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Banking Ryt Bank Updates and Dicussions, 3-4% p.a. daily, 1.2% overseas cashback

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joice11
post Today, 08:25 AM

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QUOTE(ikanbilis @ Dec 1 2025, 01:00 AM)
Already made jompay tnb rm10 payment and got the 3rd stamp. Still need another 2 days 2 stamps to get the 4% interest sad.gif
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u get the stamp instandly after payment go though?
i made jompay RM1k to SSPN but no stamp
ye0073
post Today, 08:31 AM

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QUOTE(joice11 @ Dec 1 2025, 08:25 AM)
u get the stamp instandly after payment go though?
i made jompay RM1k to SSPN but no stamp
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joice11
post Today, 08:37 AM

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QUOTE(ye0073 @ Dec 1 2025, 08:31 AM)
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aiyo this RYT realy susah, stamp also so many exclusive list, anyway thanks
harrishkrishna1
post Today, 08:54 AM

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QUOTE(Optizorb @ Dec 1 2025, 02:44 AM)
thanks for the SS.

So can only get 1 stamp a day. This month need wait 3 days to get 4%, next month need 5 days.. Its damn dumb lol.

Moving back to KDI save it is..
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how long KDI withdrawal?
sjz
post Today, 08:58 AM

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Got 1 stamp after RM10 payment TNB using Jompay
Optizorb
post Today, 09:03 AM

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QUOTE(harrishkrishna1 @ Dec 1 2025, 08:54 AM)
how long KDI withdrawal?
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T+1 day.. Withdrawal before 11am, get either same day or latest next working day.
harrishkrishna1
post Today, 09:20 AM

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QUOTE(Optizorb @ Dec 1 2025, 10:03 AM)
T+1 day.. Withdrawal before 11am, get either same day or latest next working day.
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tq sifu
my44
post Today, 09:37 AM

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I just made payment to kopitiam bfast but it was duitnow transfer. So transaction won’t count as 1 stamp ya? Kopitiam QR was public bank from what I recall.
Fantasia
post Today, 09:43 AM

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If you do not want to play the game, I guess you can just put RM 60.84 to 9 saving pockets and close daily to get close to 6% PA. That will be my plan and move the remaining fund to other places.

This post has been edited by Fantasia: Today, 09:44 AM
cybpsych
post Today, 09:48 AM

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QUOTE(sjz @ Dec 1 2025, 08:58 AM)
Got 1 stamp after RM10 payment TNB using Jompay
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same, jompay to air selangor thumbup.gif
talexeh
post Today, 09:57 AM

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QUOTE(sjz @ Dec 1 2025, 08:58 AM)
Got 1 stamp after RM10 payment TNB using Jompay
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QUOTE(cybpsych @ Dec 1 2025, 09:48 AM)
same, jompay to air selangor thumbup.gif
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Hmm... just made a JomPAY payment to PBA but no stamp given. Is it instantaneous?
cybpsych
post Today, 09:58 AM

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QUOTE(talexeh @ Dec 1 2025, 09:57 AM)
Hmm... just made a JomPAY payment to PBA but no stamp given. Is it instantaneous?
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near instant ... app refreshes a bit later after payment
talexeh
post Today, 10:00 AM

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QUOTE(cybpsych @ Dec 1 2025, 09:58 AM)
near instant ... app refreshes a bit later after payment
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OK thank you, my stamp just appeared now.

This post has been edited by talexeh: Today, 10:01 AM
my44
post Today, 10:10 AM

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Also just reloaded RM10 to Hotlink. Will see if there’s any stamp. So far cannot see yet.

EDIT: There was a notification

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This post has been edited by my44: Today, 10:15 AM
Lucas
post Today, 10:42 AM

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There is no Max for the 4% in savings pockets right? or is it still capped at 20k (combine all savings pockets)?
talexeh
post Today, 11:16 AM

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QUOTE(Lucas @ Dec 1 2025, 10:42 AM)
There is no Max for the 4% in savings pockets right? or is it still capped at 20k (combine all savings pockets)?
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It's still capped at RM20K.

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This post has been edited by talexeh: Today, 11:17 AM
rocketm
post Today, 12:03 PM

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QUOTE(guy3288 @ Dec 1 2025, 09:14 AM)
Trf money out, leave RM30.00, pay rm10 each day, got 3+2 stamps then transfer rm20k back....

Ryt play us we play back
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May I know for the 4% campaign that start today, if I do not have their debit card and no JomPay bill to pay, am I allow to scan merchant QR by spending min RM10 to collect 1 stamp per day?

Do we need to topup for the amount that we spend to maximize the RM20K for 4%?

This post has been edited by rocketm: Today, 12:05 PM
cybpsych
post Today, 12:05 PM

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QUOTE(rocketm @ Dec 1 2025, 12:03 PM)
May I know for the 4% campaign that start today, if I do not have their debit card and no JomPay bill to pay, am I allow to scan merchant QR by spending min RM10 to collect 1 stamp per day?
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Eligible Transactions:

Card Spend Transactions: Transactions of at least RM10.00 made using the Ryt Card (physical or virtual), including online and offline, local and overseas spends, except for transactions falling under the Merchant Category Code (MCC) exclusion list. The MCC exclusion list is available at here.

JomPay Bill Payments: JomPay bill payments of at least RM10.00 made using either Ryt AI or manual payment methods via the Ryt Bank App to certain Biller Codes as determined by the Bank. The list of eligible Biller Codes is available at here.

rocketm
post Today, 12:06 PM

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QUOTE(cybpsych @ Dec 1 2025, 01:05 PM)
Eligible Transactions:

Card Spend Transactions: Transactions of at least RM10.00 made using the Ryt Card (physical or virtual), including online and offline, local and overseas spends, except for transactions falling under the Merchant Category Code (MCC) exclusion list. The MCC exclusion list is available at here.

JomPay Bill Payments: JomPay bill payments of at least RM10.00 made using either Ryt AI or manual payment methods via the Ryt Bank App to certain Biller Codes as determined by the Bank. The list of eligible Biller Codes is available at here.

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Thanks for the information.

Do we need to topup for the amount that we spend to maximize the RM20K for 4%?

ornehx
post Today, 12:10 PM

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QUOTE(talexeh @ Dec 1 2025, 11:16 AM)
It's still capped at RM20K.

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Exactly tis part I was searching. So if it's for hoarding emergency funds not much point to get the extra 1%, I think just 0.55 daily. Need spend 30 then eventually 50 already.

But if usually ryt as spending account then yea nothing to lose.

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