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Priority Banking, Everything about Priority Banking
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frostfrench
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Jun 4 2020, 01:19 PM
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QUOTE(Zegoon681111 @ May 29 2020, 09:51 PM) I think alliance should be the highest QUOTE(MilesAndMore @ May 30 2020, 01:03 PM) Citibank Citigold - Citibank Max Yield Account. You need to have an AUM of RM5 Million with Citibank and any balance in your Citibank Max Yield Account will earn 3% flat interest rate. Thank you or sharing. Guess will move some to Alliance
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cklimm
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Jun 4 2020, 03:08 PM
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QUOTE(babyscouts @ May 29 2020, 07:03 PM) The minimum aum is 300k ringgit Free parking No need queue Fd slightly higher but not as good as promotion The lounge is not very nice the Kepong lounge is quite simple, I like the one at Damansara city though.
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babyscouts
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Jun 4 2020, 11:14 PM
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Getting Started

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QUOTE(cklimm @ Jun 4 2020, 03:08 PM) the Kepong lounge is quite simple, I like the one at Damansara city though. I not in selangor Hsbc have some lounge in malaysia Public bank and rhb not much lounge out of selangor Heard public bank and ocbc selangor branch lounge super cool
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hksgmy
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Jun 5 2020, 09:55 PM
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Do you guys actually use the lounge facilities? I mean, I’ve always found them to be quite, erm, superfluous....
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ProxMatoR
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Jun 6 2020, 01:26 PM
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QUOTE(hksgmy @ Jun 5 2020, 09:55 PM) Do you guys actually use the lounge facilities? I mean, I’ve always found them to be quite, erm, superfluous.... well, I would say that's like a packaging of a product... you like it or not, doesn't matter, but that attracts... hahaha
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hksgmy
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Jun 6 2020, 01:27 PM
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QUOTE(ProxMatoR @ Jun 6 2020, 01:26 PM) well, I would say that's like a packaging of a product... you like it or not, doesn't matter, but that attracts... hahaha Fair comment haha. My beef about these lounges and the free coffee/tea/soft drinks/snacks that they provide is that the rental/staff/maintenance/upkeeping costs etc could have been passed back to the customers in the form of better rates for their deposits, for example.
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ProxMatoR
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Jun 6 2020, 01:30 PM
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QUOTE(hksgmy @ Jun 6 2020, 01:27 PM) Fair comment haha. My beef about these lounges and the free coffee/tea/soft drinks/snacks that they provide is that the rental/staff/maintenance/upkeeping costs etc could have been passed back to the customers in the form of better rates for their deposits, for example. well, physical experience is undeniably 1 of the key element. It's like you taking business class, you prefer to get something above average. hahaha there were some lounge, coffee capsules are kept. you gotta ask the staff to take out for you. i find it kind of......
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hksgmy
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Jun 6 2020, 01:33 PM
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QUOTE(ProxMatoR @ Jun 6 2020, 01:30 PM)  pretty silly right? Macam we would take the capsules home. Over here, the priority banking lounges all have wait staff, who will come to ask what you want, as you wait your transaction turn. I usually feel bad for these old aunties, and we tip them like how we'd tip the waiters at the restaurants - which means I end up spending MORE money going to one of these lounges, than I would if I just lined up for counter service. Hahaha.
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e46
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Jun 6 2020, 01:46 PM
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Getting Started

