you check T&c
i think is 98 k will earn 4.2% till day you withdraw
but that Rm2k cannot withdraw until after 31.1.26
if not  your  RM98k would not get 4.2%
but it would be paid base rate close to 4% also.
today i noticed 2 Quest bonus paid on 10.7.25

1)Financial liter survey 0.1%  RM0.82
2)Autodebit  1%  RM8.21

i think deposit via autodebit Quest Bonus to earn extra RM8.21 a month
is way better than trying to hit that  promo 4.2%

say you have spare cash RM7200

you want to
1)deposit  RM7200  for that  promo 4.2%
or
2)set as autodebit RM1200 x 6 months get Quest Bonus 1%

Base is the same for both eg 4.0%
so extra for  (1) is only 0.2%

i will go for (2)  much better

with just  additional capital of RM1200 x 6 months i can earn RM8.21 x 6 =RM49.26

the same RM7200 if go for campaign 4,2% actually earns extra only RM7200 x 0.2% x 6/12 =RM7.20

anyone good at calculation can confirm my guesstimation?
if proven true what for go for that 4.2%
better setup autodebit for Quest Bonus 1%