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 Credit Card Thread V3, Everything about Plastic World Fantasia

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Darkmage12
post May 13 2008, 03:35 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(siutimtim @ May 13 2008, 01:15 PM)
RHB plat also rm60/k only.OCBC robison plat even more low. hmm.gif

I see citibank, standard charterd, uob, rhb and ambank all plat card like same design

hsbc plat card look like normal card only. no shining word. tongue.gif

i see the most special is alliance bank plat card. i see one guy use the card is whole card shining like diamond  laugh.gif anyone got alliance card?is their gold card and classic also shining like that or plat only?
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PCBC robinson plat how much? 150k right?
tinkerbel
post May 13 2008, 03:46 PM

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@Darkmage12,

According to its Application Form, U need RM48k p/annum and u'll qualify for this card.

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cute_boboi
post May 13 2008, 05:23 PM

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siutimtim,

After following this thread for some time, I think you can be a good credit card sales person. You seems very eager with the initiative to know about all the products and services, which is a good thing. You can explain and propose suitable cards to people, rather than those "general" CC sales person who know nuts if you ask them further.
tongue.gif

siutimtim
post May 13 2008, 06:02 PM

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QUOTE(cute_boboi @ May 13 2008, 05:23 PM)
siutimtim,

After following this thread for some time, I think you can be a good credit card sales person. You seems very eager with the initiative to know about all the products and services, which is a good thing. You can explain and propose suitable cards to people, rather than those "general" CC sales person who know nuts if you ask them further.
tongue.gif
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I don really do research,just ask some friend,listen here listen there and learn from you guys in forum.DOnno also what I say correct or not de tongue.gif I only read more about few bank credit card not really all bank.
victorboy
post May 13 2008, 06:06 PM

3 ngien yiu 3 ngien :(
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UOB platinum and UOB ONE which one got much benefits??!! brows.gif
dopp
post May 13 2008, 07:02 PM

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UOB One card, but I tried to cancel my UOB plat but the customer serv said cannot cancel bcoz both card are 'linked'.. And u need to use 6 time per year per card in order to get annual fees waive
TSvin_ann
post May 13 2008, 07:45 PM

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QUOTE(tinkerbel @ May 13 2008, 03:46 PM)
@Darkmage12,

According to its Application Form, U need RM48k p/annum and u'll qualify for this card.

user posted image
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i got my Great Eastern OCBC CC, so can not apply this... sad.gif

QUOTE(dopp @ May 13 2008, 07:02 PM)
UOB One card, but I tried to cancel my UOB plat but the customer serv said cannot cancel bcoz both card are 'linked'.. And u need to use 6 time per year per card in order to get annual fees waive
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is it? last time i got asked, whether i can cancel my UOB ugly Master card, the CS said can, just need to write in to cancel the card. tht's all.

i thinks all UOB CC use 6 times per year will get waiver.
Gen-X
post May 13 2008, 08:37 PM

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QUOTE(vin_ann @ May 13 2008, 07:45 PM)
is it? last time i got asked, whether i can cancel my UOB ugly Master card, the CS said can, just need to write in to cancel the card. tht's all.

i thinks all UOB CC use 6 times per year will get waiver.
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last year when i asked UOB to waive my Visa Plat they say will forward my request to management, got pissed off as for years UOB waived my annual fees on the spot. So called thier HQ and somehow spoke to a supervisor and two hours lated they called me that my Visa annual fees is waived. However he advised me to get UOB Master Plat because the free annual fees waiver has a condition (which is a stupid policy i must say) - i.e. member must swipe minimum 6 times on each Visa and Master to enjoy automatic annual fee waiver. So in the end to make my life easier, asked them to sent me the MasterCard Plat which is damn ugly.


tinkerbel
post May 13 2008, 08:44 PM

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I totally can't understand this - do U people apply for credit cards just cause of how the card design looks like? rclxub.gif
Darkmage12
post May 13 2008, 08:57 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(vin_ann @ May 13 2008, 07:45 PM)
i got my Great Eastern OCBC CC, so can not apply this...  sad.gif
is it? last time i got asked, whether i can cancel my UOB ugly Master card, the CS said can, just need to write in to cancel the card. tht's all.

