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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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AlexisStarZ
post Dec 2 2025, 07:36 PM

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stupid question, does top up to shopee via ryt debit card consider as 1 stamp?
geraldsim89
post Dec 2 2025, 08:10 PM

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QUOTE(AlexisStarZ @ Dec 2 2025, 07:36 PM)
stupid question, does top up to shopee via ryt debit card consider as 1 stamp?
*
user posted image'
dont think can , didnt try
i jz use it to jompay bills at rm 10

eg phone bill rm40

jz pay rm 10 a day
Medufsaid
post Dec 2 2025, 08:46 PM

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Don't FORGET to take note of this!

user posted image

no more unlimited ATM withdrawal
geraldsim89
post Dec 2 2025, 09:46 PM

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QUOTE(Medufsaid @ Dec 2 2025, 08:46 PM)
Don't FORGET to take note of this!

user posted image

no more unlimited ATM withdrawal
*
for new cards ? or including existing ones?

Optizorb
post Dec 2 2025, 10:01 PM

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QUOTE(Medufsaid @ Dec 2 2025, 08:46 PM)
Don't FORGET to take note of this!

user posted image

no more unlimited ATM withdrawal
*
thanks for this..

so now 2 per month only..
Medufsaid
post Dec 2 2025, 10:06 PM

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QUOTE(geraldsim89 @ Dec 2 2025, 09:46 PM)
or including existing ones?
*
confirmed existing ones bcos i just kena
GymBoi
post Dec 2 2025, 11:10 PM

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Hi guys, I tried reading back few pages and also T&C from ryt website but still don't quite understand. I use T&G for almost all my transaction but recently seems got some unsafe use so plan to move to ryt. The points also hopeless cannot change anything. Hope sifu can help me with some questions:

1) Ryt can scan to pay qr like T&G at shops and restaurants?
2) The base 3% daily cashback applies to everyone and no limit (besides if daily is less than 1cent?) So if I depost 1k, I can get 8 cents daily?
3) How to activate the 4%? Must deposit min 20k? Must be in "another wallet" and cannot touch the 20k? Or just initial deposit 20k to unlock 4% then after that can use the money like normal until 0?

Thanks.
ericlaiys
post Yesterday, 12:36 AM

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QUOTE(GymBoi @ Dec 2 2025, 11:10 PM)
Hi guys, I tried reading back few pages and also T&C from ryt website but still don't quite understand. I use T&G for almost all my transaction but recently seems got some unsafe use so plan to move to ryt. The points also hopeless cannot change anything. Hope sifu can help me with some questions:

1) Ryt can scan to pay qr like T&G at shops and restaurants?
2) The base 3% daily cashback applies to everyone and no limit (besides if daily is less than 1cent?) So if I depost 1k, I can get 8 cents daily?
3) How to activate the 4%? Must deposit min 20k? Must be in "another wallet" and cannot touch the 20k? Or just initial deposit 20k to unlock 4% then after that can use the money like normal until 0?

Thanks.
*
u will get 3%
4% is when u get 5 stamp. min rm10 per transaction use on debit card or jompay.limited to 1 transaction per day. 4% apply for 20k, rest fall to 3%

GymBoi
post Yesterday, 01:28 AM

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QUOTE(ericlaiys @ Dec 3 2025, 12:36 AM)
u will get 3%
4% is when u get 5 stamp. min rm10 per transaction use on debit card or jompay.limited to 1 transaction per day. 4% apply for 20k, rest fall to 3%
*
so 2 conditions to get 4%? stamp or 20k?
20k remaining balance for the entire year ah cannot drop below 20k?
onthefly
post Yesterday, 02:02 AM

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QUOTE(GymBoi @ Dec 3 2025, 01:28 AM)
so 2 conditions to get 4%? stamp or 20k?
20k remaining balance for the entire year ah cannot drop below 20k?
*
condition for 4% is need 5 stamps
spend RM10 to get 1 stamp
For December month just need 3 stamp as 2 stamps were given free.
With 5 stamps then you are eligible for promotion first 20k get 4%



https://www.rytbank.my/savings-account
geraldsim89
post Yesterday, 05:07 AM

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QUOTE(GymBoi @ Dec 3 2025, 01:28 AM)
so 2 conditions to get 4%? stamp or 20k?
20k remaining balance for the entire year ah cannot drop below 20k?
*
No , u must get 5 stamps to be eligible for 4% (Capped at 20k in pocket)
Can scan QR at shops like normal T&G
geraldsim89
post Yesterday, 05:08 AM

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Today got 4% , now it's time to see the 60.84 still works or not
Apparently yesterday and today's daily interest is different (based on 3%)
Optizorb
post Yesterday, 06:04 AM

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QUOTE(geraldsim89 @ Dec 3 2025, 05:08 AM)
Today got 4% , now it's time to see the 60.84 still works or not
Apparently yesterday and today's daily interest is different (based on 3%)
*
60.84 pockets still works like normal.

I only have 60.84 x 9 left in Ryt as i moved the rest out..
ericlaiys
post Yesterday, 08:02 AM

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i just fulfill 5 stamp but have no idea to see when 4% start and end date. it seem like 4% apply start from date u get all stamp and next 30 days. it just say, keep using 5x to reset next 5 stamp. no date , how to keep track. dont want keep using to reset next 30 days. not worth to do this
Smithmaster
post Yesterday, 08:06 AM

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The stamp right, once we earn 5 stamps, can we still earn more stamps for the next month?

I abit confused or we need to wait until it expires only we can start earning stamps
leanman
post Yesterday, 08:15 AM

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QUOTE(Smithmaster @ Dec 3 2025, 08:06 AM)
The stamp right, once we earn 5 stamps, can we still earn more stamps for the next month?

I abit confused or we need to wait until it expires only we can start earning stamps
*
its a monthly thing, need to get another 5 stamps after 30 days or new calendar month, that I am not 100% sure
lerijiso
post Yesterday, 08:35 AM

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QUOTE(geraldsim89 @ Dec 2 2025, 08:10 PM)
user posted image'
dont think can , didnt try
i jz use it to jompay bills at rm 10

eg phone bill rm40

jz pay rm 10 a day
*
Thanks. i just tried this. Pay rm10. immediately got 1 stamps .
ericlaiys
post Yesterday, 08:56 AM

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QUOTE(Smithmaster @ Dec 3 2025, 08:06 AM)
The stamp right, once we earn 5 stamps, can we still earn more stamps for the next month?

I abit confused or we need to wait until it expires only we can start earning stamps
*
QUOTE(leanman @ Dec 3 2025, 08:15 AM)
its a monthly thing, need to get another 5 stamps after 30 days or new calendar month, that I am not 100% sure
*
not based on month. it count 30 days once get stamp. if u get another 5 stamp, it reset and count 30 days again.
Example:
1 Dec - get 5 stamp....get 4% till 31 Dec
5 Dec - u get 5 stamp. it reset the date to 5 Jan rather than 31 dec.
So u do often , it keep extend expire date and reset 30 days
guy3288
post Yesterday, 09:03 AM

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QUOTE(geraldsim89 @ Dec 3 2025, 05:08 AM)
Today got 4% , now it's time to see the 60.84 still works or not
Apparently yesterday and today's daily interest is different (based on 3%)
*
for RM60.84 to earn 1 sen daily you dont need 4% interest
3% enough,
no need to spend
no need stamps
adamhzm90
post Yesterday, 09:09 AM

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Ryt got pockets function like gx?

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