seeing some comments said versa also have many historical issues like Rize...
im new to versa less than a month....
what is the main issue with versa now or previously ?
Investment Versa
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 Dec 4 2023, 05:49 PM
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Junior Member
384 posts Joined: Oct 2011  
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Jul 5 2024, 01:54 PM
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#2
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384 posts Joined: Oct 2011
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Versa Save Cash and Cash-i
what are the actual %interest ? |
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Jul 13 2025, 10:43 AM
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let say i deposit 100,000 today.
and if i withdraw 98,000 on December 2025. 1) the 4.2% is paid on Feb 2025? 2) Withdrawal before Jan 2026 will cause no 4.2% for the 98,000? |
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Jul 15 2025, 11:49 PM
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#4
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QUOTE(Chanwsan @ Jul 14 2025, 10:50 AM) Unless I'm missing the context/intention, there are a lot of assumptions involved in your calculation to skew towards autodebit. Autodebit bonus is hard locked at RM8+/mth, being 1%pa of 10k paid monthly. What if the person has a lot more extra cash don't know what to do for next 6mths, say 50k to cash in as fresh funds? Or for the next few months, the base rate drops to a more normal 3.8%pa? Different circumstances will give different outcome.  QUOTE(guy3288 @ Jul 14 2025, 11:12 AM) You try calculate with a lot more extra cash , say rm50k That 1% only for first 10k.See how much extra that rm50k can earn in 6months Compared to me just auto debit rm1200 x6months My guestimate is sama saja if base 4.0% Or if the remaining rm42800 i put in also for 4.2% My total extra earnings are sure to be better which is not much useful when one looking to parking bigger fund immediately. |
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