dont hav wor.. wat my friend told me is tat.. the no. surat tawaran is also our ic. no. lor.. but i not sure..
Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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 Apr 9 2009, 10:16 PM
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Senior Member
3,348 posts Joined: May 2006 From: The Matrix  
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Apr 10 2009, 10:16 AM
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Senior Member
5,341 posts Joined: Jan 2003
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QUOTE(xavi5567 @ Apr 9 2009, 10:16 PM) dont hav wor.. wat my friend told me is tat.. the no. surat tawaran is also our ic. no. lor.. but i not sure.. No,refer to your agreement letter.There will be a number to each borrower. Why hassle to pay from CIMB,M2U or others? Just try the FPX system where each transaction is charge only RM0.50. I do pay my loan every 2 months,as long as you pay you will not get warnng letter. |
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Apr 10 2009, 10:51 AM
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Junior Member
66 posts Joined: Sep 2008
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Pay via cheque la.Just send your 6-12 months your postdated cheque.Cost incurred 0.15 for every cheque and 30sen to send the cheque via post.Save your money and time maa...
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Apr 10 2009, 02:07 PM
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Junior Member
74 posts Joined: Mar 2009 
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QUOTE(xavi5567 @ Apr 9 2009, 10:16 PM) dont hav wor.. wat my friend told me is tat.. the no. surat tawaran is also our ic. no. lor.. but i not sure.. Yes, refer to your agreement letter. Else, call them up to help. They are quite helpful these days. For methods of payment, they usually state it in the overleaf of the statement sent to you. All useful FAQ is listed there.  |
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Apr 10 2009, 02:22 PM
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Junior Member
475 posts Joined: Mar 2009 
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QUOTE(raymond5105 @ Apr 10 2009, 10:16 AM) No,refer to your agreement letter.There will be a number to each borrower. Why hassle to pay from CIMB,M2U or others? Just try the FPX system where each transaction is charge only RM0.50. I do pay my loan every 2 months,as long as you pay you will not get warnng letter. QUOTE(atake @ Apr 10 2009, 10:51 AM) Pay via cheque la.Just send your 6-12 months your postdated cheque.Cost incurred 0.15 for every cheque and 30sen to send the cheque via post.Save your money and time maa... Paying via M2U or CIMB can be done by just few clicks of the mouse... Thus saving all the hassle of writing a check, sending it, etc... |
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Apr 11 2009, 12:40 PM
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Senior Member
3,348 posts Joined: May 2006 From: The Matrix
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QUOTE(raymond5105 @ Apr 10 2009, 10:16 AM) No,refer to your agreement letter.There will be a number to each borrower. Why hassle to pay from CIMB,M2U or others? Just try the FPX system where each transaction is charge only RM0.50. I do pay my loan every 2 months,as long as you pay you will not get warnng letter. where does FPX deduct the money from? i not working yet i m still studying lor..Added on April 11, 2009, 12:50 pm QUOTE(CSS @ Apr 10 2009, 02:22 PM) Paying via M2U or CIMB can be done by just few clicks of the mouse... Thus saving all the hassle of writing a check, sending it, etc... so u pay back using cimb click? wat u type in at the surat tawaran there?This post has been edited by xavi5567: Apr 11 2009, 12:50 PM |
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Apr 11 2009, 02:03 PM
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Junior Member
475 posts Joined: Mar 2009
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QUOTE(xavi5567 @ Apr 11 2009, 12:40 PM) where does FPX deduct the money from? i not working yet i m still studying lor.. I paid using maybank2u, everyone has their own unique "NO SURAT TAWARAN" and "NO PIN"... When paying, remember to type the "NO SURAT TAWARAN" in so that they know which account you are paying for...Added on April 11, 2009, 12:50 pm so u pay back using cimb click? wat u type in at the surat tawaran there? This post has been edited by CSS: Apr 11 2009, 02:04 PM |
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Apr 11 2009, 05:46 PM
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Junior Member
221 posts Joined: Jan 2003
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Guys...use fpx.if u r using maybank2u or cimbclicks..its the best method to pay PTPTN loans..and they only charge a meager RM0.50 for each transaction..not to mention the balance will be updated immediately on their website..
