i just signed up 2 accounts on gx app, 1 of it keep showing error something wrong but doesnt tell you what.

after try here and there figured it should be the IC capture problem.. zzzz, went and wipe my IC to keep it smudge free, lo and behold sign up again and approved this time..

1st account = deposit RM100 by maybank ok, then get the instant RM20 + 8. Withdraw 128 to maybank got problem cant.. so tried to withdraw to cimb, ok no problem. balance = 0

2nd account = RM100 enter by cimb, RM128 withdraw to cimb. balance = 0

ok la, the app quite smooth for me. havent encountered any issues so far.

I like the UI and color scheme.

8 is for linking duitnow ic/mobile

obviously another IC.

Was 2 separate devices, mine and the other person's.

But i dont think there would be an issue, since GX doesnt have any cooling period.

After you make 1 account, just clear data + uninstall. then reinstall and sign up again..

If i remember correctly there's also option to unbind the device, so do that before uninstalling as well

really? is it a device cooling period? means after logging in on 1 device, if you wanna log in on another device need wait 12 hours before can do anything?

cause for account cooling period definitely dont have la, since i was able to deposit + withdraw immediately after account creation

This post has been edited by Optizorb: Dec 2 2023, 10:16 AM

purchases on shopee can get 1% cb right?

what i wanna ask is, if use certain shopee vouchers that set T&C payment method as shopeepay. so we need reload our shopeepay first and use that as payment method in shopee.

does this consider under e-wallet and thus not eligble for CB? or still able to get CB?
anyone knows this?

yup exactly this. Need to tell people how many times, banks are not your friends.
You are trying to get the best possible returns, likewise they too are there to squeeze the maximum out of you.
They are not doing charity.

Better still, if people not aware the promo is 5k limit per pocket. then one fella put 50k as savings pocket hope to get the returns.
End up GX get 50k, payout 5k 5% only. balance 45k untung

This post has been edited by Optizorb: Mar 28 2024, 06:41 PM

yes the excess will still receive the default 3%.

but you still dont get the point of guy3288
the goal here isn't to make your life easy i think..

Making it easier for you (or for them) doesn't get them more $$.
It is counter-productive to make it easier.

But of course what im saying isn't facts. It's just what I feel is the case..

If it really bugs you, can always go complain/suggest to them, who knows maybe they would implement your idea and make everyone's life easier, thus proving us wrong.

But as the another poster also said above, just relax wait for full TNC to come out.
we dont know anything in details yet, we are wasting time arguing over something that may or may not be the case

This post has been edited by Optizorb: Mar 28 2024, 08:04 PM

its literally in the name lah.

Savings + pocket

It's basically like a forced-savings. Means the money keep it one side like you would put in a piggybank.
If you really need it, then it is available for you to withdraw/take out aka smash your piggybank as last resort.

few reasons for it:
1) Money is out of your sight so that you don't get tempted to use that money, etc.
2) and i believe this started as a money "goal" feature in most traditional banks saving account (cimb users might be familiar with this i guess)
So something like a feature for you to "work" towards your savings goal.

and with that, it comes with additional security features that goes hand-in-hand with the above feature like:
1) money not automatically deducted from savings pocket, only from main balance
- so there's enhanced security and protection from scammers or unauthorized transactions. or maybe just carelessness thinking you have more useable money than you actually have.

This post has been edited by Optizorb: Apr 4 2024, 07:40 PM

question:

does gx round up to 0.01 at 0.005 or 0.006

if that's the case, then 4941 is the exact precise number needed for each pocket then

4941 x 3% /366 = 0.405 = 0.41
4941 x 2% /366 = 0.27

total = 0.68

only valid if you only have 1 pocket.

if you have more than 1 pocket, each pocket saving 59.

assuming 10 pockets, that's 590.

590 x 3% /366 = 0.048 = 0.05 x 30 days = 1.50 extra (simple calculation, actual should be marginally more due to daily compounding?)

or better yet, keep the extra in rize

590 x 3.8% /366 = 0.06 x 30 days = 1.80 extra

This post has been edited by Optizorb: Apr 5 2024, 04:07 PM

how can 4941 each pocket x 10 equals to 50k capital?



