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CREDIT Card Thread v2, Everything about the world of plastic
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SUSDavid83
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 Feb 14 2008, 06:12 PM
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QUOTE(sam240 @ Feb 14 2008, 01:25 PM) ok, i just back from CIMB.....there is no minimum request for petrol usage....so if you pam petrol RM50...then you can get RM1 rebate, then in you incoming bill, you just need to pay for RM49.... hmm....so rebate...  Just brought my CIMB Direct Access CC and IC, then can apply on the spot....and get small free gift....a FM tuner (mp3 player size) only...hahah.... Well, this CIMB Petronas MasterCard will share your credit limit, hmm....I guess that's why Free for Life....haha....anyway, my CIMB DA is just backup CC, so...it's ok for me.... The Free For Life thing has nothing to do with combined credit limit. They're treat your application as adding another CC with CIMB and that's why it has shared limit. Another reason might be your CIMB DA has a relatively high limit since it's a Gold CC. |
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sam240
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Feb 14 2008, 06:36 PM
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QUOTE(David83 @ Feb 14 2008, 06:12 PM) The Free For Life thing has nothing to do with combined credit limit. They're treat your application as adding another CC with CIMB and that's why it has shared limit. Another reason might be your CIMB DA has a relatively high limit since it's a Gold CC. coz...i thought I can apply and get more higher credit limit...hahaha....or get Platinum as I plan to sub card, since Platinum offer free for life for Pri and Sub card.....but for gold card, only free 1st year...sad |
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SUSDavid83
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Feb 14 2008, 06:42 PM
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QUOTE(sam240 @ Feb 14 2008, 06:36 PM) coz...i thought I can apply and get more higher credit limit...hahaha....or get Platinum as I plan to sub card, since Platinum offer free for life for Pri and Sub card.....but for gold card, only free 1st year...sad Well, once your application has been approved, you could apply for credit limit increase but it's subject to be approved. You may need to submit latest payslip and EA form or EPF statement. |
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Chester
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Feb 14 2008, 06:50 PM
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QUOTE(David83 @ Feb 14 2008, 06:42 PM) Well, once your application has been approved, you could apply for credit limit increase but it's subject to be approved. You may need to submit latest payslip and EA form or EPF statement. David, Just realize that your post count is way more than my credit card limit  |
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SUSDavid83
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Feb 14 2008, 08:31 PM
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Just back from taking a dinner. Used CC to make the payment. Guess what ... the electronic machine is down and they have to use the antique, manual method to swipe my card.
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Aeon_Clock
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Feb 14 2008, 09:55 PM
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yatta~ just got my Maybank Petronas Card. Was waiting forever for them to call to confirm this, confirm that...as usual. But they didn't have to. First call ady ask me to come collect. Only waited 2 weeks...pretty quick service |
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SUSDavid83
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Feb 14 2008, 09:58 PM
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QUOTE(Aeon_Clock @ Feb 14 2008, 09:55 PM) yatta~ just got my Maybank Petronas Card. Was waiting forever for them to call to confirm this, confirm that...as usual. But they didn't have to. First call ady ask me to come collect. Only waited 2 weeks...pretty quick service Do you own any Maybank CC before this Petronas card? |
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Aeon_Clock
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Feb 14 2008, 10:03 PM
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yup, got da classic Master mar
every month paid on time except one month when internet transaction didn't go through.
This post has been edited by Aeon_Clock: Feb 14 2008, 10:04 PM
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SUSDavid83
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Feb 14 2008, 10:08 PM
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QUOTE(Aeon_Clock @ Feb 14 2008, 10:03 PM) yup, got da classic Master mar every month paid on time except one month when internet transaction didn't go through. Any increase in credit limit? Or it's a combined limit with your Mastercard? |
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Aeon_Clock
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Feb 14 2008, 10:24 PM
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erm...didn't ask. Later check.
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vin_ann
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Feb 14 2008, 11:33 PM
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my DA access free gift is 1G pen drive. u know what, the pen drive is the same pen drive i got from the citibank free gift.  |
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SUSDavid83
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Feb 14 2008, 11:37 PM
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QUOTE(vin_ann @ Feb 14 2008, 11:33 PM) my DA access free gift is 1G pen drive. u know what, the pen drive is the same pen drive i got from the citibank free gift. You don't want. You can give me.  I haven't receive my free gift yet.  |
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zenquix
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Feb 14 2008, 11:57 PM
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Got my MBB Petronas Visa card yesterday. Used it today. The pump will still prompt for the mesra card since the card is IDed as MBB Visa (same as other Maybank visas i think) by the machine. Whether got points or not.. dunno.
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Aeon_Clock
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Feb 15 2008, 03:21 AM
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QUOTE(vin_ann @ Feb 14 2008, 11:33 PM) my DA access free gift is 1G pen drive. u know what, the pen drive is the same pen drive i got from the citibank free gift. aiya, as long as got another pendrive enough lo. Who cares about the brand  |
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SnoWFisH
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Feb 15 2008, 08:38 AM
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QUOTE(zenquix @ Feb 14 2008, 11:57 PM) Got my MBB Petronas Visa card yesterday. Used it today. The pump will still prompt for the mesra card since the card is IDed as MBB Visa (same as other Maybank visas i think) by the machine. Whether got points or not.. dunno. Then mesra points should be added then. Anyway I will test when i get the CIMB petronas card (hopefully)  |
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Aeon_Clock
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Feb 15 2008, 08:47 AM
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QUOTE(David83 @ Feb 14 2008, 10:08 PM) Any increase in credit limit? Or it's a combined limit with your Mastercard? ok, just checked. No increase in credit limit. Same as my Mastercard. Maybe coz I didn't ask for any increase? That time just sign up only...didn't ask to modify anything. Btw, to those who got their Maybank Petronas Card...how do you guys get the Free Zing card? Is it mailed to you? Coz I didn't get it at the Maybank Card centre when I got my CC. QUOTE(SnoWFisH @ Feb 15 2008, 08:38 AM) Then mesra points should be added then. Anyway I will test when i get the CIMB petronas card (hopefully) no, there will be no mesra points. Most likely Real Rewards points and other nonsense like Petronas Supercar Bonanza promo...that's it |
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SnoWFisH
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Feb 15 2008, 09:23 AM
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Realrewards points is mesra points...just the name different ...
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Aeon_Clock
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Feb 15 2008, 09:29 AM
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oh, really? Then I guess we won't be getting any points from the Mesra card then. Time to throw it away |
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SUSDavid83
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Feb 15 2008, 09:36 AM
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QUOTE(Aeon_Clock @ Feb 15 2008, 08:47 AM) ok, just checked. No increase in credit limit. Same as my Mastercard. Maybe coz I didn't ask for any increase? That time just sign up only...didn't ask to modify anything. Btw, to those who got their Maybank Petronas Card...how do you guys get the Free Zing card? Is it mailed to you? Coz I didn't get it at the Maybank Card centre when I got my CC. no, there will be no mesra points. Most likely Real Rewards points and other nonsense like Petronas Supercar Bonanza promo...that's it I think it depends if you have ticked and filled that section in the application form. For me, I didn't tick and fill this section. |
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Aeon_Clock
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Feb 15 2008, 09:47 AM
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ic, that person at the Maybankcard said it will be given whether or not I wanted it. Then I could cancel it later when it arrives.
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