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Investment Versa

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Gabriel03
post Jul 1 2025, 10:57 PM

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QUOTE(ronnie @ Jul 1 2025, 10:39 PM)
it's 4.2% p.a. on FRESH FUNDS exclude Baseline funds

RM300k x 4.2% p.a. for 6 months = RM6,300 (but you'll typically don't see this figure in Versa)
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it's 4.2% pa inclusive of the normal return of fund.
Example, if versa cash gives 3.9% pa for Month X. Then, Versa will add another 0.3% pa only to meet the 4.2% pa of guaranted returns. It is not that big of a rewards.

Furthermore, there is another issue of the baseline which is based on the fund amount on 30 June 2025. Many people has maximised their money into Versa during the previous 2% extra campaign.

I'm not joining this campaign as it is not worth it.
westernkl
post Jul 2 2025, 02:28 AM

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QUOTE(victorian @ Jul 1 2025, 04:46 PM)
4.2% is not very high though.

It's just 0.2% higher than KDI 4% and will lock you for few months, just like FD.

ASM unit will be available 7.7
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Can a Chinese like me to invest ASM?
If yes, how to invest ASM?
ericlaiys
post Jul 2 2025, 06:45 AM

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QUOTE(westernkl @ Jul 2 2025, 02:28 AM)
Can a Chinese like me to invest ASM?
If yes, how to invest ASM?
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can. asm1,2 asm3. but the problem with asm is depend on availability of unit. most people can try their lucky daily to buy daily unit but 7-7 got extra unit release. if do online limited 2k per month to sell , else you can go counter to sell more unit.
MasBoleh!
post Jul 2 2025, 07:49 AM

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From: MYBoleh.NET
QUOTE(Gabriel03 @ Jul 1 2025, 10:57 PM)
it's 4.2% pa inclusive of the normal return of fund.
Example, if versa cash gives 3.9% pa for Month X. Then, Versa will add another 0.3% pa only to meet the 4.2% pa of guaranted returns. It is not that big of a rewards.

Furthermore, there is another issue of the baseline which is based on the fund amount on 30 June 2025. Many people has maximised their money into Versa during the previous 2% extra campaign.

I'm not joining this campaign as it is not worth it.
*
Is there any other platform with campaign that is worth it other than asm?
Gabriel03
post Jul 2 2025, 08:07 AM

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QUOTE(MasBoleh! @ Jul 2 2025, 07:49 AM)
Is there any other platform with campaign that is worth it other than asm?
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It depends on everyone's situation and your commitment to top ip above baseline at Versa.

Other options with less complicated TnC
KDI has 3.93% pa (effictive 4% pa)
If you have mortgage, putting extra payment maybe offset more.

This post has been edited by Gabriel03: Jul 2 2025, 08:08 AM
Barricade
post Jul 2 2025, 10:37 AM

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QUOTE(guy3288 @ Jul 1 2025, 10:55 PM)
this 4.2% watch out the T&C

silap silap you wont get 4.2%

eg fresh fund 100k today then you withdraw Rm100k end the year
thinking you can earn 4.2% 5 months

you may be disqualified unless you keep 2k till 31.1.26
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Yeah cannot withdraw all. Have to maintain at least 2k fresh funds.
richtrons
post Jul 3 2025, 10:02 AM

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Hi I am new to Versa, can I know if versa and KDI which is better? if anywhere i can read to compare also can share
guy3288
post Jul 3 2025, 10:05 AM

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QUOTE(richtrons @ Jul 3 2025, 10:02 AM)
Hi I am new to Versa, can I know if versa and KDI which is better? if anywhere i can read to compare also can share
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bro just read my post above
and go look at KDI thread my posts

me kaki lama in all of that
BWassup
post Jul 3 2025, 10:23 AM

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QUOTE(guy3288 @ Jul 3 2025, 10:05 AM)
bro just read my post above
and go look at KDI thread my posts

me kaki lama in all of that
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Bro, I agree you are da expert in investments and calculations. notworthy.gif

I posted something on 1/7, as per below. Didn't get a response. Can you help?


"I withdrew some funds yesterday (30/6). Processed yesterday, and credited to my bank account today (1/7)

Since the baseline Versa uses for the 4.2% promo is 30/6, would I be entitled to it if I cashed in tomorrow the funds I withdrew yesterday?

