Hong Leong bank
No annual fee for priority banking account
But debit card is white grey color

The debit card is made from metal?

Nope is plastic

I am going to consolidate my banking accounts into one account.

Which priority account have the highest interest rates without any actions (like OCBC/Stand Chart) ?

Can anyone help?

Nowadays not only priority account will come with high interest rates.
Just check out the HL bank pay & save account also provide good rates as default.
Pay & Save

Got it, thanks. Even I went to the nearby HLB branches to ask for this type of account, the bank staff also didn't know the exact T&C and searching through it official website to read all it necessary information.
I believe rarely people open this type of account but worth to have it with only with initial RM10k opening account.

I have this HL Pay&Save, but still require you to spent (use their debit card) to achieve this better rates.

I am looking for a bank account with the highest saving interest rates

So you want an account without any conditions?

Try UOB Stash: https://www.uob.com.my/stash/index.html
Or Alliance SavePlus: https://www.alliancebank.com.my/banking/per...us-account.aspx

The minimum aum is 300k ringgit
Free parking
No need queue
Fd slightly higher but not as good as promotion
The lounge is not very nice

This post has been edited by babyscouts: May 29 2020, 07:05 PM

Alliance SavePlus at 2.5% is good. Thanks

Any other bank better than 2.5% ??

I think alliance should be the highest

Citibank Citigold - Citibank Max Yield Account. You need to have an AUM of RM5 Million with Citibank and any balance in your Citibank Max Yield Account will earn 3% flat interest rate.

Yup, Alliance is the best so far at 2.5% at 250k or was it above 300k, i can't recall... I think OCBC can get 2.6% but that's a ridiculous 10mil and above lol.

So far i cannot find the TnC pdf for the Max Yield Acc. But it's good to know that it's still 3% and haven't update the rate after the OPR cut, albeit needing an AUM of 5Mil.

The Citibank website is not very friendly.

For Citibank Max Yield Account, it's part of CitiGold requirement and a lot of info won't be available freely/easily on their website:


It you click on the link at the usual Citibank Online portal, it'll divert you to CitiGold page:


Link: https://www.citibank.com.my/citigold/wealth...maxyieldaccount

Yet, they won't publish much also.
When you click on Learn More, it'll divert to Contact Us to speak to a CitiGold RM.

This post has been edited by GrumpyNooby: May 30 2020, 11:25 PM

Thanks for the update! I did managed to get those figures too, on ringgitplus, but i figured that the effective date of those rates were published back in 2014, so i assumed it could be 'dated news' lol.

Well, for the most part the website is quite straightforward for most details people usually seek la (gotta give them some credit, just a bit), but that's exactly what I had gone thru, the redirections on slightly unnecessary things. Haha, the last i remembered using the "Contact us" part, they did return the call to provide more info and details, and also subtly hard-sell their investment products too. But that was many many years and moons ago la.

But I guess this would still be a decent buffer for those waiting for better FD rates/promotions, assuming they've reached the min AUM of 5M, to still enjoy the simple interest of 3%.

Thank you or sharing. Guess will move some to Alliance

the Kepong lounge is quite simple, I like the one at Damansara city though.

I not in selangor
Hsbc have some lounge in malaysia
Public bank and rhb not much lounge out of selangor
Heard public bank and ocbc selangor branch lounge super cool

Do you guys actually use the lounge facilities? I mean, I’ve always found them to be quite, erm, superfluous....

well, I would say that's like a packaging of a product... you like it or not, doesn't matter, but that attracts... hahaha