i use gx alot inside got few ribu flooting
really put me off when ask stuff like that.
i mc 3 month ni
no pay tax
got inheritance but no proof etc

Just give few documents enough... Not everything...

EPF statement or Salary slip should be good enough

This post has been edited by nexona88: Oct 28 2025, 11:34 AM

its ok. i just tt all out to ryt bank.

Just Cool down boss...

I suggest you just closed the account if you really feel uncomfortable..... And have some trust issues....

Don't need headache anymore....

I no panas. I'm cool. 😘

Block and card replaced. Did not trust the waiver and dont want any headache so bank in RM1k on 30 Sept and was refunded RM12 on 30 October.

Viewing the transaction history I was OMG. Daily interest clogging up my transaction history with daily interest transaction. They need to change their policy and follow Rize with monthly creditting.

1.3% Cashback on Mydebit transactions.

This post has been edited by ClarenceT: Nov 7 2025, 05:36 PM


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how to know if merchant is using Mydebit machine?

mean use debit card loh....only 1.3% based on your usage.max rm5 cashback. not rm5

so this reply and provided the info? any follow up email from them? i just got same email and hesitate to provide the info. now in gx only have 1k plus only as use for occasional duitnow and particpate pocket bonus

anyone else replied or not to this email..any follow up email from them too?

Most of the transactions should go through Mydebit for instant settlement.
Very rare a transaction will go through Mastercard for T+1/T+2 settlement.
Beyond your control, you won't know in advance.

This post has been edited by ClarenceT: Nov 8 2025, 07:16 AM


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all debit cards issued by Malaysian issuers are mandated to support MyDebit local card scheme/network

all terminals issued by Malaysian acquirers must accept and process under MyDebit first before other schemes.

I have received total 3 of the same emails from GX Bank. I ignored all of them as none of the emails state that my account will be closed if I don't provide or any date line to provide. It just state "to submit document(s) to avoid unnecessary delay in processing." It doesn't state delay in processing what? Processing my GX Credit request? I just clicked on interested in the GX Credit many months ago for fun. I suspect they are requesting these documents for GX Credit.

Anyway, my GX Bank account has been inactive for almost a year. Only have 1 cent left. If they want to close, I have no issue with it as their interest rate is not attractive and no interesting cash back promotions. Boost and AEON banks interest rate at 3.3% and 3% are better. Boost and RYT cash back on debit card also better than GX Bank.

You do know that GXbank can give you 4%p.a up to RM1003.75. Boost and aeon cannot even reach 4%p.a

At the cost of regularly moving small amounts of ringgits and cents back and forth. And the benefit is a nice nasi lemak each month =)

Why not? Who is going to give you 1 free nasi lemak a month?

You can move while taking a dump or on the train or during lunch time.

Why need to move it daily?

I do that but i dont move the money daily for GX..

At some point the cost-benefit analysis doesn't work anymore. I believe that when we're talking about RM0.11 per day that is past the limit already. For comparison, you probably get more than that just by playing some shopee app games in that time.

I didn't say daily, just regularly. For me maybe twice a month when I remember. And I lazy to do the 10 pockets, so just one amount in the main GXBank account only.

You want to get 4%p.a? If yes moved it out daily.

This post has been edited by Ramjade: Nov 12 2025, 12:45 PM

Nah, I dont do that. Yes it will marginally marginally get lesser and lesser than 4% if you dont move it out daily..

But that one truly doesn't make a diff. At the end of the day it is still close enough to call it 4%..

I only do maintenance at the start of each month, for my own sanity because i like seeing fixed figures at the start of each month. Makes keeping track of stuffs easier...
So i withdraw 30cents/31cents from the 10 pockets and withdraw out 3.30 or 3.41 out of GX into my daily use account..

Same for my Boost, where it's 5% main, and 6 ~ 6.6% for jars..