This post has been edited by Optizorb: Apr 5 2024, 04:28 PM

thanks. this confirms it then, 4941 is the magical number.

the 590 extra if you not doing anything with it then sure la will have less amount

what were you expecting? for calculative people to just let the 590 be?

590 you can put in gx main pocket, get 1.50 after 30 days.

590 you can put in rize, get 1.80 after 30 days.

wow.. your own table like trash still got the gal to talk about spoonfeeding...?
topkek.

actually i dont even need to calculate anything. It's just pure logic. No idea why you fail to see this.

If 4941 and 5000 getting same returns per day of 0.68. then with additional 59 x 10 = 590 of ADDITIONAL unused capital, it will 100% mean i will have additional returns if i put it somewhere, anywhere.

But nvm, let me disprove you since you think you some smart alec with tables and all

i only checked for 10th ~ 16th, not bothered with the rest cause i know your data is pure trash.

with base of 4941:
by 16th should have 4945.08

meanwhile, your trash table comes out to 4945.05

Here already 3 cents short.

with base of 5000:
by 16th should have 5004.08

meanwhile, your trash table comes out to 5004.10

Here 2 cents extra.

So total difference (WRONGLY in favour of 5000 base) already extra 5 cents just for 6 days. The other 24 days??

Also come on man, 590 x 3% /366 = 0.05/day x 30 = 1.50 liao total return would be 591.50
dont know where you pluck 591.45 from. you too hungry until eat the 5 cents is it?
All the way to the end, your base 5000 calculations keep adding cents, while base 4941 calculations short of cents.

in the grand scheme of things, can say it is negligible.

but if you want to fully maximize your returns, then by putting 4941 you can get additional 1.50 or 1.80 by the end of it.

or another way to look at it is, you have 59 (up to 590) to spend/use while getting the same returns. So you don't lose out on anything, besides the money being spent ofc

This post has been edited by Optizorb: Apr 5 2024, 07:22 PM

Nope, we're just nitpicking down to the details over here.
in reality, that 1.50/180 extra cant even buy teh tarik at mamak.

I think a better way to look at it is you can have additional 590 to use or spend without affecting your final returns.

you put 49410, will get 6.80 x 30 = 204
you put 50000, will also get 6.80 x 30 = 204

so might as well utilize that additional 590 capital for other purposes, whether it is in another savings or for expenses.
In terms of expenses, that 590 can be a huge amount to some, and doesn't need to be unnecessarily locked in doing nothing.

That 590 can use to pay your car loan, rent, or even the month's groceries.

This post has been edited by Optizorb: Apr 5 2024, 07:33 PM

cause for rm61 @ 3% = 0.005

if follow their TNC "the second decimal point will be rounded up to the nearest number if the third decimal point is 5 or above. Otherwise, it will be rounded down"
then technically should get 0.01 ma

so what he said makes sense, if you utilize main + 10 pockets = technically getting 11 cents, whereas if you just put in main or 1 pocket get 6 cents only.
so additional 5 cents appear out from thin air.

Unless they apply condition that the second decimal point needs to start with at minimum 0.01 for everything else to take effect..
Well if really wanna test this theory can just go create 1 pocket right now with rm61 and see tmr get 1 cent or get nothing

Here's another food for thought. with 1B capping for this campaign.
and assume 20k people fully deposited 50k. so each person entitled to RM204 at the end.

20k x 204 = 4.08 million that GX would be spending for this campaign. That's one hell of a spending for just 1 month of exposure..

That's why i dont think will reach the cap la, 20k people x 50k each person is a lot. 1 billion is a freaking biiiiiiig number yo.
I'm willing to bet they may not even be able to get 20k people depositing in the first place, let alone each one fully maxing out at 50k.
Or rather, they may get more than 20k people depositing but definitely still wont hit the cap.

This post has been edited by Optizorb: Apr 6 2024, 12:44 AM

ayy you did it for science

soonwai tried ady and proven it worked.

oh and now got this article. means gx memang know it, so soonwai no need sked banhammer liao

60.84 for non-leap year and 61 for leap year to earn 1 cents, put in main + 10 pockets get 11 cents

This post has been edited by Optizorb: Apr 6 2024, 02:06 PM