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 Credit Card Thread V3, Everything about Plastic World Fantasia

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siutimtim
post May 12 2008, 05:51 PM

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QUOTE(jon720 @ May 12 2008, 05:48 PM)
that can be an option. but i wouldn't mind applying for a card with good privileges or high cash back rate, etc. just thought of trying something new. i spent quite alot with my first card (about 10k/m) but all i get is reward points. am looking for something more practical...

i do alot of online shopping and oversea spending. any recommendation?
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spend RM10k every month is very high!You must be rich man. tongue.gif
try Alliance bank plat card.Give highest cash rebate nod.gif
tinkerbel
post May 12 2008, 05:53 PM

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@siutimtim,
I would assume one needs to be an existing customer before they're offered a credit card right?! tongue.gif I don't know what the criterias are for Citibank.

I think the benefits are all about the same; it really depends on what U want to use it for. HSBC has quite a number of F&B outlets tied to them. UOB too but the only one I recall would be the Oriental Group of Restaurants *grins*

@jon720,
Refer to Post #1 for options smile.gif
andoril
post May 12 2008, 05:58 PM

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QUOTE(siutimtim @ May 12 2008, 05:18 PM)
They send letter to tell you they send you a plat card?Do you need pay annual fee?

Normal plat card got how much credit minimum? 10K?
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u seem quite desperate to get plat card. why ah? hmm.gif
whoopa
post May 12 2008, 06:02 PM

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anyways UOB ONE card nowadays offering rm50 per entry for a BMW car lulz .. gonna swipe that card lulz
jon720
post May 12 2008, 06:43 PM

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what is good about amex?
jchong
post May 12 2008, 06:57 PM

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QUOTE(siutimtim @ May 12 2008, 05:51 PM)
try Alliance bank plat card.Give highest cash rebate  nod.gif
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What exactly is their cash rebate conditions? I looked at the website and it says "10% Cash Back on Interest Paid". That's a false gain because you kena the interest. I always settle my monthly bills in full so that kind of cash rebate no good for me.

Any other cards with cash rebate feature?
TSvin_ann
post May 12 2008, 09:29 PM

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QUOTE(whoopa @ May 12 2008, 06:02 PM)
anyways UOB ONE card nowadays offering rm50 per entry for a BMW car lulz .. gonna swipe that card lulz
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yes.
yesterday pumped RM50.01 to entitle 1 entry... tongue.gif
got cash rebate as well..
zenquix
post May 12 2008, 11:23 PM

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QUOTE(jchong @ May 12 2008, 06:57 PM)
What exactly is their cash rebate conditions? I looked at the website and it says "10% Cash Back on Interest Paid". That's a false gain because you kena the interest. I always settle my monthly bills in full so that kind of cash rebate no good for me.

Any other cards with cash rebate feature?
*
There is also a credit card cash back offer.

http://www.alliancebank.com.my/ccard_cashback.html
jchong
post May 12 2008, 11:38 PM

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Thanks for the link. Didn't see that before.
siutimtim
post May 13 2008, 12:27 AM

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QUOTE(andoril @ May 12 2008, 05:58 PM)
u seem quite desperate to get plat card. why ah? hmm.gif
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I also donno. tongue.gif But cannt get also because they all say need see my salary not match back card shakehead.gif cannt get plat card but want to know more about plat card so maybe next time people ask I also know flex.gif
tinkerbel
post May 13 2008, 09:57 AM

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@siutimtim,
There's really not much difference between Platinum and Classic card; just different colour cards that's all. Am sure U'll be able to get a Platinum card later on in life biggrin.gif
siutimtim
post May 13 2008, 10:04 AM

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QUOTE(tinkerbel @ May 13 2008, 09:57 AM)
@siutimtim,
There's really not much difference between Platinum and Classic card; just different colour cards that's all.  Am sure U'll be able to get a Platinum card later on in life  biggrin.gif
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Ya.If you dont see the shining shining platinum word,the card like normal classic card only.Same color biggrin.gif
MilesAndMore
post May 13 2008, 11:51 AM

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QUOTE(tinkerbel @ May 13 2008, 09:57 AM)
@siutimtim,
There's really not much difference between Platinum and Classic card; just different colour cards that's all.  Am sure U'll be able to get a Platinum card later on in life  biggrin.gif
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QUOTE(siutimtim @ May 13 2008, 10:04 AM)
Ya.If you dont see the shining shining platinum word,the card like normal classic card only.Same color  biggrin.gif
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Some banks have very distinctive design for their Platinum credit cards such as HSBC Platinum Visa. Actually, the design of Citibank and Standard Chartered Platinum Visa and Mastercard aren't bad either.

By the way, you guys might want to try applying for Standard Chartered Platinum Mastercard, requirement is much lower (i think RM60k/pa only).

siutimtim
post May 13 2008, 01:15 PM

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QUOTE(MilesAndMore @ May 13 2008, 11:51 AM)
Some banks have very distinctive design for their Platinum credit cards such as HSBC Platinum Visa. Actually, the design of Citibank and Standard Chartered Platinum Visa and Mastercard aren't bad either.

By the way, you guys might want to try applying for Standard Chartered Platinum Mastercard, requirement is much lower (i think RM60k/pa only).
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RHB plat also rm60/k only.OCBC robison plat even more low. hmm.gif

I see citibank, standard charterd, uob, rhb and ambank all plat card like same design

hsbc plat card look like normal card only. no shining word. tongue.gif

i see the most special is alliance bank plat card. i see one guy use the card is whole card shining like diamond laugh.gif anyone got alliance card?is their gold card and classic also shining like that or plat only?
tinkerbel
post May 13 2008, 01:25 PM

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@siutimtim,
UOB's Platinum Card's background colour's black whilst Citibank's one is well, Silver isn't it?
siutimtim
post May 13 2008, 01:28 PM

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QUOTE(tinkerbel @ May 13 2008, 01:25 PM)
@siutimtim,
UOB's Platinum Card's background colour's black whilst Citibank's one is well, Silver isn't it?
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check uob mastercard plat biggrin.gif
tinkerbel
post May 13 2008, 02:00 PM

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@siutimtim,

user posted image

You sure are right about it. Anyhow, I don't go round checking out how credit cards look like. It's not for show tongue.gif
bysquashy
post May 13 2008, 02:08 PM

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QUOTE(andoril @ May 12 2008, 05:58 PM)
u seem quite desperate to get plat card. why ah? hmm.gif
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QUOTE(tinkerbel @ May 13 2008, 02:00 PM)
@siutimtim,

user posted image

You sure are right about it.  Anyhow, I don't go round checking out how credit cards look like.  It's not for show tongue.gif
*
There, you have your answer.






Can I apply for CIMB DA online? Can't find the link.
tinkerbel
post May 13 2008, 02:12 PM

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@bysquashy,
Doesn't seem as if it's possible but here's where U can print the application form:

Direct Access Free For Life Credit Cards
Dyong
post May 13 2008, 03:25 PM

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QUOTE(siutimtim @ May 13 2008, 01:28 PM)
check uob mastercard plat biggrin.gif
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Swipe it few times, it still get scratched and peeling.
End of day, it's still plastic not platinum... No difference.

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