Different people different taste.For me,I want good offer card and show off. But my card is classic card only so no need to show.

The credit limit mainly depends on your income, not the type of card. Even my normal classic card has 15k limit.

That said, to get plat card the min income requirement is quite high so you would expect the credit limit to be high also.

15k for classic? is that the amt after being upgraded for several years of use or for newly applied card?? mine was juz 5.5k for classic.. Beside the salary, I guess diff bank offers diff credit limit..

Believe it was Public Bank.. could be wrong though.

You are right. it's Public Bank.

Public Bank HQ is just beside my office... most of the time go Public bank have lunch... always see the banner.

@jchong,
RM15k limit on ur Classic Card? And Y didn't the bank just offer u Gold instead?

@fikrie,
I would assume Platinum card would offer higher credit limit but with them so easily obtainable these days, I wouldn't be surprised if it starts with RM3k

yaya.

for me, CC is just used for petrol and Carrefour shopping. tht's all.

My classic was RM8K. I called them up while I was overseas to upgrade it, asked them what is the maximum credit limit for a classic card, they say no limit. I asked for RM15K and finally they approve for RM13K.

I have only one card because I'm lazy to apply for another one and pay 2 cards but now thinking about a second card as a backup.

manchester united 1 is public bank 1 .. i also got lulz ...

This card is still available. It's from Public Bank.


I personally think all bank should set a minimum credit limit of RM20k for all Platinum credit card holder. If one does not qualify for the RM20k credit limit, don't offer him/her the Platinum credit card then. Give him/her a Gold credit card instead.


I really like the design of HSBC Platinum VISA. The design of HSBC World Mastercard (advertised as Premier Mastercard by HSBC) however, was a BIG let down.

@MilesAndMore,
I'm quite sure there's a min limit on Plat cards. On mine, it does exceed RM20k per Platinum card

Take note I got the card many years back...

The bank did offer a gold card and at that time fee waivers not so common as nowadays. I didn't see the need to pay higher annual fees for gold card so the classic card was chosen instead. Of course nowadays so easy to get fee waiver... so if can qualify for gold card take it lah.

Newly applied.

Well ... the Premier Mastercard does carry some weight and recognition on its own. To those who recognizes the card, it's something that they would dream to have. If I were to own it, I don't mind the low profile that the card portrays (although I don't mind a better looking card like the VISA Infinity) - so long I have one.

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Added on May 14, 2008, 8:43 pmI know someone who has a MBF Platinum card and the limit is less than RM20k.

This post has been edited by hye: May 14 2008, 08:43 PM

@hye,
You're right. Apparently, the HSBC Premier Card supercedes the HSBC Platinum Card status. Anyhow, a card's just a card

Well, after all HSBC is by far the ONLY bank in Malaysia to offer World Mastercard.


LOL ! Anyway, nothing beats AMEX Platinum Charge Card

May i know how you got your GE card? I never furnish them with any proof of income iirc....and yet they send in those 2 cards
and the robinson card seems tempting lolz

lol if ur classic card have 6 figure credit limit even a platinum card holder might not show u their card

which brand of card you apply??!!
next gathering you can treat me loh...

If can have plat card all also want to get la.Now all card is free,so if can get plat card why still want gold?Who know your credit how much all people see card only ma.

I'm having HSBC Visa. Actually last time I've applied once for DA Platinum (IIRC, for its life time 0 annual fee), at least that's what the agent told me. When I get my card, it was a classic. Straight away throw into dustbin.