Credit Card Thread V3, Everything about Plastic World Fantasia
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 May 13 2008, 02:08 PM
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#1
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy  
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QUOTE(andoril @ May 12 2008, 05:58 PM) u seem quite desperate to get plat card. why ah?   QUOTE(tinkerbel @ May 13 2008, 02:00 PM) @siutimtim, There, you have your answer. You sure are right about it. Anyhow, I don't go round checking out how credit cards look like. It's not for show  Can I apply for CIMB DA online? Can't find the link. |
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May 14 2008, 06:24 PM
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#2
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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My classic was RM8K. I called them up while I was overseas to upgrade it, asked them what is the maximum credit limit for a classic card, they say no limit. I asked for RM15K and finally they approve for RM13K.
I have only one card because I'm lazy to apply for another one and pay 2 cards but now thinking about a second card as a backup. |
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May 15 2008, 12:26 AM
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#3
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(victorboy @ May 15 2008, 12:23 AM) which brand of card you apply??!! I'm having HSBC Visa. Actually last time I've applied once for DA Platinum (IIRC, for its life time 0 annual fee), at least that's what the agent told me. When I get my card, it was a classic. Straight away throw into dustbin.  next gathering you can treat me loh...  |
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May 15 2008, 09:45 AM
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#4
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(hye @ May 15 2008, 07:14 AM) Wait a minute, DA only have 2 type of cards which is Gold and Platinum. What do you mean when you got a Classic card ? Ah, my bad. I guess it's Gold then. Felt like being cheated so I decided not to contribute to the sales person's payroll.  |
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May 15 2008, 10:45 AM
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#5
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(tinkerbel @ May 15 2008, 09:54 AM) @hye, Yeah, I guess so. I guess I would have googled it if U didn't [except I'm stuck in a meeting]. Next question, don't U need to work? @bysquashy, Applying for a Platinum doesn't necessarily mean U'll get it. If u don't, they'll just downgrade u to the next one *smiles*  QUOTE(siutimtim @ May 15 2008, 10:27 AM) hye just help you ma.If you so busy you won so free check this forum la.So funny. I'm also having meeting with customer now in customer's office.   |
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May 15 2008, 01:37 PM
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#6
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(tinkerbel @ May 15 2008, 11:10 AM) @siutimtim, Well, I don't get what I want so he won't get what he wants, fair world. I did say I'm *stuck* at a meeting didn't I?! And with wi-fi being enabled, we should be able to get on from wherever  @bysquashy, You're so mean. I haven't cancelled my HSBC card cause I didn't want the salesperson to lose his commission  |
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May 15 2008, 10:28 PM
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#7
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(tinkerbel @ May 15 2008, 02:18 PM) @bysquashy, The thing is I've asked him, with my pay (then) can I get Platinum? He said Yes.I don't get a lot of stuff I want so how does that go? As for you, since you have goals, you need action plan |
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May 16 2008, 09:32 PM
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#8
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(Sawamura @ May 16 2008, 09:22 PM) today.. i called maybank for my maybank cc application May be when they try to verify you, they can't get you unfortunately they rejected me.. only god knows why.. my salary is way above their requirement.. n also called citibank.. i follow the instruction n key in my ic no.. even worse, my record is not found.. bad day   |
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May 18 2008, 12:07 AM
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#9
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(siutimtim @ May 18 2008, 12:02 AM) Ya lo.If free take also no prob. Hmmm......... Plat card holder no time to surf ei?tinkerbel, If I can qualify get plat card I no so free use this forum I busy make money already.Now I only got my first card In forum I say I got many plat card also nobody know real or not la.All also cakap and share idea only mah. When you reach that level then you'll understand the difference. |
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May 19 2008, 03:09 PM
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#10
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(tzeyin @ May 17 2008, 12:51 AM) i hav a few gold cards, each credit limit about 20K. QUOTE(tzeyin @ May 19 2008, 02:00 PM) Age : 25 Interesting stuff we have here........Job Title : Business Analyst Degree: Business admin Job Desciption : Office work Years spent in company : 2yrs Company : Private Industry : Trading Tenure : permanent Employment Level : Exec Experience before joining : nil salary : RM 3.5K, 2months bonus. Side Income : RM 3K, Selling E.excel products. |
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May 19 2008, 03:35 PM
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#11
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2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(vin_ann @ May 19 2008, 03:16 PM)  like this u also able to spot.  |
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May 19 2008, 10:14 PM
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#12
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2,884 posts Joined: Sep 2006 From: Mummy
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QUOTE(yewkhuay @ May 19 2008, 04:20 PM) 85K annual income to get gold card 20K credit limit, i think quite normal. coz 48K income can get 8-12K limit. Does credit card company consider MLM income? Unless they report it in EA. she is young... |
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May 19 2008, 10:26 PM
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#13
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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I doubt people who's involve in MLM will state it in their EA form.
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May 22 2008, 09:49 AM
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#14
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Senior Member
2,884 posts Joined: Sep 2006 From: Mummy
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I guess she must be happen to be near by.
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