i thinks all UOB CC use 6 times per year will get waiver.
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because of this card i got that card doh.gif
TSvin_ann
post May 13 2008, 09:00 PM

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QUOTE(Darkmage12 @ May 13 2008, 08:57 PM)
because of this card i got that card doh.gif
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huh? got GE CC card, what card else u got?

u mean visa and master ??
siutimtim
post May 14 2008, 12:05 AM

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QUOTE(dopp @ May 13 2008, 07:02 PM)
UOB One card, but I tried to cancel my UOB plat but the customer serv said cannot cancel bcoz both card are 'linked'.. And u need to use 6 time per year per card in order to get annual fees waive
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So many people got UOB plat card.Is it very easy to apply?Come together UOB One plat?

Why they give me lady red rose design master card with UOB one plat not master plat like others sad.gif
Chester
post May 14 2008, 12:14 AM

Look at all my stars!!
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how much credit limit is u all punya platinum card like? sweat.gif
Darkmage12
post May 14 2008, 01:15 AM

shhhhhhhhh come i tell you something hehe
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QUOTE(vin_ann @ May 13 2008, 09:00 PM)
huh? got GE CC card, what card else u got?

u mean visa and master ??
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because of the GE card i ended up receiving the robinson as well doh.gif
never touch both before...
hye
post May 14 2008, 06:58 AM

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QUOTE(Gen-X @ May 13 2008, 08:37 PM)
... However he advised me to get UOB Master Plat because the free annual fees waiver has a condition  (which is a stupid policy i must say) - i.e. member must swipe minimum 6 times on each Visa and Master to enjoy automatic annual fee waiver. So in the end to make my life easier, asked them to sent me the MasterCard Plat which is damn ugly.
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I do agree that the dual card policy is kind ridiculous since the consumer should be given a choice on which card they want to use. The Mastercard Plat design is seriously "undesirable" - looks like a normal silver card with the exception of the large "P" smacked on the card. If you look around - most banks in Malaysia use the same design for their Platinum card (with slight variation) and I felt that this slightly dilutes the exclusivity of the card coz all the cards looks almost the same.

A veteran credit card user would probably prefer to use 2 banks to backup each other during travels.
TSvin_ann
post May 14 2008, 09:56 AM

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QUOTE(Darkmage12 @ May 14 2008, 01:15 AM)
because of the GE card i ended up receiving the robinson as well doh.gif
never touch both before...
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i thinks mayb your income is qualify to get a robinson card, tht's why u got it.

tinkerbel
post May 14 2008, 09:56 AM

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@hye,
I doubt there are many 'veterans' here; most seem to care about design of the card!
TSvin_ann
post May 14 2008, 12:58 PM

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@Tinkerbel,

most of people is seduced by the design. and some of us is still "young bird".

for me, im just stick to my UOB One card.
last night, one of my friend suddenly msn me, and asking me to apply UOB card from her. she keep telling this and that, too bad i got the card already.

then she promote insurance, which is called "bijak Malaysia" only selling by Bank. ops... wrong topic... i better end here.
tinkerbel
post May 14 2008, 03:35 PM

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@vin_ann,
Credit cards are meant to be used for emergency purposes or for the sake of convenience. It's kept in the wallet and not tied around the neck hence I don't see Y we should be so bothered about the design of the card smile.gif

Speaking of good designs, Citibank's CitiGold Cheque designs are quite nice *grins*
fikrie
post May 14 2008, 04:38 PM

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Speaking of design..
There used to be CC with Manchester United display.. i juz dont remember which bank..

One thing i dun get.. Shouldnt plat cards have very high credit limit? I thought it would be at least 10k for a new user.. which bank and how much the min credit limit would a bank offer for this kinda card?

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