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Apr 11 2009, 07:13 PM
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Senior Member
646 posts Joined: Jan 2009
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QUOTE(~MeG~ @ Apr 11 2009, 06:46 PM) Guys...use fpx.if u r using maybank2u or cimbclicks..its the best method to pay PTPTN loans..and they only charge a meager RM0.50 for each transaction..not to mention the balance will be updated immediately on their website.. You mean we can know our PTPTN balance via Maybank2U??? |
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Apr 11 2009, 07:53 PM
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Junior Member
475 posts Joined: Mar 2009
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QUOTE(~MeG~ @ Apr 11 2009, 05:46 PM) Guys...use fpx.if u r using maybank2u or cimbclicks..its the best method to pay PTPTN loans..and they only charge a meager RM0.50 for each transaction..not to mention the balance will be updated immediately on their website.. Pretty sure it only updates after 3 days here:http://epay.ptptn.gov.my/loan/ptptnlogin.jsp |
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Apr 12 2009, 04:11 PM
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Senior Member
1,803 posts Joined: Oct 2007
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I have been trying to pay my loan but until now when i type in my IC number ,it always comes out "INVALID IC"
Most probably due to my IC two middle numbers are "87" Thats why the system cant verify it. I have been calling the stupid PTPTN to rectify the error and until now i have been to CIMB to try to pay,and also they say invalid IC. I have been charged RM 360 admin charges already and I dont think I am going to pay up already. Wait for them to send me a letter ,then only I will F*** them kau kau... Damn stupid,wan ppl to pay up,but cant even get my IC right. |
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Apr 12 2009, 04:28 PM
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Senior Member
1,290 posts Joined: Jan 2003 From: PD
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last time say wan decrease to 1%, but until now still charge 3% for existing borrowers....doing thing so slow....
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Apr 12 2009, 08:00 PM
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Senior Member
646 posts Joined: Jan 2009
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QUOTE(kevin23 @ Apr 12 2009, 05:11 PM) I have been trying to pay my loan but until now when i type in my IC number ,it always comes out "INVALID IC" Try to pay even it is very troublesome now. If not, you will get more troubles in the future...Most probably due to my IC two middle numbers are "87" Thats why the system cant verify it. I have been calling the stupid PTPTN to rectify the error and until now i have been to CIMB to try to pay,and also they say invalid IC. I have been charged RM 360 admin charges already and I dont think I am going to pay up already. Wait for them to send me a letter ,then only I will F*** them kau kau... Damn stupid,wan ppl to pay up,but cant even get my IC right. QUOTE(clsia1001 @ Apr 12 2009, 05:28 PM) last time say wan decrease to 1%, but until now still charge 3% for existing borrowers....doing thing so slow.... What to do...  |
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Apr 12 2009, 08:13 PM
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Senior Member
1,175 posts Joined: Jun 2006 From: Borneo Island 
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Well,the interest rate is better compare to other education loan.I'm not saying that PTPTN is good,but u still need to pay for it.
