i until now still haven't pay wor....
hehe...
hopefully i will be safe

It is better not to take the risk...

you know you can be barred from leaving the country
saw it in the news
oops...there goes your dream holiday huhu

one of my ex-uni mate did not bother to pay even though he has started working for more than a year.
he got three reminders and finally a lawyer letter for "peringatan terakhir" which includes a lawyer fee as well.. that made him start paying back bit by bit
so better dont ignore and start paying up or pray they wont drag you to court/barred you from leaving the country

THe 1st time i called them,they passed me around

2nd time i called them,they passed the line around

3rd time called,couldnt get them the whole day

4th time i sent an email in,no reply

Tat was the last time.Now if they wan their money back,they r gonna have to sue me.


Damn inefficient in settling small issue like this,but so efficient in collecting back $$

Been trying to pay thru PBB online,went personally to CIMB to try to make payment but all in vain

Ah, the life in Malaysia

This post has been edited by CSS: Apr 17 2009, 11:32 PM

Normal...

Too "efficient" to do their work. Even we wrote letter and send directly to their office yet they did not do their work.. really ridiculous...

What to do... It is Malaysia Boleh !!!

pay up lah. alot of people are needing it. pay rm100 also can lah.

If the fees is not reduced to 1% , then we will forever be paying the administration fees. The other thing is PTPTN is putting up a terms whereby to receive the 1% reduction, we need to settle the amount that we should pay to PTPTN todate. Meaning to say if you are suppose to pay PTPTN in 2006, but you are only paying them on 2007, then you need to pay the amount owing from 2006-2007. WTF .

These PTPTN people thinks that we have a lot of money. Come on, some of us is honest enuff to pay the loans. Be considerate.

Yeah, a lot of graduates aren't paying at all...

Why are we, the ones that are honest enough to pay not rewarded?

but i still haven't receive any notification letters from them till now??
may consider to dump them rm100 each time when leaving the country

hi 5 bro!!!!

i started paying one i start working 300 per mth .. but i pay lump sum e.g. 900 after 3 mths
but many ppl i know still not pay yet or maybe pay once later stop liao coz they say if u got pay before than they will not chase you

you should have plan about paying what you owe them from the moment you sign that agreement with PTPTN, right? not like you don't know that

and from my experience, paying earlier really helps cut-down the administration fees. I have been paying rm200 per month, now my administration fees down to rm13++ per month. Even if i don't pay for another 10 month, the increment will only be rm130-140 only.

and my monthly salary only rm1xxx only loh

This post has been edited by LANuke: Apr 18 2009, 04:23 PM

wow lanuke .. really wanna praise u .. with 1+++ still manage to pay 200 per month
more ppl should learn from you, if all dont plan to pay back where the hell PTPTN going to find money to lend to other ppl including our children in the future

Well,what we owes must be paid.Why waiting for last minute to settle it.I ask my friend bout this.If they are stable in financial then they will start to pay.So,when are this going to happen??

I start paying my PTPTN 2 month after i graduate.At that time,i only earn Rm700/month.I need to spent rm100 to pay PTPTN.So,i take the initiative to pay for it and plan my budget.

This post has been edited by apis: Apr 18 2009, 08:41 PM

1st time got praise from paying hutang haha

You are right. Please be an educated person...

Ya... Agree..

You are a good citizen. When they (PTPTN) don't chase after us, it doesn't mean that we don't have to pay it back in the future. People who don't pay now will know the consequences in the future...

Agree...

Me too...

Ya, I also pay PTPTN without waiting for the notice letter from PTPTN...

News to reduce the rates from 3% to 1% was on August 14th 2008, as of today already 9 months passed and anyone of you have receive any new agreement or letter from them? They just keep giving excuses that there's too many people ..

hello can't they be smart abit, those who don't pay back send them letter also they're gonna throw away so what for? it's ppl who are really care to pay like us that minds about this, until today we're still paying 3% and there's no changes at all, they should send to those who pay and for those who don't serve them right ..

if you choose not to pay, you're just being an idiot which is same with those .. not to mention who ..

congratz when one day you were happily married and on the way for honeymoon and the government don't let you leave the country bcos u didn't pay your loan. I feel that what we have borrowed which is not belongs to us, it's best we pay back