account ref', that acc ref is my lady card. does it mean that as long as i pay the outstanding amount for my both card under that reference acc no.???

sory to ask such a noob ques........1st time using other bank to pay my cc bill. btw is it that for the 1st 2 transaction fr CIMB clicks for other bank will charge RM0.50 ???

TSvin_ann
post Jul 5 2008, 04:00 PM

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hmmm... for paying via CIMB i got no idea on it.

but for cheques payment slips which at the below your statement, there got the account reference number as you mention it's one of the card. there got 1 tick for auto apportionment program.

perhaps, if u dun wan to take any risk, you can called up Customer Service and ask. or else u pay twice to different account.


SUSDavid83
post Jul 5 2008, 04:14 PM

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QUOTE(candy_chl @ Jul 5 2008, 01:55 PM)
hi...currently i having UOB One card and lady card, juz wondering if i paying my cc bill via CIMB clicks........both card with differ acc number. so which one should i key in? or i need to pay twice for both card?

Noted on the cc bill there's one 'payment account ref', that acc ref is my lady card. does it mean that as long as i pay the outstanding amount for my both card under that reference acc no.???

sory to ask such a noob ques........1st time using other bank to pay my cc bill. btw is it that for the 1st 2 transaction fr CIMB clicks for other bank will charge RM0.50 ???
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I believed that there's no need to entre Payment Account Reference since it's not required parameter. You may need to pay twice for both cards.


tinkerbel
post Jul 5 2008, 11:36 PM

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@danlhct,
Over just the little thing Citibank gave U 5000 RP?!!!!! I sent a 2 page letter 'complaining' about 3 different issues and even before I could hear from the bank the 4th and 5th issued arose and yet I didn't get any such compensation. You must be a great customer *hmph* [not *hmph at U* but at Citibank!]

@TeraPox,
vin_ann's right tongue.gif
SUSDavid83
post Jul 6 2008, 12:04 AM

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Any CIMB DA/CIMB cardholder notice that there's change in the online statement? A new column has been created to illustrate the interest rate.
arsenal
post Jul 6 2008, 12:11 AM

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i will go have a look later......haihz..so many things one..=(
jeff_ckf
post Jul 6 2008, 12:32 AM

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Hi all, just a question, do I need to inform DA and Citibank that I will be using my credit cards overseas soon? Or they will be able to process my transaction overseas without any notification? They will bill me in the domestic currency and convert it back to ringgit correct? Which one has better terms or rates? Thanks
SUSDavid83
post Jul 6 2008, 12:35 AM

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QUOTE(jeff_ckf @ Jul 6 2008, 12:32 AM)
Hi all, just a question, do I need to inform DA and Citibank that I will be using my credit cards overseas soon? Or they will be able to process my transaction overseas without any notification? They will bill me in the domestic currency and convert it back to ringgit correct? Which one has better terms or rates? Thanks
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The best practice is to give them a call to notify them that you're going to use at which country for how long. This is what I got after I discussed with a HSBC CSE last Friday.
jeff_ckf
post Jul 6 2008, 12:42 AM

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QUOTE(David83 @ Jul 6 2008, 12:35 AM)
The best practice is to give them a call to notify them that you're going to use at which country for how long. This is what I got after I discussed with a HSBC CSE last Friday.
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Ya I most probably would. Just asking what is their official stand only since it is stated "Valid Worldwide" tongue.gif About time for them to permanently increase my CL as well since I havent got a raise of CL since the first day I got my paycheck hahhaha icon_idea.gif
TeraPox
post Jul 6 2008, 08:22 AM

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Yesterday night, i went dinner @ midvalley, I overheard a young girl asked :" do u have any offer for any credit cards"

I was kept thinking.... so.."silai"...is she tinkerbel??? hmmm

biggrin.gif

Tinkerbel .. did u happen to be in Midvalley yesterday night?
arsenal
post Jul 6 2008, 09:08 AM

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anyone know how long the period for maybank treat point expiry?
SUSDavid83
post Jul 6 2008, 09:08 AM

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QUOTE(arsenal @ Jul 6 2008, 12:11 AM)
i will go have a look later......haihz..so many things one..=(
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Opps ... sorry. Not new columns but new entries recorded:

CASH INTEREST RATE = 18.000
RETAIL INTEREST RATE = 18.0000

At first, I thought WTH. Does CIMB pay me interest on the extra money that I paid? laugh.gif
arsenal
post Jul 6 2008, 09:11 AM

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your previous balance same rite? when is your statement date? 1st JUly??
SUSDavid83
post Jul 6 2008, 09:17 AM

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QUOTE(arsenal @ Jul 6 2008, 09:11 AM)
your previous balance same rite? when is your statement date? 1st JUly??
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I viewed this under recent transactions.

Balance is the same as previous month.

Statement date is 13th of the month. Payment due date is 4th of the following month.


arsenal
post Jul 6 2008, 10:15 AM

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i dont pay extra for credit card....so i dont have extra column there...tongue.gif
SUSDavid83
post Jul 6 2008, 10:16 AM

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QUOTE(arsenal @ Jul 6 2008, 10:15 AM)
i dont pay extra for credit card....so i dont have extra column there...tongue.gif
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I believe it'll appear if you didn't clear your previous outstanding. laugh.gif
danlhct
post Jul 6 2008, 08:06 PM

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[quote=tinkerbel,Jul 5 2008, 11:36 PM]
@danlhct,
Over just the little thing Citibank gave U 5000 RP?!!!!! I sent a 2 page letter 'complaining' about 3 different issues and even before I could hear from the bank the 4th and 5th issued arose and yet I didn't get any such compensation. You must be a great customer *hmph* [not *hmph at U* but at Citibank!]

yup, 5k RP. I shud ask for 12k RPs at least tongue.gif .. so that I can redeem RM50 voucher laugh.gif

hye
post Jul 6 2008, 08:12 PM

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QUOTE(danlhct @ Jul 6 2008, 08:06 PM)
yup, 5k RP. I shud ask for 12k RPs at least  tongue.gif  .. so that I can redeem RM50 voucher  laugh.gif
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Like tinkerbell ... I've sent complaints before to Citibank and the fact that you got something is a something to be envied about. blink.gif
TSvin_ann
post Jul 7 2008, 08:16 AM

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last weekend, i was in Jasco One Utama, when im lining up for payment, i intended to swipe my HSBC, in front me also the same, use CC to pay. and the 1st ppl is using Jasco voucher to pay.

it's RM308 item and he used 30 pieces of RM10 cash vouchers to pay. both of us, line there, see the cashier scan the voucher 1 by 1.

oh, the person in front of me is using UOB Preffered Platinium Card pay for his RM30 items. is it you TeraPox? tongue.gif

suddenly, i found tht, to swipe 7 times in 1 or 2 days is hard.

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