1 month its not that after straight away we got the card, we can get the mp3 d?

anyway i also heard that i need to swipe like 4-5 trxn within 45 days to be eligible for first year free annual fee...then the 2nd year they advise me to call in citibank to verbally ask them to cancel the annual fee...got such thing one?

@jchong,
U certainly been mistaken - Y would I not keep the good ones for myself? Haf no idea if she gave good investment advise - she's not my RM!

@navilink,
I don't think Citibank has a policy to just 'cancel' or 'waive' ur annual fees until U speak with their CS - even then, they can't tell U so much in advance.

You mean keep the hot RM for yourself? No conflict what, you can pass the ladies to guys you don't really know.

@jchong,
Sure but Y would I want to introduce my HOT RM to such an eligible bachelor? I might as well keep him (eligible bachelor) for myself, right?

And we're totally OT!

and now AirAsia Citibank card comes with another offer...free RM100 for airasia tickets...man...recently so aggresive they all...

Did anyone notice this new card from UOB?

UOB Preferred Platinum

Looks like UOB rebrand their Platinum card into the "Preferred Platinum"


@tinkerbel
Just intro your RM to me lor.

This post has been edited by hye: Jun 12 2008, 09:39 PM

hi all, i am new here. i have been apply credit cards since beginning of the year. no success. my salary is 1.5 yet i don't get approved? why?

regards,
lo

By the way, i have tried standard, UOB, Alliance,OCBC.

This post has been edited by changjie83: Jun 12 2008, 10:32 PM

1.5 is just nice for maybank flex. have you tried that?

last year i also got reject ...bcoz i work in small company and my salary that time 1.6k.
maybank also reject my application even my salary goes into maybank.

this year, change job to multinational company and with salary increase ..i got approve for maybank petronas. at last!!

huh like that one ah,i see 1.5 not so okay. ok i try maybank flex. thanks for the feedback.

Your 1.5 is basic or inclusive of allowance and OT?
Usually they only qualify ppl based on their basic.

If can, also give your KWSP+Bank statement when applying for cc.

guys.. New finance charge from Maybank.



http://www.maybank2u.com.my/maybank_group/...edit_card.shtml

3.0 Finance Fees
VISA/Mastercard (Both Classic and Gold)

Prompt repayment of 12/12 months 1.25%

Prompt repayment of 10/12 months 1.42%

Prompt repayment of less than 10/12 months 1.50%

4.0 Late Fees
VISA/Mastercard (Both Classic and Gold)
1.00% of the total balance outstanding
Minimum - RM10
Maximum - RM100

what it means by 12/12 months ?

why didn't you try other banks like HSBC or RHB?

@hye,
UOB's Preferred Platinum looks quite good with quite a lot of additional benefits too; esp for golfers. Then again, for those who's able to attain this card, they probably oredi have their own golf membership

I've no intentions to change to this card unless UOB does an automatic upgrade - too much hassle and don't have the energy to keep tab of what's what.

PS: I could intro her to U, on condition I get the Seoul trip, not her!

my basic is 1.2k add up OT and allowance up to 1.5k. hiya like that can't apply oledi.

@changjie83,
Banks usually look at ur basic salary.

if u got low yat plaza, u will face this.
normally, they will put in the additional 2% charges on ur invoices.

while on other hand, previously, on Perodua service centre, consumer also need to bear the finance charges, but recently they waived, dun know y.

Usually international bank are more stringent on their underwriting policy.
They have more experience thus a stricter criteria.

@tinkerbel
If you read the FAQ, all UOB's Platinum card members will be migrated over to this card when their card is due to expire.

@hye,
muAHahHAhaHAhaHAH.... Ah well I don't think mine's due for expiry anytime soon but I do suppose if I want to make use of the benefits, I could always check with the call centre I think the design of the card looks quite good too, except I dun like the 'Preferred Platinum' word on it. I suppose this 'Preferred Platinum' had to be introduced because of the 'ONE Platinum'?