Question on credit cards. Why are some purchases to be paid with installments for buying stuff sound so unchained? like 0% interest for buying a laptop/mobile phone. What's the catch and the maths involved? I need someone to fill me in before i make a first swipe of death.

RHB plat also rm60/k only.OCBC robison plat even more low.

I see citibank, standard charterd, uob, rhb and ambank all plat card like same design

hsbc plat card look like normal card only. no shining word.

i see the most special is alliance bank plat card. i see one guy use the card is whole card shining like diamond  anyone got alliance card?is their gold card and classic also shining like that or plat only?

i got my Great Eastern OCBC CC, so can not apply this... 
is it? last time i got asked, whether i can cancel my UOB ugly Master card, the CS said can, just need to write in to cancel the card. tht's all.

i thinks all UOB CC use 6 times per year will get waiver.

huh? got GE CC card, what card else u got?

u mean visa and master ??

i thinks mayb your income is qualify to get a robinson card, tht's why u got it.

Different people different taste.For me,I want good offer card and show off.   But my card is classic card only so no need to show.

Emm ... can't find a definite difference between the both. I think what's makes it unique it's because it's coupled together with HSBC Premier service. Otherwise the only difference would be the perceived higher class status.

I also found out that there is such thing called the World Elite Mastercard which is supposedly one class above the World Mastercard.

The highest for VISA (at least in Malaysia) if I'm not mistaken would be VISA Infinite - currently offered by RHB Bank only. In the US, VISA Signature seems to be the highest card for a VISA - it's differentiated by a "VISA Signature" band across the front of the card in addition to the VISA logo.

One day if everyone holds a Platinum card, the next stage would be these cards which is (hopefully) the banks will defends it's exclusivity and not everyone will be able to get one.

i did. i just tell the CS officer i m calling regarding my annual fees, i havent even asked to waive he oready replied he will waive it n appear in next bill. it's ok for me since i don have to tell them off how much business i m bringing to HLB thru my house loan n car loan n the recent increase in usage with my card ( MBB card waiting for replacement ).

Public bank's cash back is one of lowest in the market (unless u are a high spender every month). Taking the CIMB Petronas will be more worth it.

P/s: I have PB Master I am itching to cancel

huh? One platinum annual fee rm388? it's not even a gold card yet wor.

i actually mean,the ONE PLATINUM credit card from UOB is just a clear card / classic card, it's not a real platinum class card.
an actual platinum card will require a near 5figure monthly income or solid savings in a bank.