Confused by Versa." confused.gif laugh.gif

This post has been edited by BWassup: Jul 3 2025, 10:25 AM
guy3288
post Jul 3 2025, 10:54 AM

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QUOTE(BWassup @ Jul 3 2025, 10:23 AM)
Bro, I agree you are da expert in investments and calculations. notworthy.gif

I posted something on 1/7, as per below. Didn't get a response. Can you help?
"I withdrew some funds yesterday (30/6). Processed yesterday, and credited to my bank account today (1/7)

Since the baseline Versa uses for the 4.2% promo is 30/6, would I be entitled to it if I cashed in tomorrow the funds I withdrew yesterday?

Confused by Versa." :confused:  laugh.gif
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Wah bro by right should be ok
Check your balance on 30.6.25 that is Base line
Deposit on 1.7.25 onwards above that baseline should get 4.2%

But better confirm with Versa
Nanti tak dapat 4.2% I kena blame...
kkk8787
post Jul 5 2025, 07:18 AM

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My god woke up and realize 6 figure amount dissapeared from my account. Left with 5 figure in it. What happened !!!
kkk8787
post Jul 5 2025, 07:23 AM

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Anyone else having money dissapearing from versa
Anywhere to find the actual amount and fight back
6 figure wiped out overnight
Cubalagi
post Jul 5 2025, 08:12 AM

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QUOTE(kkk8787 @ Jul 5 2025, 07:23 AM)
Anyone else having money dissapearing from versa
Anywhere to find the actual amount and fight back
6 figure wiped out overnight
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Email.their contact centre first?
guy3288
post Jul 5 2025, 08:41 AM

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QUOTE(kkk8787 @ Jul 5 2025, 07:18 AM)
My god woke up and realize 6 figure amount dissapeared from my account. Left with 5 figure in it. What happened !!!
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Wah bro betul kah ni?

6figures wiped out! All gone lah rm300000 hilang?

I have a friend inside Versa
Provide further details here.
kkk8787
post Jul 5 2025, 09:02 AM

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QUOTE(guy3288 @ Jul 5 2025, 08:41 AM)
Wah bro betul kah ni?

6figures wiped out! All gone lah rm300000 hilang?

I have a friend inside Versa
Provide further details here.
*
Strangely woke up 7am 6 figure gone

Then 30 mins later half of it appears back

And another 20 mins later the rest reflected

System issue?

Now I’m scared
How do I keep track of all the money I have inside

I do not have evidence of it for future reference

This post has been edited by kkk8787: Jul 5 2025, 09:02 AM
MasBoleh!
post Jul 5 2025, 09:21 AM

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QUOTE(richtrons @ Jul 3 2025, 10:02 AM)
Hi I am new to Versa, can I know if versa and KDI which is better? if anywhere i can read to compare also can share
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From my understanding Versa is very complicated and needed to read the TnC carefully although the returns are higher than KDI a little bit. KDI is pretty direct.

QUOTE(kkk8787 @ Jul 5 2025, 09:02 AM)
Strangely woke up 7am 6 figure gone

Then 30 mins later half of it appears back

And another 20 mins later the rest reflected

System issue?

Now I’m scared
How do I keep track of all the money I have inside

I do not have evidence of it for future reference
*
Seriously? Will have heart attack woiiii sad.gif
guy3288
post Jul 5 2025, 11:10 AM

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QUOTE(kkk8787 @ Jul 5 2025, 09:02 AM)
Strangely woke up 7am 6 figure gone

Then 30 mins later half of it appears back

And another 20 mins later the rest reflected

System issue?

Now I’m scared
How do I keep track of all the money I have inside

I do not have evidence of it for future reference
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Then ok lah no losses

No need worry so much
There is record in their system

I used them all so many years already.
Occasional system glitch then back normal
1mr3tard3d
post Jul 5 2025, 11:52 AM

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QUOTE(kkk8787 @ Jul 5 2025, 09:02 AM)
How do I keep track of all the money I have inside

I do not have evidence of it for future reference
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u may register at i-access to view/download
can't remember when they announced it, should be able to find the announcement if u didn't delete old emails
kkk8787
post Jul 5 2025, 11:10 PM

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QUOTE(1mr3tard3d @ Jul 5 2025, 11:52 AM)
u may register at i-access to view/download
can't remember when they announced it, should be able to find the announcement if u didn't delete old emails
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This is fantastic
Thanks
ttzew
post Jul 10 2025, 12:10 PM

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After cash in, still need to top up every month in order to get 4.2% ?

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