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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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lcl832002
post Apr 1 2009, 02:16 PM

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QUOTE(weizhi @ Apr 1 2009, 09:40 AM)
haha.
the process is very slow
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Too many borrowers to process...
SUSsoundsyst64
post Apr 1 2009, 02:25 PM

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PTPTN Borrowers versus Electoral Voters.

Which one takes a short while to process? hmm.gif
CSS
post Apr 1 2009, 11:04 PM

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QUOTE(soundsyst64 @ Apr 1 2009, 02:25 PM)
PTPTN Borrowers versus Electoral Voters.

Which one takes a short while to process? hmm.gif
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The one that's under government laugh.gif
raymond5105
post Apr 6 2009, 11:01 PM

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QUOTE(lcl832002 @ Mar 31 2009, 04:43 PM)
Still in the process gua...
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Since last September until now?
lcl832002
post Apr 6 2009, 11:07 PM

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QUOTE(raymond5105 @ Apr 7 2009, 12:01 AM)
Since last September until now?
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Yes...
xixo_12
post Apr 7 2009, 10:58 AM

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QUOTE(CSS @ Apr 1 2009, 08:34 AM)
Just paid for the whole year 2009 using maybank2u.com yesterday, charged me RM1 for transaction but saved me lotta effort going to a certain location to do my paying... Guess it's worth it  smile.gif

Says that it'll be updated after 3 days... Kinda like processing checks I guess...

Anyways, you can check if they've reduced your balance here:

http://epay.ptptn.gov.my/loan/ptptnlogin.jsp

Just login with your IC and Pin number...

Cheers~
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so expensive try cimbclick,they only charge rm0.50 cool.gif

BAKI KESELURUHAN PINJAMAN PADA APRIL 2009 : 14,658.86
damn it, too many.. laugh.gif i pay rm6x.xx only per month using their table, but arrange to 9 years..



This post has been edited by xixo_12: Apr 7 2009, 11:02 AM
CSS
post Apr 7 2009, 01:46 PM

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QUOTE(xixo_12 @ Apr 7 2009, 10:58 AM)
so expensive try cimbclick,they only charge rm0.50 cool.gif

BAKI KESELURUHAN PINJAMAN PADA APRIL 2009  :  14,658.86
damn it, too many.. laugh.gif i pay rm6x.xx only per month using their table, but arrange to 9 years..
*
Don't pay them every month and get charged 50 cents each time... Do a lump sum payment for a year since interest is calculated yearly... smile.gif


weizhi
post Apr 7 2009, 04:22 PM

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i thought is by daily or monthly??
cause it will abit different by few sen la
lcl832002
post Apr 7 2009, 08:49 PM

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QUOTE(CSS @ Apr 7 2009, 02:46 PM)
Don't pay them every month and get charged 50 cents each time... Do a lump sum payment for a year since interest is calculated yearly... smile.gif
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It is calculated on monthly basis...
socratesman
post Apr 7 2009, 08:54 PM

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yeah calculated on monthly basis

better pay several months installment in one shot, save up on the transaction fees.
lcl832002
post Apr 8 2009, 12:27 AM

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Pay quarterly, semi-annually or annually...
haidz
post Apr 8 2009, 12:02 PM

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Don't follow the timetable you give, u can pay more if u r affordable to, if not as time pass, you pay more.
lcl832002
post Apr 8 2009, 02:04 PM

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QUOTE(haidz @ Apr 8 2009, 01:02 PM)
Don't follow the timetable you give, u can pay more if u r affordable to, if not as time pass, you pay more.
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Ya. The timetable is just a guideline only...
xixo_12
post Apr 8 2009, 04:56 PM

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can do like that? mean just skip a few month, and pay it at next month?
i'm afraid, they will send warning letter, coz friend of mine, got one letter that ask him to pay follow the schedule, dont just pay randomly/affordable.. if follow my affordable i can pay up to rm200/month

so? what should i do now?
xavi5567
post Apr 8 2009, 05:24 PM

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guys, wanna ask ah.. if u guys pay using cimb click, will u hav a statement saying ur balance remaining ? i mean from ptptn or u hav to go to efes again to check the balance? is the balance straight deduct or take 3 days ?
jasontoh
post Apr 8 2009, 05:25 PM

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QUOTE(xixo_12 @ Apr 8 2009, 04:56 PM)
can do like that? mean just skip a few month, and pay it at next month?
i'm afraid, they will send warning letter, coz friend of mine, got one letter that ask him to pay follow the schedule, dont just pay randomly/affordable.. if follow my affordable i can pay up to rm200/month

so? what should i do now?
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Your fren pay way below the expected amount. That's why have this warning letter. Pay more than that amount, I'm 100% positive you will not get the letter. If you pay way belowe par, maybe will get summon soon.
lcl832002
post Apr 8 2009, 06:11 PM

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QUOTE(jasontoh @ Apr 8 2009, 06:25 PM)
Your fren pay way below the expected amount. That's why have this warning letter. Pay more than that amount, I'm 100% positive you will not get the letter. If you pay way belowe par, maybe will get summon soon.
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You are right...
CSS
post Apr 8 2009, 06:26 PM

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QUOTE(xavi5567 @ Apr 8 2009, 05:24 PM)
guys, wanna ask ah.. if u guys pay using cimb click, will u hav a statement saying ur balance remaining ? i mean from ptptn or u hav to go to efes again to check the balance? is the balance straight deduct or take 3 days ?
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Paying electronically will take around 3 days to show up here:

http://epay.ptptn.gov.my/loan/ptptnlogin.jsp


xavi5567
post Apr 9 2009, 10:44 AM

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the no. surat tawaran in the cimb click is also our ic. no. is it? hope some1 can clarify for me pls.. thx
xixo_12
post Apr 9 2009, 09:43 PM

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QUOTE(xavi5567 @ Apr 9 2009, 10:44 AM)
the no. surat tawaran in the cimb click is also our ic. no. is it? hope some1 can clarify for me pls.. thx
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no surat tawaran u can get at offer letter that u sign at early stage...

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