i thinks, when u have saving account n credit card online together, the bank is preferable you pay using the saving account, not the CC.

same thing happened with my HSBC online banking. i cant use my HSBC CC online banking to pay the bills but have to use the saving account.

Is there any HSBC saving account that is not charging any fees?

There's a minimum amount that you need to retain (I think it's above RM5K or is it RM10K) per month before it attracts the RM5 per month. BTW guys, this is the CC thread - please keep it clean.

@hye,
OT a little.. I pay RM5 p/month on my MBB Premier Account - I am considering putting those funds into this HBSC EasiGrow thing otherwise I might just open the UOB High Yield Account [except I don't have RM300k to begin with! ]

Yes Yes... let's keep this back to Credit Cards

@kons,
Yes, I'm a HSBC Premier banker but I haven't found out much about this EasiGrow Account so not too sure how it works but if it's in my favour I probably will use that as my primary account and keep a MBB savings account and not their Premier Account.  I needed the Premier Account as I wanted the cheque facilities but I don't need it anymore [except I've such a nice MBB Account No. I am reluctant to give it up!] 

what is ocbc iq?

@kons,
Am sure the bank would have checked ur credit ratings before giving u the increment.  It's also another way of making U spend more.  A lot of times the limit is reduced due to purchases made through installments, isn't it?

just submit your payslip..........to them..they will revised

@kons,
I don't think U update them ur details each time U get an increment right?!   If U want an increase in CL then call the bank up and ask for one.

@kons,
If it's a valid and official promition those packages should work.  I haven't tried it nor have I visited much of the website cause whatever I need, I usually can find better deals elsewhere.  I did just come across the 60% discount off Kipling products but I don't know if it's on selected items and I've no plans of buying any bags at the moment.

What other promotions do they have on the Mastercard Moments website?

PS: HSBC has this 'Home & Away' program for hotel rooms; if u search hard enough, u probably can get better rates online for those rooms

Citibank should hire as your reply is much more informative than the Citibank officer who replied me.
By the way, do you know if Maybank charges any fee for transactions made out of MY?

@kons,
Thank U.. Now I can consider HSBC if Citibank rejected my job application    Am surprised the CS couldn't even give u good enough instructions to activate ur ATM card.  And 3 torn cards?!  It would have been more of an inconvenience than anything else; not to mention I wouldn't have liked the waiting period.

The charges apparently are embedded as part of the forex or something like that; as in, there is no additional column to tell u, u've been charged the Administrative fees.  I didn't see that on my Citibank CC bills too and found forex quite good esp if the 1% was oredi embedded in it *shrugs*

Ah well, since ur an MBB holder, Y don't U call up to double check if there are Administrative fees incurred for overseas transaction - it'll be good to have someone verify that

hi all, i am new here. i have been apply credit cards since beginning of the year. no success. my salary is 1.5 yet i don't get approved? why?

regards,
lo

By the way, i have tried standard, UOB, Alliance,OCBC.

Maybank is biased toward Visa rather than Mastercard (personally think so).

let me explain with an example. With current salary, assume some1 can get credit limits of 8k for the first card.

then... he wants the second card with higher credit limit... So, he just put maybe 12K at the new card application form.

Assuming the new bank is unable to verify the info. then, a new card with 12k credit might be issued to him.

@kons,
That theory isn't proven.

Hi, do u guy notice that although enroll for maybank credit card e -statement, still receive printed statements as usual ?

I called maybank CS and been told in while printed statement still will mail to until further notice.
don know why they unveil this services while not ready yet.