if u have cimbclicks acct...pay by fpx better...no need reference number..

noob here..wats fpx?

Financial Process Exchange.
http://www.meps.com.my/products_services/meps_fpx.html

fpx? oh, its the one that mentioned on the ptptn website..

When actually the interest will be reduced to 1%?till now still no news for PTPTN or newspaper...Are they going to reduce it?They promise in Jan but now already mid of February but from the online statement the interest still 3%.Any news guys?

I am also waiting for the reduction to 1 %. If it really charges us 1 %, I plan to repay my PTPTN loan slowly.

if payback via bank sure have the service charges, anyone know other type of payback with no service charges?

If you are staying in Petaling Jaya or KL, then you can go and pay your loan in KL Sentral LRT Station. There will be no service charge at all and you will receive immediately the official receipt from PTPTN.

may i know where is it located? i mean which side of KL Sentral LRT? near where? mind to let me know? thanks.

ha can pay there mea .. got office there?

Yes. you can pay there. I don't know how to describe its location. But, it is inside the KL Sentral. You can ask the people there. I am sure they will know. Less than two minutes away from the LRT Station...

This is the latest e-mail i received forwarded by my friend :

Pertukaran kos perkhidmatan sebelum ini iaitu dari empat (4) peratus kepada tiga (3) peratus hanya melibatkan perubahan dari aspek kadar caj sahaja, maka perjanjian baru sememangnya tidak diperlukan. Manakala penurunan caj kepada satu (1) peratus dibuat bersekali dengan perlaksanaan Konsep Ujrah yang mana caj satu (1) peratus setahun ini ditakrifkan sebagai upah. Keperluan menandatangani perjanjian baru atau akad adalah salah satu syarat yang telah ditetapkan bagi memenuhi kehendak syariah. Oleh yang demikian kadar upah sebanyak satu (1) peratus setahun akan dilaksanakan selepas perjanjian atau akad ditandatangani manakala pengiraan upah satu (1) peratus akan bermula mulai Jun 2008.

Penawaran pembiayaan mengikut Konsep Ujrah kepada pelajar-pelajar baru telahpun dilaksanakan mulai 22 Disember 2008. Manakala pelajar lama, tawaran yang bersamaan akan dibuat secara berperingkat setelah urusan pemindahan data daripada sistem sedia ada kepada sistem baru yang akan disiapkan di dalam tempoh masa yang terdekat.

Walau bagaimana pun tawaran dibuat mengikut kategori peminjam seperti berikut:-

a. Peminjam sedia ada yang sedang belajar, semuanya layak ditawarkan pembiayaan dalam bentuk Ujrah dengan kenaan upah satu (1) peratus setahun.

b. Peminjam yang telah tamat, semuanya layak ditawarkan pembiayaan berkonsepkan Ujrah dengan kenaan upah satu (1) peratus setahun kecuali para peminjam yang masih mempunyai tunggakan. Mereka yang terlibat, perlulah melunaskan kesemua bayaran balik yang tertunggak sebelum layak menikmati kaedah pembiayaan berkonsepkan Ujrah.

c. Peminjam yang telah diambil tindakan undang-undang tidak akan ditawarkan pembiayaan berkonsepkan Ujrah dengan kenaan upah satu (1) peratus setahun, sebaliknya akan diambil tindakan berdasarkan prosedur perundangan seperti yang telah ditetapkan.

Adalah diharapkan penjelasan ini dapat memberikan gambaran kepada Tuan/Puan berkenaan perkara yang sebenar dan bersabar sehingga semua proses yang sepatutnya selesai. Sementara menanti penawaran pembiayaan secara berperingkat mengikut konsep Ujrah di buat, Tuan/Puan adalah digalakkan untuk terus membuat bayaran balik seperti yang diarahkan. Sebarang maklumbalas terkini akan dimaklumkan dari masa ke semasa.



Sekian, terima kasih.

I have paid back some amount to ptptn in cimbclicks under 'pay bills'..
how long will it take ptptn to update the balance amount?

kinda worries me if the money paid to somewhere else..

Does anyone here successfully reduce the interest rate to 1 %??? Please share... Thanks...

usually 2-3 days, u can check ur statement at ptptn website, u always can print out the payment proof after u done the cimb transaction..

make sure u pay to ptptn..
i already paid for 7 month using cimbclicks

---

Added on March 26, 2009, 9:21 pmi got email from them, what u need to do now, just wait their official letter, by the mean time, just follow 3%, but i dont know either they will arrange all done payment and revert to 1% or not.. coz i'm still use 3% eventhough too many time keep pushing ptptn to lower it to 1%

This post has been edited by xixo_12: Mar 26 2009, 09:21 PM

Thanks. Please inform all of us here if you have received the official letter from PTPTN. Thanks...

if really 1% confirm then it is really a good news.
but until now... still no one receive it?

Still in the process gua...

Just paid for the whole year 2009 using maybank2u.com yesterday, charged me RM1 for transaction but saved me lotta effort going to a certain location to do my paying... Guess it's worth it

Says that it'll be updated after 3 days... Kinda like processing checks I guess...

Anyways, you can check if they've reduced your balance here:

http://epay.ptptn.gov.my/loan/ptptnlogin.jsp

Just login with your IC and Pin number...

Cheers~

haha.
the process is very slow