you check T&c
i think is 98 k will earn 4.2% till day you withdraw
but that Rm2k cannot withdraw until after 31.1.26
if not  your  RM98k would not get 4.2%
but it would be paid base rate close to 4% also.
today i noticed 2 Quest bonus paid on 10.7.25

1)Financial liter survey 0.1%  RM0.82
2)Autodebit  1%  RM8.21

i think deposit via autodebit Quest Bonus to earn extra RM8.21 a month
is way better than trying to hit that  promo 4.2%

say you have spare cash RM7200

you want to
1)deposit  RM7200  for that  promo 4.2%
or
2)set as autodebit RM1200 x 6 months get Quest Bonus 1%

Base is the same for both eg 4.0%
so extra for  (1) is only 0.2%

i will go for (2)  much better

with just  additional capital of RM1200 x 6 months i can earn RM8.21 x 6 =RM49.26

the same RM7200 if go for campaign 4,2% actually earns extra only RM7200 x 0.2% x 6/12 =RM7.20

anyone good at calculation can confirm my guesstimation?
if proven true what for go for that 4.2%
better setup autodebit for Quest Bonus 1%

Unless I'm missing the context/intention, there are a lot of assumptions involved in your calculation to skew towards autodebit.

Autodebit bonus is hard locked at RM8+/mth, being 1%pa of 10k paid monthly.

What if the person has a lot more extra cash don't know what to do for next 6mths, say 50k to cash in as fresh funds?
Or for the next few months, the base rate drops to a more normal 3.8%pa?

Different circumstances will give different outcome.

Unless I'm missing the context/intention, there are a lot of assumptions involved in your calculation to skew towards autodebit.

Autodebit bonus is hard locked at RM8+/mth, being 1%pa of 10k paid monthly.

What if the person has a lot more extra cash don't know what to do for next 6mths, say 50k to cash in as fresh funds?
Or for the next few months, the base rate drops to a more normal 3.8%pa?

Different circumstances will give different outcome.

You try calculate with a lot more extra cash , say rm50k

See how much extra that rm50k can earn in 6months
Compared to me just auto debit rm1200 x6months

My guestimate is sama saja  if base 4.0%
Or if the remaining rm42800 i put in also for 4.2%
My total extra earnings are sure to be better

That 1% only for first 10k.
which is not much useful when one looking to parking bigger fund immediately.

It is worth to invest inside versa?

It is worth to invest inside versa?

Ya quite worth it, i do the money booster into versa invest global-i, return okoklah, but the booster very untung

current promo 4.2% for 6mths minimum 2k. see it as fd.

You're right. Higher than their usual base rate 3.5-3.8%. But this promo only for this month till 31 July, if we miss it bye bye

really?! I read the TnC, and my understanding is deposit 2k min fresh fund to join the campaign for 4.2% before 31-Jul.

There after, if do nothing, your 2k will enjoy 4.2% till 31-Jan-2026

if deposit more fresh fund after 1-Aug, these newly topup fresh fund also enjoy 4.2%, of course interest calc from the day u deposit till 31-Jan-2026

pls correct me if I am wrong.

really?! I read the TnC, and my understanding is deposit 2k min fresh fund to join the campaign for 4.2% before 31-Jul.

There after, if do nothing, your 2k will enjoy 4.2% till 31-Jan-2026

if deposit more fresh fund after 1-Aug, these newly topup fresh fund also enjoy 4.2%, of course interest calc from the day u deposit till 31-Jan-2026

pls correct me if I am wrong.

Received Versa Bonus 2% for May and June today.

Yup.

But how to verify their calculation? Are there statements for May & June in the app showing the daily balances?

i use my record , back calculate

7.5.25 deposited RM80.7k completed on 9.5.25
14.5.25 deposited 30k completed on 16.5.25

received  2% Bonus RM322.10

i guess it is like this

80.7k x 2% x 55/365 RM243.20
30k x 2% x 48/365 RM78.90

surprisingly good, Versa calculated 2%
from the day i deposited
no loss 2 days interest 

0.3% bonus also correct
RM4.52 = 10k x 0.3% x 55/365

PS:
subsequent months no more bonus
just nice send to Ganjaran 1%