The 4.3% promotion is applicable for the first 30k. If I open Versa Cash and Cash-I, can I get promo rate until 60k (30k in each fund)?

invest 3k is enough for tax relief. no need to worry about the fees as it's part of the 3k investment.

i signed up for the autodebit (RM 600) to versa cash to gain save booster quest.

Last Sat, 5 Oct, RM 600 was debited from my bank account. However, until now, there is no record of incoming fund of RM 600 into my versa account.

Anyone face the same issue?

you mean the sign up process to autodebit?

New campaign by Versa.
https://versa.com.my/fresh-funds-quest-earn...r-new-cash-ins/

If Versa Save is at 3.7% pa, the fresh fund can get 5.7% pa for the 2 months.
Feel like there is a catch cause it's a big campaign by versa.

This post has been edited by Gabriel03: May 3 2025, 10:37 PM

I am surprised that the Versa thread is not more active ever since the 2% booster campaign. It should have gotten the attention of people with a lot of money to park in Versa for 2 months like when Gxbank had the savings pockets campaign few years back.

end of june suffice unless they extend the campaign

what's Ganjaran 1%?

on 7th May, I have made a request to increase the autodebit limit so that I can autodebit RM1,200 per month. Still no change. I have raised a ticket today.

tmr, there will be a massive cash out from versa as it's the end of the special 2% promotion

This post has been edited by Gabriel03: Jun 30 2025, 11:13 PM

depends on people.
Some will cash out to put in KDI, mortgage account, etc

it's 4.2% pa inclusive of the normal return of fund.
Example, if versa cash gives 3.9% pa for Month X. Then, Versa will add another 0.3% pa only to meet the 4.2% pa of guaranted returns. It is not that big of a rewards.

Furthermore, there is another issue of the baseline which is based on the fund amount on 30 June 2025. Many people has maximised their money into Versa during the previous 2% extra campaign.

I'm not joining this campaign as it is not worth it.

It depends on everyone's situation and your commitment to top ip above baseline at Versa.

Other options with less complicated TnC
KDI has 3.93% pa (effictive 4% pa)
If you have mortgage, putting extra payment maybe offset more.

This post has been edited by Gabriel03: Jul 2 2025, 08:08 AM

From 4.1% (June) to 3.3% (July), that is a big plunge for Versa Save when the OPR dropped only 0.25%.

For those who are not participating in 4.2% fixed rate quest, you should consider moving to KDI, if Versa's performance don't improve. Even 2nd tier of KDI Save (above 50k), gives an effective rate of 3.5%.

the management and trust fee are deducted in the NAV daily. The annualised 3Y return is after the deduction of all fees.