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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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wira1979
post Yesterday, 08:58 AM

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Yeah. Go about your business and collect 4 stamps doing normal stuff. Wait until the last day and get your final stamp to renew the bonus 1% interest for the next 30 days. Rinse and repeat.

The fact that the app clearly states how long you have left until the bonus interest expires is much appreciated.



ericlaiys
post Yesterday, 09:04 AM

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QUOTE(wira1979 @ Dec 4 2025, 08:58 AM)
» Click to show Spoiler - click again to hide... «


Yeah. Go about your business and collect 4 stamps doing normal stuff. Wait until the last day and get your final stamp to renew the bonus 1% interest for the next 30 days. Rinse and repeat.

The fact that the app clearly states how long you have left until the bonus interest expires is much appreciated.
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problem is no date. you thought everyone so free to remember date
guy3288
post Yesterday, 09:22 AM

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QUOTE(ericlaiys @ Dec 4 2025, 09:04 AM)
problem is no date. you thought everyone so free to remember date
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also when you collect 2nd set stamp, i mean the 6th stamp would it appear in apps?
can we see that 6th stamp collected?

i saw only 5 boxes, and full after 1st set all collected.

ericlaiys
post Yesterday, 10:28 AM

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QUOTE(guy3288 @ Dec 4 2025, 09:22 AM)
also when you collect 2nd set stamp, i mean the 6th stamp would it appear in apps?
can we see that 6th stamp collected?

i saw only 5 boxes, and full  after 1st set all collected.
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after 2 days, it came out...congrat...u now earned 4% , then new empty stamp-5 in grey......countdown 29 days....
jimmy_none
post Yesterday, 01:21 PM

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QUOTE(my44 @ Dec 3 2025, 10:16 AM)
Got my 4% now after 3 days topping up my Hotlink prepaid. Not looking fwd to Jan though coz must do it 5 days in a row instead.
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May I know how you top up Hotlink?I checked the Hotlink top up Online Banking, Ryt bank option is not there. Thank you
ericlaiys
post Yesterday, 01:27 PM

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QUOTE(jimmy_none @ Dec 4 2025, 01:21 PM)
May I know how you top up Hotlink?I checked the Hotlink top up Online Banking, Ryt bank option is not there. Thank you
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debit card?
jimmy_none
post Yesterday, 01:36 PM

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QUOTE(ericlaiys @ Dec 4 2025, 01:27 PM)
debit card?
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ah.. that.. thank you. applying now since is free for virtual biggrin.gif
[Ancient]-XinG-
post Yesterday, 08:31 PM

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jompay bill is easy but only one stamp per day is sad....
geraldsim89
post Yesterday, 08:43 PM

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QUOTE(Ancient-XinG- @ Dec 4 2025, 08:31 PM)
jompay bill is easy but only one stamp per day is sad....
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a bit of hassle, jz pay rm10 per day x 5 days , also can.
Ramjade
post Yesterday, 10:27 PM

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Don't know why want to beg and kowtow to Rytbank. Just transfer everything out from Ryt bank to webull for 6%p.a for 90 days up to RM200k.

Let them know that consumer have other choices.

This post has been edited by Ramjade: Yesterday, 10:28 PM
Fantasia
post Yesterday, 10:58 PM

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QUOTE(Ramjade @ Dec 4 2025, 10:27 PM)
Don't know why want to beg and kowtow to Rytbank. Just transfer everything out from Ryt bank to webull for 6%p.a for 90 days up to RM200k.

Let them know that consumer have other choices.
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Ryt Bank also need to reduce their cost ma. Webull is not PIDM insured. Although I did transferred all my fund to Webull, I do see why some will still stick to Ryt Bank.
Ramjade
post Yesterday, 11:10 PM

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QUOTE(Fantasia @ Dec 4 2025, 10:58 PM)
Ryt Bank also need to reduce their cost ma. Webull is not PIDM insured. Although I did transferred all my fund to Webull, I do see why some will still stick to Ryt Bank.
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I have left pidm for a long time already. Never relied on Pidm for years.
Fantasia
post Yesterday, 11:52 PM

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QUOTE(Ramjade @ Dec 4 2025, 11:10 PM)
I have left pidm for a long time already. Never relied on Pidm for years.
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Cause you just want to get return from your idle fund, you do not need any banking services. Some stick to Ryt Bank cause they want to use it for its banking services. Its paylater service (provided you are discipline) can be a good tool for the young one to start building their credit score.
Ramjade
post Today, 08:41 AM

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QUOTE(Fantasia @ Dec 4 2025, 11:52 PM)
Cause you just want to get return from your idle fund, you do not need any banking services. Some stick to Ryt Bank cause they want to use it for its banking services. Its paylater service (provided you are discipline) can be a good tool for the young one to start building their credit score.
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Yes that's right. I am not ashamed of being a shameless pig and say if the platform does not offer me the stuff I want, I will just switch.
GymBoi
post Today, 12:08 PM

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Everytime scan to pay, it will give notification pop up for the app AND email....got way to turn off email 😅 2 notification for 1 transaction is kinda crazy lol
virtualgay
post Today, 12:42 PM

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Just to check 4% for how much?
Is it the first 20k in the pocket?

Gabriel03
post Today, 12:50 PM

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QUOTE(virtualgay @ Dec 5 2025, 12:42 PM)
Just to check 4% for how much?
Is it the first 20k in the pocket?
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first 20k
my44
post Today, 12:56 PM

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QUOTE(jimmy_none @ Dec 4 2025, 01:21 PM)
May I know how you top up Hotlink?I checked the Hotlink top up Online Banking, Ryt bank option is not there. Thank you
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Hi

I used the virtual visa card. Enter 16 digit, then Ryt will prompt OTP where you can approve the transaction request.
jasontoh
post Today, 03:12 PM

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QUOTE(Ramjade @ Dec 5 2025, 08:41 AM)
Yes that's right. I am not ashamed of being a shameless pig and say if the platform does not offer me the stuff I want, I will just switch.
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The thing is it will be troublesome to keep redeeming (not sure the cutoff time for Webull) the MMF whenever we wanted to use cash for day to day expenses - although I've transferred all the money to Webull since I'm nt touching this money. Should I need a digital banking, I'll still keep some with some slightly better than conventional SA interest. At the moment I'm still spoil for choice/
Augusta
post Today, 04:24 PM

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Very leceh have to collect stamps for the 1%

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