PTPTN Borrowers versus Electoral Voters.

Which one takes a short while to process?

sudah sign agreement, MUST PAY regardless you're non-bumi or bumi.
do you think bank will survive if non-bumi pay back the loan while the rest is not?
the amount applying the loan, the rest > non-bumi

I'm malay and pay RM 250/month, to settle the balance RM 9K

This post has been edited by soundsyst64: Mar 18 2011, 08:06 PM

ada duit nak pergi overseas, but tak ada duit nak bayar walaupun RM 50 kepada ptptn.

sorry to say but certain ptptn defaulters are quite hypocrite.
those whom butthurt with my statement, it's definitely true.

if you still keep surat tawaran/agreement letter, login to e-fes to check. if not, send e-mail to ptptn to retrieve nombor surat tawaran and pin number

if takes more than a week for payment to be updated, spam their e-mail by sending all the payment proof to make sure they update every cent of it

SMS ptptn to request for no. surat tawaran in case you forgot.

try to e-mail them

use Aduan Online
http://icare.ptptn.gov.my/eApps/system/index.do

If you still keep bank account in malaysia, you can TT some of your salary from oversea to your bank account in Malaysia.
then, you proceed paying the loan through online banking

I didn't use E-Fes. I use CIMBCLICKS and the charge still the same, 50 cent.

three days tops (during working days) or maybe up to one week.

If the statement still not update, e-mail to PTPTN with screenshot of the payment.

abolish entire ptptn system - i don't agree
abolish kos pentadbirak (aka interest) - i agree.

i still have RM 8K left to pay

as long as got balance left and skip the payment, ptptn charge you kos pentadbiran every month. But kos pentadbiran eventually reduced if the balance reduced as well.

afaik, ptptn will began adding interest 6 months after you graduate.
if you pay all in lump sum within 6 months period after graduation, you only pay the total loan you apply.

i might be wrong. so you need to contact ptptn for clear answer

If you still keep the original surat tawaran, you may start by reading FAQ in PTPTN website on how to repay your loan, through online/PTPTN counter/bank counter.

If not, please contact PTPTN to obtain surat tawaran

All the official letter from PTPTN will be sent to you from PTPTN headquarters.
You'll receive the surat pelepasan hutang by snail mail. In the meantime, keep all the payment records while waiting for the mail.

It takes time to update the system. Give them at least a week, then check the balance again.