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QUOTE(hksgmy @ Jun 6 2020, 01:33 PM)  pretty silly right? Macam we would take the capsules home. Over here, the priority banking lounges all have wait staff, who will come to ask what you want, as you wait your transaction turn. I usually feel bad for these old aunties, and we tip them like how we'd tip the waiters at the restaurants - which means I end up spending MORE money going to one of these lounges, than I would if I just lined up for counter service. Hahaha. this is my favourite premier center near my office (inside hkia regal), everything is self service... sometimes i juz walk inside to grab some of their french water when i am damn thirsty hehe.
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hksgmy
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Jun 6 2020, 01:48 PM
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QUOTE(e46 @ Jun 6 2020, 01:46 PM) this is my favourite premier center near my office (inside hkia regal), everything is self service... sometimes i juz walk inside to grab some of their french water when i am damn thirsty hehe.  This type of photo you must post in the official flex thread lah bro! Hahah. Well done!
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Human Nature
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Jun 7 2020, 03:05 PM
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Do you guys use your privilege to 'cut queues' in banks during this MCO period?
I mean, I usually will show my card to be assigned with a different queue number. But since nowadays have to line up, I don't want to appear like a snob/jerk if I do so....
Not talking about banks with separate sections or lounges
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VinceCheong
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Jun 7 2020, 07:48 PM
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QUOTE(e46 @ Jun 6 2020, 02:46 PM) this is my favourite premier center near my office (inside hkia regal), everything is self service... sometimes i juz walk inside to grab some of their french water when i am damn thirsty hehe.  Hehehehe making your deposits or investment worth the refreshing drink  hehe
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babyscouts
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Jul 11 2020, 02:36 AM
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Getting Started

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Anyone can list how many priority center for every bank in malaysia Tq tq
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a.lifehacks
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Jul 13 2020, 06:06 PM
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Getting Started

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Is there any Maybank Premier Wealth PB customer here?
Can any sifu advice if the RM800 annual fee for the Private Banking Current Account is waive-able? Assisting a friend to ask.
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icemanfx
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Jul 13 2020, 08:04 PM
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QUOTE(a.lifehacks @ Jul 13 2020, 06:06 PM) Is there any Maybank Premier Wealth PB customer here? Can any sifu advice if the RM800 annual fee for the Private Banking Current Account is waive-able? Assisting a friend to ask. https://www.maybank2u.com.my/maybank2u/mala...ng_account.page? Maybank premier wealth "Private banking account" is diluting Maybank private wealth exclusivity and branding. This post has been edited by icemanfx: Jul 13 2020, 08:20 PM
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talfred
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Jul 26 2020, 01:29 AM
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Getting Started

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Hi folks that are familiar with HSBC Premier.
My understanding is that with Premier you can pretty much open a bank account in any country, by doing that will you also be able to place FD deposits in that overseas country?
Some countries have higher interest rates i.e. India around 7% and would be higher than Malaysia
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David_Yang
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Jul 26 2020, 10:48 AM
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QUOTE(talfred @ Jul 26 2020, 02:29 AM) Hi folks that are familiar with HSBC Premier. My understanding is that with Premier you can pretty much open a bank account in any country, by doing that will you also be able to place FD deposits in that overseas country? Some countries have higher interest rates i.e. India around 7% and would be higher than Malaysia To make it short and simple: It is not as easy as you think.
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cklimm
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Jul 26 2020, 11:21 AM
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QUOTE(talfred @ Jul 26 2020, 01:29 AM) Hi folks that are familiar with HSBC Premier. My understanding is that with Premier you can pretty much open a bank account in any country, by doing that will you also be able to place FD deposits in that overseas country? Some countries have higher interest rates i.e. India around 7% and would be higher than Malaysia QUOTE(David_Yang @ Jul 26 2020, 10:48 AM) To make it short and simple: It is not as easy as you think. You have better chance in opening oversea account, but still subject to many questions and paper works to complete. But the good thing is, you are to do it in a lounge with assisted by a pretty relationship manager, whom also bring you a coffee.
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jack2
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Aug 17 2020, 01:29 PM
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Which bank offer premier banking that allows opening bank account with their oversea branches?
Requirement? FD 200k?
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MilesAndMore
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Aug 17 2020, 09:07 PM
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Look at all my stars!!
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QUOTE(David_Yang @ Jul 26 2020, 10:48 AM) To make it short and simple: It is not as easy as you think. Used to be very easy even after the 2008 financial crisis until the 1MBD issue blew up. Nowadays you’ll be asked a lot of questions and there are a lot of paperworks too. Someone I know took 6 months to successfully open a HSBC USA account and that was 2 years ago. 4 months before the HSBC USA account was opened, he flew to US with his son who was about to start his uni life there and both him and his son managed to open a Bank of America account almost on the spot.
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