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Apr 12 2009, 08:28 PM
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Senior Member
1,290 posts Joined: Jan 2003 From: PD
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QUOTE(lcl832002 @ Apr 12 2009, 08:00 PM) Try to pay even it is very troublesome now. If not, you will get more troubles in the future... tat was last year announce, until now PM also changed still not update the interest rate....What to do... called PTPTN, they said need to wait for the new agreement letter, without new agreement letter, will stick to 3%, and mentioned no idea when it will send out to all borrower...   |
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Apr 12 2009, 11:31 PM
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Junior Member
475 posts Joined: Mar 2009
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QUOTE(clsia1001 @ Apr 12 2009, 04:28 PM) last time say wan decrease to 1%, but until now still charge 3% for existing borrowers....doing thing so slow.... It's like taxes, they take immediately what you owe them but need months to repay any extra amount they took  |
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Apr 12 2009, 11:39 PM
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Junior Member
9 posts Joined: Mar 2009 From: Petaling Jaya, Selangor
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This post has been edited by mathstutorloke: Apr 12 2009, 11:41 PM |
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Apr 13 2009, 01:38 PM
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Senior Member
2,646 posts Joined: Oct 2008
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till charching 3% .. wait lo wat to do
u need to pay also wat btw kevin23, you called ptptn rite what they say bout ur IC no problem? |
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Apr 16 2009, 01:54 PM
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Senior Member
842 posts Joined: Jan 2003 From: ~around da world~
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Update on the admin charge
QUOTE Surat tawaran perjanjian ujrah PTPTN dilaksana secara berperingkat source : Berita HairanPERBADANAN Tabung Pendidikan Tinggi Negara (PTPTN) ingin merujuk surat 'Peminjam Kecewa' dari Jitra, Kedah mengenai surat tawaran perjanjian disiarkan ruangan ini, 10 April, lalu. Untuk pengetahuan pengadu, surat tawaran perjanjian ujrah kepada peminjam lama yang layak akan dilaksanakan secara berperingkat selepas kerja pemindahan data daripada sistem sedia ada kepada sistem baru yang giat dilaksanakan selesai. Tawaran pengurangan caj pinjaman PTPTN yang diumumkan kerajaan sebelum ini daripada tiga peratus kepada satu peratus berkuat kuasa dari Jun 2008. Walaupun peminjam terbabit tidak menerima surat tawaran perjanjian baru dalam tempoh itu, ia tidak sedikitpun menjejaskan kelayakan ditawarkan. Tarikh pelaksanaan dan berkuat kuasa penurunan caj adalah dua tarikh yang berbeza. Oleh yang demikian, sebarang pertukaran atau kelewatan tarikh pelaksanaan akibat kelewatan penerimaan surat tawaran perjanjian baru sama sekali tidak menjejaskan pengiraan caj satu peratus bermula Jun 2008. Penawaran ujrah adalah dibuat berdasarkan kategori peminjam seperti berikut:- # Peminjam sedang belajar, semuanya layak ditawar pembiayaan dalam bentuk ujrah dengan dikenakan upah satu peratus setahun. # Peminjam yang tamat, semuanya layak ditawarkan pembiayaan berkonsepkan ujrah dengan kadar upah satu peratus setahun kecuali peminjam yang masih mempunyai tunggakan. Mereka yang terbabit perlu melunaskan semua bayaran balik yang tertunggak sebelum layak menikmati kaedah pembiayaan berkonsepkan ujrah. # Peminjam yang diambil tindakan undang-undang tidak akan ditawarkan pembiayaan berkonsepkan ujrah dengan kadar upah satu peratus setahun, sebaliknya akan diambil tindakan berdasarkan prosedur perundangan seperti ditetapkan. Sebarang kelewatan surat tawaran perjanjian ujrah dikeluarkan bagi tujuan pelaksanaan dasar baru ini seharusnya dilihat secara positif oleh semua peminjam sebagai satu usaha PTPTN memastikan kesempurnaan ke atas tindakan pelaksanaan yang akan dibuat dan memastikan keadilan kepada semua peminjam. Seperkara yang perlu dilakukan 'Peminjam Kecewa' dan peminjam lain ialah memaklumkan alamat surat menyurat mereka yang terkini. Sebarang pertanyaan sila hubungi Pusat Khidmat Pelanggan PTPTN di talian 03-2092 7788 ataupun melayari laman web PTPTN di www.ptptn.gov.my. NOORA MD YUSOFF, Pegawai Perhubungan Awam PTPTN. |
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Apr 16 2009, 02:39 PM
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Senior Member
1,396 posts Joined: Sep 2004
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i've read in my uni's catalog am not sure, ptptn can take for overseas education right? or is that under JPA.
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