yes

After using RYT pockets function, and i went back to GX, it is so obvious that RYT had the better UI experience and ease of use for the Pocket Funtions.
GX should copy.

Got my 4% now after 3 days topping up my Hotlink prepaid. Not looking fwd to Jan though coz must do it 5 days in a row instead.

My question was, when can we collect the stamp after you have collected 5 stamps.
I got the 5 stamps today. So do i need to wait until it expires or can get more stamps starting from tomorrow.

u can start tomorrow

he already got his 5th stamp, so for next 30D ,
from today to 2.1.2026 he can get 4% interest

if he continues to collect the 6th to the 10th stamps
for next 5 days i think it is a waste,

that only extend the 4% interest validity for 5 days,
it will end on 7.1.2026 correct?

not worth it i think.

better stop collecting stamps till 5D before 4% interest ends.
ie collect the 6th to 10th stamps start from 28.12.25

then get new 4% starting from 2.1.2026 for another 30days.

I will need 5 stamps right? before it gets the 4%.
Why cant I collect from tomorrow until 7th of December (Thats 4 stamps)
and the 5th one will be on the day it expires?

This month 5stamps, next month 10stamps and dont know what require next few months. I also went back to GX

you can do that if it is stated clearly that is allowed in its T&C.

if no clear T&C stating you can do that,
i wont risk collecting stamp 6,7,8 and 9 now.
in case Ryt says you collect 9 stamps also same
you only get 4% for 30D and new cycle needs 5 new stamps


now thinking twice
i may not even collect stamp 6th before 1st cycle of 4% expires on 2.1.2026

safer to start collecting stamp 6th after 4% cycle ends, ie on 3.1.2026

i have not search for it in Ryt T&C,
just by the rule of thumbs only.

This post has been edited by guy3288: Dec 3 2025, 05:09 PM

Totally agree. Ryt has a better UI interface than GXBank.

all of us are collecting stamp
i have collected mine finally

I just got into Ryt .. and see many ppl say going back to GX lol .. roughly checked GX thread, there also giving 3% only right? What is better at GX compared to Ryt? Ryt if don't do anything also can get 3% right?

gxbank 4% for 3 month without do anything...lol

oh as starting promo? After that back to 3% is it? Looks like i also need to go GX lol ...



This post has been edited by GymBoi: Dec 4 2025, 12:28 AM

gx is more like a mini-FD.. Need lock the funds for 3 months.. And interest only paid out after 3 months.. If you make early withdrawal, the 2% bonus will forfeit, so you only get 2%..

oh just checked out their website... it's like FD la ... 3 months 4% .... if take out then drop back to 2% ..... after 3 months then can lock again for 3 months? Really treat it like FD only? and Max 50k instead of RYT 20k right

Like that traditional banks really can close shop liao haha .. no1 can give 4% right

Think i can collect 4 days stamps now, and the last stamp on day 29.

Hahaha guys.

Lose 1% interest for 2 days cos of the 3 stamps

Nope, RYT make it difficult to get 1sen bonus.

That i agree, but i'm talking about UI interface, how intuitive it is and the ease of use.

The ease to transfer in and out of pockets to main account and vice versa.

That is something GX should emulate.