hahah really? I got nothing from CIMB... time to call and politely demand for freebies hahaha

Any benefits with their Citi Plat and Visa Signature, as compared to lets say cimb's preferred visa sig? A bit annoyed with citibank as my dad been with them for like a decade-ish years and still on citi gold card lol.

yeah, usually legacy. but i remember last year there was one scheme by Tokio Marine Infinite VIP investment plan, their (for example) premium is like at 800k SGD and will get a total monthly cash benefit of 3k SGD.. and by 22 years later you break even with your premium, and whatever after you rake is pure profit. Hahha but these are more like an assurance for your kid's future lor. hahaha that is if you choose not to take up an alternate loan financing for this insurance. But this plan ended last year Sept.

But yeah it's legit, they'll fly you down to their branch there, flights and accommodations are covered. Can even stay at the Ritz or St Regis hahaha

Maybe they using credit card for cash advancement by mistake. Hahahah... I was in a rush i thought I took out ATM card to withdraw 200 bucks... kena slap like RM15.90 Cash ADvance Fee hahaha.... but managed to waive it off when i wrote in to them hahaa.

Pilot or Kilometric works too LOL

Just remmeber to bring whatever that's necessary to apply for the damn CC. Didn't bring whatever was required that day and wasted 10 bucks on stamp duty just to pledge another 15k in TD for the CC.... ish....

I don't even know which card I got, I think it was their normal Premiere world Mastercard. Basically because I didn't bring any supporting income document at that point of time, and it'd defeat the purpose of coming down to KL another day.

Probably it's due diligence on their end. I mean you don't see any tom dick or harry walkin in in shorts, t shirt and slippers. Even at CIMB I didn't need to go thru all these stuffs. At least I was at a decent mood to comply to their request. But first impression failed la for me. End of the day the card is gonna be collecting dust lol.

There's a Preferred Debit Card? lol, never knew hahah

Or just uber, saves the hassle HAHAHA

Kwong Yik Bank lel.. hehehe... guess the only chinaman bank that still exist is PBB xD

Ahhhh!!!! Right! Totally forgot HLB exists hahaha lol, guess they left a bad taste in the mouth for me lol!

Ok the side note right, what other bank's card gives unlimited airport lounge access other than ambank signature and cimb proffered?

HAHAHA might as well say VISA and MasterCard merging soon LOL LOL

Does the CC from CB have any annual fees or is it a case-by-case scenario where they would manually waive it off for you?, for the "Rewards" card i mean, the new plat card... lol

He doesnt know. I did asked an RM there about their card upgrade program, the rewards card they have, she said that for first year is waived, and the following year there's an annual fees or pay via points redemption....

The CIMB Visa Signature card i remembered using the Plaza Premium lounge in KLIA and Changi with their vouchers provided.
As for the VI card, it didn't come with any vouchers. In S'pore I tried the Green Market lounge (apparently complementary since I last read) with the VI card.
But as for using the CC overseas for paying stuffs, haven't done so yet.

EDITED:
Sorry it's the CIMB Preferred card ones.

This post has been edited by VinceCheong: Sep 6 2017, 08:12 PM

Yes Preferred VI, no vouchers. Should've unlimited complimentary access until otherwise stated.

I think your sister bought some of their Investment products up to RM150k to get the status. As far as I'm concerned, the minimum average AUM should be RM250k.
Attached in the URL is the TnC that should answer your question, and also possibly enlighten you more on what your sister may have done previously.
CIMB PREFERRED TERMS AND CONDITIONS

This post has been edited by VinceCheong: Sep 8 2017, 12:05 AM

Other than having someone to 'personally' inform you of updates of most products and investment opportunities, products and services. Somewhat services that makes life easier of those in the HNWI and UHNWI.
FREE COFFEE, yes, free coffee is good lol. And certain stuffs like transactions by phone. but it really depends what people classify as "private banking".

Here's like an example of Private Banking by CIMB
CIMB Private Banking FAQs
Maybank Private Banking

Now I'm more curious what do private banking services would they provide? like
CIMB Preferred vs CIMB Private Banking or Maybank Premier Wealth vs Private Wealth.
I would love to see some insights of them, on top of what spiderwick has asked

This post has been edited by VinceCheong: Sep 14 2017, 07:22 PM

Whats the TnC for 4.18?

Which Maybank is this and what's their conditions?

A scary white shark appears.

Well, I don't see why not actually. The your cheque is basically an order issued to the bank to pay/transfer so-and-so XYZ amount of money for whatever reasons. You already paid for your cheque book, and each cheque issued is like 53 cents . At the most it'd probably bounce if there's insufficient amount or soiled cheque. But yeah, essentially you can.

when in doubt, just ask your bank to issue a banker's cheque for a more 'trustworthy' credibility.