You will still get of course. I withdrawed 80% of my funds around end of June and I still get pro-rated for June.

you just need to go to the quests tab from Versa app


& u would be eligible if there is a green tick on the bottom right

received 2% quest bonus, but 0.3% quest bonus not yet..

Can do what you did or, if there are many transactions, create our own statements for May & June, and calculate the interest on daily balances.

I have 10 cash-in and 6 cash-out during that period, so it's a little more work involved. To complicate matters, they add accrued interest in the cash out (no idea how they calculate the accrued interest).

Based on rough calculations, the interest is more or less what was actually credited.

Thanks for confirming that the system calculations are accurate. I don't think I will bother to do exact calculations

Like the others, I also have not received the 0.3% reading booster.

This post has been edited by BWassup: Jul 29 2025, 05:48 PM

Quest 0.3% is in.

So do you mean those additional already in? I check my lifetime quest earnings is still same.

Yes all in for me. You might want to contact CS if you didn't get yours. Their response is quite fast.

cannot look at lifetime QE , new credits not reflected there yet

check out all transactions you can see there what you get
..

This post has been edited by guy3288: Jul 30 2025, 01:28 PM


Attached thumbnail(s)

Ok yea, seems like already reflected. Thanks.

Versa got new user promotion. giving 4% promo to new users who join this month. Must maintain rm2k until 31 jan 2026 so you can earn the 4%. until 30k limit.

From 4.1% (June) to 3.3% (July), that is a big plunge for Versa Save when the OPR dropped only 0.25%.

For those who are not participating in 4.2% fixed rate quest, you should consider moving to KDI, if Versa's performance don't improve. Even 2nd tier of KDI Save (above 50k), gives an effective rate of 3.5%.

phew luckily i withdrew atlas and put in KDI. I was this close and tempted to put in Versa because of the 4.1% July's rates (June's performance)..

3.3% is for Versa Cash-i.

It's 3.38% for Versa Cash.

Still, it is a big drop, way bigger than the recent cut in OPR, as you say. I am also a bit shocked. Versa Cash is supposed to provide relatively stable returns. Did Versa provide any explanation?

This is not looking good for us if it continues. Will see how August nett return is before making any deposits/withdrawals.

This post has been edited by BWassup: Aug 6 2025, 07:09 PM

From Versa FAQ:

"Investing with Versa means choosing lower risks with potentially higher returns. Versa invests in a specific Money Market Fund called the Affin Hwang’s Enhanced Deposit Fund which only invests in low-risk assets – short term deposits in multiple Malaysian banks. Next, Versa lets you make the most out of your money. Unlike Fixed Deposits which only offers basic interest, Versa offers interest that is compounded daily. Finally, you can make on the spot decisions with Versa. With Versa, you can withdraw anytime with all the interest earned and expect your money to be in your bank account within the next day* – with no penalties!"

Hurt by banks slashing money market deposit rates?

Money market rates ain't going up soon, so what can they do to improve the returns hereafter?

is that mean only my RM2700 is locked for 4.2%,
how much % is for next top up up to 31st Jan ?

See there by 31.7.25 , deposit after that sure not included

that appears untrue

no, basically you can go all the way to RM300k until 31st January 2026, you will get 4.2%. See the second task you screenshot. I checked with their cs on this, basically you've already secured the 4.2%, now just maximize it and you'll still enjoy 4.2% p.a until 31st Jan 2026 lor. Unless you cash in RM350k, then your 50k extra will only enjoy the base rate. The only way for you to "lose" your 4.2% p.a if withdraw lower than your initial fresh fund of RM2k.


TLDR: if you secured 4.2% p.a edi, you can maximize til RM300k until 31st Jan also will enjoy 4.2% p.a.

Yeah, Versa is not so straight forward and transparent about these. Of course, it's a different system compare to FD.
Just wondering, I saw some discussion about the withrawing the saving on the last day of the year, i.e.: left minimum of 2k in the account. Is it because to get ready for the next cycle of quest (reduce the baseline) or just for discussion only?

dunno wor, for me personally, i just keep there only and try to maximize all the booster quests and stuff, can get 5%++. lazy to chase rates for 0.5% on other platforms..